The Retirement Key

There are warnings about big problems for state and local government pensions because of underfunding . Abe talks about what that might mean for those planning for this kind of income. Plus, why so many retirees are hesitant to start tapping into their nest egg. Learn ways to increase your spending confidence. Visit www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy information.

Approaching retirement with a nice big IRA?... You’re probably not as wealthy as you think , because of deferred taxes. Also, saving for retirement is the important and obvious first step, but then what? Wondering where to go from here? Visit www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy information.

Social Security should replace 40% of your income, but some estimates say it may dwindle to less than 30%. Abe explains how to make up the difference. Plus, high 401(k) fees can cost tens -of- thousands of dollars over the course of a career.  Need a 401(k) X-ray? Visit www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy information.

We spend a lot of time thinking about how to make it to retirement, but what will you do when you finally get there? Abe explains why a “lifestyle” plan is a critical part of your overall plan. And you’ve heard about Roth’s, but did you know that life insurance can also be used to help manage your taxes? Learn more at www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy informatio...

Crypto currency: Some think it’s nothing but a scam, others are confident it’s a good investment, but is there a place for it in our retirement plans ? Also, Abe explains why part of your retirement plan should be a lifestyle plan. Worried about running out of money? Visit www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy information.

Retirees admit that guaranteed income makes a bigger difference than they thought. With pensions becoming scarce, how can you do this yourself? Plus, a major downside to 401(k)s. Learn ways to Replace Your Paycheck at www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy information.

A recent article says you can “manage your 401(k) without lifting a finger!” Abe points out the problems in this kind of thinking. Also, life insurance can do more than just protect a young family. Learn how you can make it a tool in your retirement plan. Visit www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy information.

Employer offered retirement accounts are not static. Abe explains how to get clarity on your 401(k) and other retirement accounts. Plus, 3 in 4 workers are missing one major step in planning their retirement, and studies warn that you’re “flying blind” if you don’t have one.  Do you have everything you need for retirement? Visit www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy...

New Jersey CPA’s are telling people to leave the state if they want to save more money. Abe talks about clients who’ve utilized “relocating” as a retirement tax strategy. Plus, how can you customize an annuity to fit your needs? Visit www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy information.

As you approach retirement, should you adjust your market risk? Abe talks about adjusting market strategies as you transition from a “growth phase” to a “spending phase.” And how do you know when you can really afford to retire. Need help figuring out your time frame? Visit www. RetirementKeyRadio.com . See omnystudio.com/listener for privacy information.

There’s a new record high number of million-dollar 401(k) and IRA accounts. But, with rumblings that the bull market may be nearing an end, many are wondering where to go from here. Plus, have you been offered a company “buyout” offer?  Abe talks about what you need to consider before accepting, or rejecting, that offer. Have questions about your retirement options? Visit www. RetirementKeyRadio.c...

Every so often economists are caught off guard by an unpredictable “Black Swan” event. Some experts say we’re in the early stages of one of those events right now with rising inflation rates. Abe talks about strategies to help protect against inflation and shares the purpose behind his own legacy plan in effort to give you some thought starters. Learn more at www. RetirementKeyRadio.com See omnyst...

President Biden’s new programs may cost $700 billion more than he projected.  Many think this will create higher taxes for even those who make less than $400k a year. Plus, a typical retirement portfolio contains a mix of stocks and bonds, but the WSJ says you’re overlooking a 3rd investment option. Abe talks about the opportunities you may be missing. Curious about your retirement investment opti...

The Fed insists recent inflation increases are only temporary, but some experts disagree. Abe shares ideas on how you can work to prepare for future inflation.  Plus, there is something special about your 60s and the opportunities you have with your IRA’s. Want to learn more about maximizing your IRA advantages? Visit www. RetirementKeyRadio.com See omnystudio.com/listener for privacy information.

Investors have put more money in stocks in the last 5 months, than they did in the previous 12 years combined! With a growing market “bubble” that could pop at any time, Abe shares examples of how you can protect your investments. Plus, everyone used to say “save in a 401(k)… it’s tax deferred!” That was then. Now, you may just be sitting on a big bag of tax.  Worried about the taxes you might owe...

Jim Lovell, commander of the ill-fated “Apollo” 13 moon mission, says he never considered himself to be a risk taker and doesn’t do anything without knowing, and weighing, the odds. Abe explains the benefits of having this mindset when creating a retirement plan. Plus, what should you do if offered a lump sum buyout offer on your pension? Have questions about your retirement options? Visit www. Re...

Many advisors focus on investment management, but a retirement plan needs tax, social security, RMD and other strategies. Does your plan cover these areas? Plus, everyone has opinions about annuities, often because they don’t understand them. Abe explains the different types available and how they might work for you. To learn more about building an income plan for your retirement, visit www. Retir...

There are some common mistakes we make with our IRA accounts. Abe points out these areas and offers solution examples. Plus, an analyst is warning that a big correction is coming to Wall Street. If you want to check the risk level in your retirement plan, visit www. RetirementKeyRadio.com See omnystudio.com/listener for privacy information.

Google searches on the word “inflation” have spiked in the last month. Abe explains why. Plus, there’s an old saying, “You don't know what you don't know” …and that could be costing you a lot of money! Want to make sure you KNOW everything that’s going on with your money? Visit www. RetirementKeyRadio.com to plan your portfolio analysis. See omnystudio.com/listener for privacy information.

96% of Americans think Social Security is one of the most important programs we have... meanwhile, some experts say that it’s basically just like using an annuity. Abe clarifies this theory and how it might relate to your plan. Plus, it’s time to do some aggressive tax planning. Do you have a proper tax strategy for your retirement? Visit www. RetirementKeyRadio.com . See omnystudio.com/listener f...

Abe explains why he believes most financial plans could fail in the coming years and the dangers for those planning to retire in this time. Plus, this is one of the most misunderstood retirement planning tools, but it might be the investment opportunity you’ve been wanting! See omnystudio.com/listener for privacy information.

Lack of proper planning and preparation in this area can cause big problems with the IRS. Abe shares ideas on how you can get prepared. Plus, as we grow older our risk tolerance usually gets lower. So, why should you still keep some stocks in your retirement portfolio? See omnystudio.com/listener for privacy information.

44% of people in a committed relationship are keeping financial secrets from their significant other. Abe talks about how he and the team help couples work through difficult financial conversations. Then, if you’re among those cheering the recent GameStop frenzy, you might want to re-think that enthusiasm. See omnystudio.com/listener for privacy information.

The hot stock market has some strategists worried about the “bubble” that may be about to burst. Abe shares ideas on ways to gauge your risk tolerance. Also, these once common truths about retirement, have now become common myths . See omnystudio.com/listener for privacy information.

What kind of approach should your financial advisor take when creating your plan? Abe shares what he thinks you should expect from an advisor. Plus, RMDs will likely be back this year. What does that mean, from a planning standpoint? See omnystudio.com/listener for privacy information.