The Retirement Income Show with Dave Stearns

Have you ever wondered if how you plan and invest in retirement should vary given the size of your nest egg? Do the planning and investing principles change if you have more or less money in retirement? Will your nest egg support you in retirement? We're answering these questions and discussing retirement planning no matter how much money you have in this episode of The Retirement Income Show...

As you can imagine, we get asked a lot of questions by our listeners and people in the community. Many of these questions are similar in nature but might have a different spin. They're all important, and not getting the answers you need can throw a wrench in your retirement. We're answering a few of the top questions in this episode of  The Retirement Income Show with Dave Stearns . 

Many people wonder how they're doing in retirement compared to others because oftentimes retirees don't disclose their financial position with each other. If that sounds like you, don't miss this episode of  The Retirement Income Show with Dave Stearns  where we are pulling back the curtain and talking about retirement's most frequently asked questions. 

When most people think about financial planning, they think about money. That makes sense, but if you overlook the crucial cornerstone of Estate Planning, you may create a disaster for your family and for your legacy. We know you don't want that, so we're hitting it hard in this episode of The Retirement Income Show with Dave Stearns . 

While investing isn't easy and often takes a lot of guts and patience, rarely do we get clear signs of what to buy and when to buy it. This is one of those rare times; the economy and the Feds have given us a great gift and you won't want to miss this episode of The Retirement Income Show with Dave Stearns where we explain why now is the time to lock in yields before the Feds begin to lo...

If you try to build a house on a shaky foundation, you run the risk of the entire house collapsing. The same is true of your retirement plan. We're digging into the key pillars of a solid retirement plan on this episode of The Retirement Income Show with Dave Stearns . 

As Income Specialists, we have seen that it makes a lot of sense for most of you to shift your investment focus from growth to income in the years just before and during retirement. But how do you know if an income investment strategy is truly right for you? In this episode of The Retirement Income Show with Dave Stearns , we're helping you make that determination. 

Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for the second installment of this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're clearing up the conf...

Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're clearing up the confusion. 

People often talk about how much income they earn. In retirement, it's not about what you make; it really comes down to what you can keep. What are the things that can affect how much you get to keep, and how can you keep more? We're answering these questions in this episode of The Retirement Income Show with Dave Stearns.

Dave and Michael are discussing the fallacies of Wall Street investing on this week's episode of The Retirement Income Show with Dave Stearns . They cover "magic" numbers, the 4% Rule, inflation, bond mutual funds, dependable income streams, variable annuities, and more!

As Retirement Income Specialists, we're regularly asked questions about retirement, and while there are subtle distinctions in these varied questions, the themes are typically pretty similar. A few questions we're covering today: What are some things you can do to get caught up before retirement?  Should you downsize your house?  Is Dave a fiduciary?  If you don't plan to retire, sh...

Have you ever stopped and thought about where you can store your money in retirement? If real estate and cryptocurrency are not for you, there really are only about three places to store your money in retirement. With inflation beginning to slow down and the election coming later this year, you don't want to miss this episode of The Retirement Income Show with Dave Stearns where we discuss th...

Do you ever wonder how your advisor ranks with other advisors or what it would be like to work with a different financial advisor? Maybe you're not sure if you need an advisor, or you're thinking about making a change to a different one. Don't miss today's episode of The Retirement Income Show with Dave Stearns where we discuss what good financial advisors should do.

New year, fresh start! Beginning a new year gives you a chance to reflect on the previous year and also put new plans in place as you look forward.  Reviewing financial basics can help lay the foundation for a successful year, and the start of the year is the best time to do so.  That’s why we’re getting back to basics on this special episode of The Retirement Income Show with Dave Stearns. 

Do you ever feel like your current advisor is trapped inside his or her business model and therefore you don’t know what he or she REALLY believes?  At the end of the day, everyone is biased, and it is critical that you understand what your advisor really believes.  On this episode of The Retirement Income Show with Dave Stearns, we're talking about what we REALLY believe; we cover Wall Stree...

Join us as we  discuss and answer a few of the most common questions we receive on this episode of The Retirement Income Show with Dave Stearns. Roth conversions, pensions, long-term care insurance, social security, estate planning, mutual funds...We're covering it all!

Do you ever feel alone in your retirement planning and wonder what others also in your same stage of life lay awake at night thinking about and need the most help in? You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we unveil the top 5 areas today’s retirees need the most help in!

How secure do you feel in your retirement with the Secure Act 2.0? Would it help if someone explained the key parts relevant to your retirement? If so, don't miss this episode of The Retirement Income Show with Dave Stearns!

When you think about retirement, you think about all the fun experiences you can take advantage of when you have nothing but “free time." While you should be optimistic, what happens if you don’t consider the risks? If you consider the retirement risks, you’ll be better prepared for them when things don’t quite go according to plan. Addressing the risks are critical, so let's address the...

Understanding the characteristics of your investments can help put you more in control. One of those important characteristics is a contract. Not all investments have contracts. When you approach or enter into retirement, contracts can be a friend to your investments and to your piece of mind. Join us as we drill down on contract investing on this episode of The Retirement Income Show with Dave St...

What comes to your mind when you think of shenanigans? Maybe you think of yourself when you were younger or perhaps some mischievous kids or irresponsible adults you know.  Did Wall Street come to your mind at all?  If not, then you don’t want to miss out on this episode of the Retirement Income Show with Dave Stearns where we discuss Wall Street Shenanigans!

Do you ever feel like people love to hate bond investing?  Something can be true whether you believe it or not, right? Well, guess what: Now is a great time to invest in bonds! You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we explain why the conditions are perfect right now for investing in bonds and bond-like instruments!

Too many people think of their financial lives as static, not really changing; that’s a dangerous way to live.  It’s so important that you understand that there are stages to your financial life and each one requires a different perspective if you want to achieve the retirement you've always dreamed of.  We talk in depth about the stages of your financial life on today’s episode of The Retire...