The Retirement Engineer with Jim Kruzan - Your Path to a Bigger, Bolder Retirement

Are you or a loved one facing the realities of aging? This week on The Retirement Engineer, Jim Kruzan, CFP®, CRPC®, is joined by Becky Eizen, founder and CEO of the Eizen Consulting Group.  Together, they navigate the often-overlooked aspects of elder care. They explore the critical role of geriatric care managers and how to identify the early signs of aging while shedding light on the significan...

 Charitable giving not only feels good and leaves a positive impact on the world, but it can also provide financial advantages for retirees. In this episode, Jim Kruzan, CFP®, CRPC®, uncovers multiple strategies to weave charitable giving into your retirement and estate planning. Whether you want to maximize your tax benefits or leave a lasting legacy, get ready to learn how to make the most of y...

Are you passionate about making a difference? In light of Giving Tuesday and our 10th annual One Warm Coat Drive, we are taking a break from financial topics to discuss how to create a positive impact on people’s lives! In this heartwarming episode, Jim Kruzan, CFP®, CRPC®, is joined by Beth Amodio, president and CEO of One Warm Coat. They shed light on the importance of charitable giving, t...

Between 50 and 72, there are significant birthdays that can impact your retirement finances. These age-based milestones can help you grow your retirement nest egg, avoid financial penalties, withdraw your retirement funds early, and more! In this episode, Jim Kruzan, CFP®, CRPC®, highlights seven legislative birthdays that every retiree or soon-to-be retiree should circle on their calendars. By th...

Imagine a retirement where you’re free from the fear of rising, and sometimes unexpected, medical bills. In a world of ever-rising healthcare costs, a solid understanding of Medicare is a necessity! In this episode, Jim Kruzan, CFP®, CRPC®, unravels the intricacies of Medicare and paves the path for a more simplified Medicare experience. Whether you’re a decade away from retirement or just a...

Picture this: You’ve crafted the perfect retirement plan. You’ve dreamt about it, and it’s finally here. But then, life throws you a curveball. Suddenly, your well-laid path takes an unexpected detour! Even the most carefully crafted plans must adapt to changing circumstances. In this episode, Jim Kruzan, CFP®, CRPC®, shares practical strategies to get your retirement back on tra...

“When should I start taking Social Security?” “Can I claim spousal benefits? If yes, how much?” “How will my Social Security income be taxed?” These are some of the questions that many retirees (and soon-to-be retirees) struggle with! In this eye-opening episode, Jim Kruzan, CFP®, CRPC®, explains the top five Social Security filing mistakes to avoid and how to make well-informed decisions that can...

Do you know what makes or breaks your retirement? The assumptions and financial choices that might seem trivial at first, but have a significant impact later down the road! In this episode, Jim Kruzan, CFP®, CRPC®, highlights 7 common retirement planning mistakes, drawing on decades of experience as a financial advisor. He also shares actionable ideas to avoid those mistakes. Jim discusses: How to...

How can you save for retirement if you don’t know how much money you’ll need? It’s time to calculate your financial finish line so you don’t run out of money during retirement! In this episode, Jim Kruzan, CFP®, CRPC®, shares easy-to-follow methods and rules of thumb to estimate your retirement expenses and income — and what to do if you have no idea where to begin. Jim discusses: Key points to di...

Did you know that the average cost of college in the United States is a staggering $35,551 per student per year, including books, supplies, and daily living expenses?  That’s a hefty price tag that can leave many parents and students feeling overwhelmed. In this episode, Jim Kruzan, CFP®, CRPC®, explores the world of 529 plans and how they can help fund your child’s education while pri...

Have you ever heard about the Health Savings Account (HSA) used in retirement planning? Simply put, if a 401(k) and a Roth IRA were to produce an offspring, it would be the HSA — because of its unique tax advantages that gives you the best of both accounts! In this insightful episode, Jim Kruzan, CFP®, CRPC®, makes a compelling case for Health Savings Accounts, especially when 401(k) plans have lo...

How much money do you need to have access to wealth management? In a world where wealth seems synonymous with exclusivity, it’s time to shatter the misconception that wealth management is reserved for the affluent few! In this eye-opening episode, Jim Kruzan, CFP®, CRPC®, empowers individuals at every stage of life to make informed decisions about their financial future, whether it’s p...

Many people overlook relationship management in retirement planning, but it plays a crucial role in our Bigger Bolder Retirement Formula . In fact, we see it as the glue that holds the entire retirement planning process together! As we wrap up our thought-provoking mini-series, Jim Kruzan, CFP®, CRPC®, highlights the profound impact of nurturing meaningful connections and unveils key strategies fo...

In our previous episode, we talked about two key components of advanced planning , which is a crucial part of the Bigger Bolder Retirement Formula. Now, it’s time to dive into wealth protection and charitable giving! In part three of our mini-series, Jim Kruzan, CFP®, CRPC®, explains how to preserve your hard-earned wealth through a host of risk mitigation strategies. He also shares tools and tact...

A critical piece of the Bigger Bolder Retirement Formula is advanced planning . Advanced planning includes wealth enhancement, wealth transfer, wealth protection, and charitable giving. In part two of our mini-series, Jim Kruzan, CFP®, CRPC®, explains ways to enhance your wealth outside of investment management and transfer it to your loved ones in a tax-efficient manner. Jim discusses:  How to ef...

A Bigger, Bolder Retirement is the sum of investment management, advanced planning, and relationship management. (We call it the Bigger Bolder Retirement Formula! ) In part one of our three-part series, Jim Kruzan, CFP®, CRPC®, dives into the investment management aspect of the Bigger Bolder Retirement Formula and explains how capital growth and preservation can lead to greater experiences and opp...

In the first three episodes, we introduced the idea of a bigger, bolder retirement, which involves “supersizing” your retirement — more assets, more opportunities, and more enjoyment. Now, it is time to lift the hood and understand the mechanics of a bigger, bolder retirement! In this episode, Jim Kruzan, CFP®, CRPC®, explains how to improve your retirement income and generate better cash flow usi...

At Kaydan Wealth Management, we specialize in providing advice and services to the mobility technology industry. But how is retirement planning different for this niche? Find out in this episode, as Jim Kruzan, CFP®, CRPC®, Senior Wealth Advisor and Founder of Kaydan Wealth Management, talks about Kaydan Wealth Management’s customized retirement planning experience for engineers, scientists, and o...

You deserve the retirement you’ve worked hard for, sacrificing your time and money. With small changes over time, it may be possible to significantly improve your retirement experience and achieve a bigger, bolder retirement! In this episode, Jim Kruzan, CFP®, CRPC®, Senior Wealth Advisor and Founder of Kaydan Wealth Management, talks about the idea of “supersizing” your retirement — more assets,...

Wealth management is not just for the wealthy. Everyone is entitled to their best retirement possible. Welcome to The Retirement Engineer — Your path to a Bigger, Bolder Retirement. In this episode, Jim Kruzan, CFP®, CRPC®, Senior Wealth Advisor and Founder of Kaydan Wealth Management, shares how his new podcast series is set to help people maximize their resources and engineer their best retireme...

Wealth management is not just for the wealthy. Everyone is entitled to their best retirement possible. Welcome to The Retirement Engineer with Jim Kruzan – Your Path to a Bigger, Bolder Retirement, brought to you by Kaydan Wealth Management, a firm that specializes in serving the mobility technology industry. In this podcast, we help you maximize your resources and engineer your best retirem...