The Retire Happy Podcast

When it comes to financial planning, everybody has some kind of pain point. Those pain points are different for each person, but everyone has something that bothers them. We'll talk about the five most common pain points and how John helps people deal with these issues. Plus, Hector wants to know if he should contribute to a Roth IRA or a traditional one as he saves for retirement. And we'll get t...

Not everything in financial planning is black and white. In fact, most things aren’t black and white—there’s usually a lot of gray area. Let’s identify some of the issues that usually require a nuanced discussion… We'll also debut a new segment on the show called "Getting To Know You". Each episode we'll ask John a non-financial question to get to know his personality a little better. This week we...

A recent survey of Americans showed that more than half the respondents think the contentious political climate is the biggest threat to the US economy. Does John agree with that sentiment? Find out on today's episode and we'll also answer Phil's question about wanting to get his wife more involved with the planning process. How hard should you push to make sure your spouse is connected to the det...

It seems like every time the market takes a dip there are prognosticators on each side of the debate shouting about whether this is finally the market crash we've all been waiting for. How do you know who's right? John will cover that debate in detail on today's show and we'll also take a look at a popular financial buzzword - risk tolerance. We'll talk about what it means and how it's important f...

On this episode, John tackles some tough questions raised by former U.S. Comptroller General David Walker about how the country's fiscal spending will effect you in the years to come. And later, we'll hear a few stories about clients that have come to John with overly complicated investment plans, and why those plans were not perhaps in their best interest.

Ever heard of the term longevity risk? It's becoming much more common as people live longer in retirement. Make sure that your retirement plan is set up to last as long as you need it. On this episode, John covers all the challenges of living a long time and how you can overcome them.