The Red Zone Retirement Program

Unfortunately, there are a lot of myths about Social Security out there. In this episode, we'll debunk these common myths and answer the Social Security questions you've been curious about. This is part 2 of our Social Security conversation, where we will break down the remaining 5 Social Security myths.  Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

It's a mailbag edition of the podcast. On this episode, we will be discussing if you should get rid of your life insurance once your children have moved out, how the social security spousal benefit option works, and if it's a good idea to push your retirement date back. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

Are you aware that not all retirement accounts are created equal? It's crucial to understand the purpose and advantages of each type of account to make the best choice for your future. In this episode, we'll delve into the different types of retirement accounts, including 401(k)s, IRAs, Roths, and several other examples. We'll help you weigh the pros and cons of each and give you insights into the...

Are you confident that your financial plan is complete? Many people believe they have a solid plan in place, only to realize later that they've missed important areas. From not accounting for long-term care expenses to overlooking the impact of taxes on retirement income, there are many ways a financial plan can be incomplete. On this episode, we'll be pointing out the most common areas people ove...

Retirement can come with a lot of tax questions and concerns. From understanding the tax implications of withdrawing from your retirement accounts to minimizing taxes on investment income, it can be overwhelming. On today's episode, we'll break down the top ten tax questions retirees are asking in 2023. Before you file your 2022 taxes and plan ahead for the rest of the year, make sure to listen to...

On this episode, we'll address five, unfortunately, common beneficiary mistakes. Are you making one of these beneficiary mistakes? If so, it could cost you and your loved ones dearly. Some of the simplest mistakes can completely spoil an otherwise well done retirement plan. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

Even if you've been saving your money and investing for a long time it's easy to make rookie mistakes. On this episode, we'll cover some of the top rookie mistakes we see people make, illustrate how to avoid them or how to fix them if you're already made some mistakes in your financial life. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

We will answer some mailbag questions on today's show. We are going to talk about if social security should be included in your retirement planning conversations, which type of life insurance you should consider, and finding your risk tolerance. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

Saving in your 401(k) can be an easy and painless way to build your retirement savings. But because it's so easy and painless, it can also be easy to ignore for long periods of time, which often leads to mistakes. We'll cover at least the top 5 mistakes people make in their 401(k)s Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

As we celebrate Thanksgiving and the holiday season, have you found yourself expressing thanks for those who provide financial leadership in your life? If not, perhaps it's time to explore why and whether you're getting enough value from your relationship with your financial advisor or other advice-givers. On this episode, we'll explore some of the top reasons you should be thanking your financial...

If you are interested in learning about the stock market, this is the episode for you. Today we will help you level up your financial knowledge so hopefully, you'll be able to level up your investments, too. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

As we approach the end of the year, saving money on taxes becomes a bigger focus for many people. But let's broaden the scope for this particular episode and focus on some of the most common retirement planning questions about taxes. We'll talk about mistakes to avoid and how a proper plan can make a significant difference in someone's tax savings. Get in touch: Website:  http://mearsmoney.com/ Ph...

At this time of year, you can find football on TV almost every night of the week. So, let's take some concepts from the game of football and apply them to our retirement planning. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

We will be answering some mailbag questions that have come into the show. We will be discussing Roth IRA conversion considerations, using social security to pay down the house, and different strategies you may be able to implement when saving for college. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

There are plenty of decisions that you'll make in the retirement planning process that can't be undone, so you want to make sure that you make the right call. In this episode, we'll explain why these decisions are so important and can't be undone. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

There are many things that we know we'll have to deal with in retirement, we just don't know how to predict when or to what degree. How do you construct a plan that deals with the unpredictability of these different factors? Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

You've most likely heard plenty of "rules" you're supposed to follow to retire successfully. Some of these rules are stated so confidently, you'd be crazy not to immediately accept them as fact. But we don't mind the threat of being called crazy, so let's dive into some of the most popular retirement "rules of thumb" to see if they truly lead us down the path of good financial guidance or run a ch...

It's no secret the stock market is in turmoil. We're in a bear market and the R-word (recession) is getting thrown around daily. So, what can you do to survive bear markets like the one we're in now? We've collected advice from various commentators and "experts" from across the country. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

On this episode, we'll try to pick sides of some important financial debates. From bonds to life insurance, credit card debt to starting Social Security, we'll propose several different topics to see which sides of the debates you and your advisor should probably fall on. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704

Do you know what red flags, but also some good signs, to be on the lookout for when you're searching for an advisor to work with as you prepare for retirement? On this episode, we'll give you some red flags to be aware of, teach you how to spot them and illustrate the difference between an advisor who does the bare minimum versus one who goes above and beyond to work in your best interests. Get in...

We've assembled a list of priorities to keep in mind as you count down the days to retirement. Get in touch: Website:  http://mearsmoney.com/ Phone: 661-775-3704