The Real Retirement Podcast

Everyone says that you should have a diversified portfolio, but most people do it wrong. Here's what you need to know. Links: Analysis tool to review your portfolio More: For more content on how to retire confidently head over to www.birchwoodcapital.com/writings .

Part 1 of a mini-series on investing.  How you allocate your money into asset classes is said to be the most important decision you will make as an investor. I'm here to tell you that is exactly wrong. We'll discuss this and how we should be thinking about asset allocation. Today, we'll hit on three things: What asset allocation is How to do it correctly How to avoid a large pitfall For more conte...

This is the number one question I've been getting from people who redeposited their RMD from 2020.  The CAREs Act suspended 2020 RMDs and people were allowed to put the money back in. Yet, people are getting 1099-Rs that's saying they owe taxes! Is this true? And how do we handle this? For more content on how to retire confidently head over to: www.birchwoodcapital.com/writings.

Did you know you could lose over 20% of your earnings to fees? The way you pay your advisor matters! Not only in just the dollar amounts, but in how the fees are structured and how that affects investors over time. This is a peek behind the curtain of the financial advising space that hopefully will serve to inform and give you a better understanding for what you're actually paying for. We talk th...

Have you ever needed to take a large withdrawal from your retirement account over and above your monthly income needs? Maybe you need a new car or have wanted to purchase a boat for your lake house.  How do you go about making these withdrawals without getting killed in taxes and jeopardizing the rest of retirement? You'll find out in this episode. For more content on how to retire confidently, he...

As we head into the holiday and giving season, here's 3 strategies to help you save on taxes thanks to the CARES Act that was passed last spring in response to the coronavirus. These changes are for this year only , so I want you to know about them. Be the first to know about how you can retire more confidently by heading over to: www.birchwoodcapital.com/writings.

If we are going to have a chance at building wealth and making our money last through retirement, then we'd darn well better know what it means to actually be an investor. How most people define what an investor is could put your retirement in jeopardy. After this episode, you'll know how to be real investors because that's what will put you in the best position to achieve your retirement goals. B...

What you need to know heading into this Fall's election. Is it better to have a Democrat or Republican in office for the stock market? What changes should be made in my portfolio heading into the election? I dive in to what the data tells us and what you must do if you are going to come out ahead. Be the first to know about how you can retire more confidently by heading over to: www.birchwoodcapit...