The Real Estate Investing Podcast with Fexingo: Rental Properties, Cash Flow, and Real Estate Wealth

Lucas and Luna break down the BRRRR method—Buy, Rehab, Rent, Refinance, Repeat—using a real-world example of a $150,000 single-family home in Cleveland. They walk through each step, from financing the purchase with a hard money loan to pulling cash out after a forced-appreciation refinance. Lucas explains why the method works best in markets with low entry prices and strong rental demand, and warn...

In this episode, Lucas and Luna dive into the mechanics of 1031 exchanges, explaining how real estate investors can defer capital gains taxes indefinitely by swapping one investment property for another. They break down the strict timelines, the role of qualified intermediaries, and the difference between a delayed exchange and a reverse exchange. Using a concrete example of a landlord who traded...

Episode 52 of The Real Estate Investing Podcast with Fexingo. Lucas and Luna dissect a single case study: a landlord who bought a boarded-up triplex in a C-minus neighborhood for $87,000, put $42,000 into renovations, and now nets $1,280 a month after expenses. They walk through the exact math — purchase price, rehab costs, financing, rent roll, and the brutal first six months of evictions and plu...

In episode 51 of The Real Estate Investing Podcast, Lucas and Luna dive into Airbnb arbitrage — a strategy where landlords rent apartments long-term and sublease them as short-term vacation rentals. They break down a real case from a Nashville operator who generates $4,200 a month in profit on a $2,000 master lease. Lucas explains the math behind the model, the legal risks (especially in cities wi...

In Episode 50, Lucas and Luna break down the cost segregation strategy — a tax technique that lets rental property owners accelerate depreciation and boost cash flow in the first year. They walk through a real-world example: a $750,000 fourplex where a cost segregation study reclassifies $150,000 of the building's value into five- and seven-year property categories, generating an extra $30,000 in...

In Episode 49, Lucas and Luna drill into one specific deal: a rental property acquired at 60 cents on the dollar through aggressive negotiation of a motivated seller's distress. They walk through the seller's situation — an out-of-state heir who inherited a neglected duplex with deferred maintenance — and how the landlord used a pre-inspection report, a cash-close timeline, and a 'net to seller' c...

Episode 48 of The Real Estate Investing Podcast with Fexingo. Lucas and Luna dive into a topic many landlords overlook: using a self-directed IRA to invest in rental real estate. They walk through the mechanics, based on a real case of an investor named Mark who used his existing IRA to buy a duplex in Phoenix without taking a distribution or paying taxes. Lucas explains the custodial rules, the p...

In this episode of The Real Estate Investing Podcast, Lucas and Luna break down the 1031 exchange — a powerful tax deferral strategy that lets landlords sell one rental property and roll the proceeds into another without paying capital gains taxes. They walk through a real example: an investor who bought a duplex in 2018 for $400,000, sold it in 2026 for $600,000, and used a 1031 exchange to acqui...

In this episode of The Real Estate Investing Podcast, Lucas and Luna break down how a landlord used a Debt Service Coverage Ratio (DSCR) loan to grow his portfolio past conventional lending limits. They walk through a real example: a borrower with six rental properties and a high personal debt-to-income ratio who hit the wall with Fannie Mae and Freddie Mac. Then they show how a DSCR loan, which u...

In Episode 45 of Fexingo's real estate investing podcast, Lucas and Luna break down how the lease option strategy lets investors control property without a bank loan or big down payment. Using a concrete case from Cleveland, Ohio, Lucas explains how a landlord secured a four-unit building for $180,000 using a lease with option to buy, paying just a $5,000 option fee. The episode covers how to nego...

In this episode, Lucas and Luna break down the 2 percent rule—a more aggressive cousin of the 1 percent rule that some investors use to identify high-cash-flow rental properties. They walk through a real example: a duplex in Cleveland listed at $80,000 that rents for $1,600 a month. Is the 2 percent rule realistic in today's market? They discuss where it works (midwest, south), where it doesn't (c...

In this episode of The Real Estate Investing Podcast, Lucas and Luna explore seller financing—a creative strategy that lets investors buy rental properties without traditional bank loans. They break down a real-world case: a 12-unit apartment complex in Phoenix purchased in early 2024 with zero bank involvement, using a 7-year balloon note at 5.5 percent interest. Lucas explains how the buyer nego...

In Episode 42 of The Real Estate Investing Podcast, Lucas and Luna unpack the portfolio loan: a lender's own balance sheet loan that lets you buy multiple properties with as little as 10 percent down, no PMI, and no individual underwriting per deal. Lucas walks through a concrete example of a landlord in Cleveland who consolidated three duplexes into a single $720,000 portfolio loan, saving roughl...

In this episode of The Real Estate Investing Podcast, Lucas and Luna break down the 50 Percent Rule—a quick underwriting heuristic that estimates operating expenses at half of gross rent. They walk through a real-world example: a $1,200/month rental in Indianapolis where the rule flags a potential cash-flow problem. Lucas explains why the rule works for initial screening but can mislead on propert...

Episode 40 of The Real Estate Investing Podcast dives into a practical, data-driven tool every landlord should know: Rentometer. Lucas and Luna explore how this free online service lets investors compare their rental rates to similar properties in the same neighborhood, using real-time market data. They walk through a specific case study of a duplex owner in Cleveland who was leaving $200 a month...

In this episode of The Real Estate Investing Podcast, Lucas and Luna explore how temporary and permanent mortgage rate buydowns can help landlords close more rental deals in today's higher-rate market. They break down the difference between a 2-1 buydown and a permanent buydown, explain who typically pays for them, and walk through a concrete example: a 7.5 percent rate bought down to 5.5 percent...

Episode 38 of The Real Estate Investing Podcast with Fexingo explores how landlords can use a home equity line of credit (HELOC) to fund rental property acquisitions without high-interest private money. Lucas and Luna walk through a real case: a landlord in Phoenix who pulled a $180,000 HELOC on his primary residence to buy a duplex, then used cash flow to pay down the line and repeat. They break...

Lucas and Luna break down the 1 Percent Rule — a simple metric landlords use to quickly evaluate rental property cash flow. Lucas explains how the rule works, its limitations, and how one investor in Cleveland used it to screen 100 deals and find a duplex generating 18 percent cash-on-cash return. They discuss when the rule applies, pitfalls like ignoring expenses, and how to combine it with the 5...

Lucas and Luna unpack the sandwich lease option strategy - a creative real estate technique where you control a property with an option to buy, then lease it to a tenant-buyer who pays you rent and has their own option to purchase. They walk through a specific deal: a 3-bedroom house in Atlanta where the investor nets $400/month in cash flow and a $25,000 assignment fee at closing. Lucas explains...

In this episode of The Real Estate Investing Podcast, Lucas and Luna explore the sandwich lease option strategy, a creative financing method that allows investors to control properties without buying them. They break down a real-world case: how an investor in Phoenix, Arizona, used a six-month lease option on a three-bedroom house, then found a tenant-buyer who paid a $10,000 option fee and a mont...

In Episode 34 of The Real Estate Investing Podcast, Lucas and Luna explore how one landlord — a former teacher named Diane in Columbus, Ohio — uses rent-to-own agreements to generate consistent cash flow while reducing tenant turnover. Diane structures deals with a lease option fee, monthly rent credits, and a fixed future purchase price. Lucas breaks down the numbers from one of her properties: a...

In this episode, Lucas and Luna break down the BRRRR method — Buy, Rehab, Rent, Refinance, Repeat — through the real-world example of a landlord in Cleveland who started with one duplex and scaled to 12 units in 18 months. They walk through the specific numbers: the purchase price of $87,000, the $43,000 rehab, the post-rehab appraisal of $190,000, and the cash-out refinance that returned all of h...

Episode 32 of The Real Estate Investing Podcast dives into tax lien investing — a strategy where landlords buy the right to collect delinquent property taxes, often earning 16 to 36 percent annualized returns. Lucas and Luna break down how one investor turned $50,000 into a portfolio of tax lien certificates across three states, the difference between tax liens and tax deeds, and the risks like re...

In this episode of The Real Estate Investing Podcast, Lucas and Luna break down the income approach to property valuation—a method that focuses on net operating income and cap rates rather than comparable sales. They walk through a real example: a duplex in Cleveland where the seller wanted $320,000 but the income approach said $275,000. Lucas explains how to calculate NOI, find the right cap rate...

In this episode, Lucas and Luna break down how a real estate investor uses a land trust to hold property titles anonymously, shield assets from lawsuits, and simplify estate planning. They walk through a specific case: a landlord in Ohio who transferred four rental properties into a land trust, keeping his name off public records while maintaining full control. The hosts explain how a land trust w...