The Real Estate 401k Show

In this episode of The Real Estate 401k Show, Mike Weinstein, Ryan Gerdes, and Justin Frederick share real-world success stories that show why having the right real estate team matters. From helping a young couple buy their first home at 19 and 20 years old to negotiating killer deals on new builds for investors, the team breaks down how deep relationships, smart strategies, and knowing the right...

On this episode of The Real Estate 401k Show , Mike Weinstein, Ryan Gerdes, and Justin Frederick dive deep into one of the most overlooked strategies when selling your home — choosing the right day to list. They break down how the day of the week can impact traffic, offers, and even final sale price, plus share expert tips you won't want to miss. Text "DAY" to 623-AZ-RECON to get our...

On this episode of The Real Estate 401k Show , Mike Weinstein, Ryan Gerdes, and Justin Frederick dive deep into how soaring insurance premiums—especially for roofs—are impacting real estate transactions across Arizona and beyond. From canceled policies to new roof strategies for sellers, the guys break down what buyers and investors need to know to stay ahead. Text "INSURANCE" to 623-AZ-...

On this episode of The Real Estate 401k Show , Mike Weinstein, Ryan Gerdes, and Justin Frederick share the real-life twists and turns behind a failed septic system, a denied VA loan that turned into a win, and how their team keeps clients cruising—even across state lines. From holdbacks to handoffs, these stories prove that the road to real estate success isn't always smooth, but it's alwa...

In this episode of The Real Estate 401k Show , Mike Weinstein, Ryan Gerdes, and Justin Frederick continue their deep dive into converting your home into a rental property. They break down how to determine rent, find the right tenants, screen them thoroughly, and even share personal tips on working with property managers and prepping for move-in and move-out. Whether you're going DIY or hiring...

In this episode, the Real Estate 401k team breaks down why converting your primary residence into a rental property could be the smartest wealth-building move you'll ever make. From locking in low mortgage rates to setting up LLCs, HELOCs, and legal protections — this episode is packed with actionable advice for homeowners and investors. This real estate podcast features Real Estate Wealth Man...

In this episode of The Real Estate 401k Show , Mike Weinstein, Ryan Gerdes, and Justin Frederick break down alternative lending options for buyers who don’t fit the traditional mold. From written verifications of employment (WVOB) to cash income strategies and P&L programs, the team shares how entrepreneurs, W2 earners, and self-employed buyers can still qualify—and win—in today’s market. Text...

On this episode of The Real Estate 401k Show , hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the biggest buyer turnoffs—pet odors, clutter, and overlooked repairs—and how they impact your home’s value. From hoarder homes to smelly carpets and crowded closets, the guys share real-life stories and tips to help sellers maximize ROI and avoid costly missteps. Text "TIPS"...

In this episode of The Real Estate 401k Show , Mike Weinstein, Ryan Gerdes, and Justin Frederick share how a borrower—denied by three lenders—finally got approved through creative strategy and experience. Plus, the guys talk about their recent visit to Luke Air Force Base, where they witnessed a fighter squadron tradition involving burning pianos, and reflect on a meaningful two-hour real estate c...

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick break down a game-changing loan option for self-employed individuals: the P&L (Profit & Loss) loan program. If you've been denied traditional financing due to low reported income or complex tax returns, this episode is packed with insights on how creative lending can help you qualify—e...

In this episode of The Real Estate 401k Show , hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick break down three of the most common mistakes sellers make when listing their home—and how to avoid them. With skyrocketing inventory and high buyer expectations, these insights could save you time, money, and headaches. Text "SUCCESS" to 623-AZ-RECON to get expert tips that will help yo...

On this episode of The Real Estate 401k Show , hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into real stories of success and transformation. Hear how one client leveraged a HELOC to turn a single rental into a thriving four-property portfolio. Plus, a look inside the mortgage industry—why some lenders feel trapped while others, like Justin, love the freedom and impact of their work...

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the potential impacts of ending the government oversight of Freddie Mac and Fannie Mae. They discuss the history of conservatorship, how it has shaped mortgage rates, and what could happen if these institutions regain full independence. Will rates rise? Will consumers bear the cost? Tune...

On this episode of The Real Estate 401k Show, Mike Weinstein, Ryan Gerdes, and Justin Frederick discuss the rising trend of 401k hardship withdrawals and whether using retirement savings to cover financial struggles is a smart move. They break down the risks, potential benefits, and alternatives—especially when it comes to investing in real estate. Text “IDEA” to 623-AZ-RECON to explore creative s...

On this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the incredible traditions of fighter pilots with special guest Colonel Christopher "Mulligan" Marslender. From the centuries-old history of challenge coins to the emotional and wild roll call tradition, we explore what makes the fighter pilot brotherhood so unique—plus, Ryan ge...

On this episode of The Real Estate 401k Show , hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the incredible traditions of fighter pilots with special guest Colonel Christopher "Mulligan" Marsland. From the centuries-old history of challenge coins to the emotional and wild roll call tradition, we explore what makes the fighter pilot brotherhood so unique—plus, Ryan get...

On this episode of The Real Estate 401k Show , hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick sit down with Colonel Christopher "Mulligan" Marsland—an F-35 pilot and Pentagon leader – to talk about the thrill of flying fighter jets, the camaraderie of the military, and the economic impact of Luke Air Force Base. They dive into what it’s really like to control one of the most advanced airc...

Every real estate journey has a story, and on this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick share some of the most eye-opening experiences from the field. From a buyer losing their loan over an unpaid car bill to a last-minute short sale approval, these real-world stories reveal the crucial decisions that make or break a deal. Plus, the hosts re...

The real estate market in Phoenix is shifting towards buyers, with active listings increasing and home appreciation rates going strong. On The Real Estate 401k Show , hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick break down what this means for investors, buyers, and sellers. From avoiding FOMO-driven decisions to choosing the right real estate professional, they cover the key strategies...

The real estate market is shifting, and The Real Estate 401k Show hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick break down what it means for buyers and sellers. With rising inventory, increased contract cancellations, and shifting buyer behaviors, sellers need to adapt to stay competitive. Tune in for expert insights on navigating this evolving market, key trends, and what to expect in t...

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick share some inspiring stories of creative real estate solutions. Ryan talks about how he helped a flight doc from Luke Air Force Base navigate a tricky VA loan situation, while Justin explains how a bridge loan helped a client make a down payment on their new home. Plus, Mike shares his adventures...

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick discuss the unique bank statement loan product that’s revolutionizing homeownership for business owners. They dive into a real-life success story where a client, with a mixed income from S Corps and Schedule C, was able to qualify for a loan despite appearing to have minimal income. Tune in to hea...

In this episode of The Real Estate 401k Show, hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the transformative impact of TSMC's $100 billion investment in Arizona’s semiconductor industry. With an influx of Silicon Valley talent and massive job creation, the Phoenix area is set to explode, and real estate opportunities abound for both residents and investors. Tune in to lea...

In this episode of The Real Estate 401k Show , hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick share some real-life stories, from helping clients navigate tricky financing issues to turning first homes into investment opportunities. They also dive into the world of spring training and the best baseball facility for spring training fans. Tune in for insights on both real estate and baseball...

In this episode of The Real Estate 401k Show , hosts Mike Weinstein, Ryan Gerdes, and Justin Frederick dive into the decision-making process when moving and whether selling is always the best option. They share stories of turning homes into investment properties, exploring everything from long-term rentals to Airbnb strategies, and how creative thinking can boost your financial future. If you’re c...