The Ramsey Show

George Kamel & Ken Coleman discuss: Settling with a credit card company, Why credit card marketing is so insidious, Should I pay off a "same as cash" debt before Baby Step 1? How to best utilize an HSA. Support Our Sponsor: Splash Financial Churchill Mortgage PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to s...

George Kamel & Ken Coleman discuss:  Paying for college or buying a new car, Paying off a large amount of debt later in life, Selling off a house to pay off debt, Living as a digital nomad. Support Our Sponsor: NetSuite Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all Th...

George Kamel & Ken Coleman discuss:  Giving a wedding gift that's a long-term investment, Whether or not businesses should tithe, Replaces a septic system, Growing a business, Saving for a home, Paying off student loans. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network...

Dr. John Delony & Ken Coleman discuss: Working hard vs. being truly successful, When it's time to go full-time with your side hustle, Avoiding bankruptcy, Saving up for a downpayment, Why cash-out refinancing is a terrible option. Support Our Sponsor: Zander Insurance Carwiser Christian Healthcare Ministries Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for you...

Dr. John Delony & Ken Coleman discuss: Choosing a career in your 30s, Why you can't let fear and doubt hold you back, How to get out of a car lease, Taking a lump sum to resign from a job. Support Our Sponsor: Grip6 PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all T...

Dr. John Delony & Ken Coleman discuss: Paying off the house vs. investing, Pausing the baby steps for a career change, or while a spouse is out of work, How many savings accounts you should have, Dropping out of college. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network...

Ken Coleman & George Kamel discuss: Affording a house (in Finland), Selling vs. fixing and keeping a broken vehicle, Building a house with a contractor. Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Networ...

Ken Coleman & George Kamel discuss: How to afford a house in San Diego, Buying a new car vs. used car in the current market, How much money to put toward debt, The best ways to save for your child's future education, How today's colleges might not be worth the money, Prioritizing debts and upcoming expenses when getting Gazelle intense, How much you should plan to spend on a purchasing a vehicle....

Ken Coleman & George Kamel discuss: How a single mom can increase her income, Paying yourself out of your business, Paying for long term care insurance, Dealing with a potential IRS scam, When you can afford to stop working the night shift. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm CT Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to al...

George Kamel & Kristina Ellis discuss: How to utilize early retirement payments, How to get back on the Baby Steps when you fall off the wagon, What you should watch out for when taking over the family business, Introducing high school students to Ramsey principles. Support Our Sponsor: Christian Healthcare Ministries PODS Moving & Storage Carwiser Have a question for the show? Call 888-825-5225 W...

George Kamel & Kristina Ellis discuss: Which retirement options are most beneficial, How to recover financially after a divorce, Why a lease is the most expensive way to operate a vehicle, How to figure out when to close a failing business, How to turn down the gift of a timeshare, How to start budgeting when getting your first high paying job. Support Our Sponsor: Zander Insurance Have a question...

Kristina Ellis & George Kamel discuss: What to do with savings when your student loans were forgiven, How to get strategic with your budget so you can your house off early, How to use 529's to save for your children's future, Why company shares don't count towards your 15% of retirement savings, How to help disabled family members be financially prepared for the future, Why you shouldn't use the s...

John Delony & George Kamel discuss: How to get back to Gazelle intensity when feeling burnt out, How to prepare to be a stay at home mom as newlyweds in Baby Step 2, Finding peace from your past and how to not let trauma drive your financial decisions, How to not make teens feel responsible to help the family during tough financial times, How to manage finances when ending a relationship. Support...

George Kamel & John Delony discuss: What to do when dealing with debt collectors, How to save your family after financially hitting rock bottom, Why you should never co-sign on a loan, Why you shouldn't skip over Baby Step 5 to pay off your house, Why you should never use your Roth as an emergency fund, How to prioritize your debts. Support Our Sponsor: PODS Moving & Storage Have a question for th...

John Delony & George Kamel discuss: The uncomfortable mindset shift needed to become debt free, How to handle vacations that you agreed to before starting the Baby Steps, Why the return on investment on solar panels is so difficult, How to determine if a job offer is a right for your family, What to do when you don't feel supported by friends and family during your debt free journey, Why cashing o...

Ken Coleman & George Kamel discuss: Maxing out a 401(k), Buying out a car lease, Selling a vehicle vs. paying it off, Going into debt to go to law school, Opening a new IRA, Investing an inheritance vs. paying off the house. Support Our Sponsor: PODS Moving & Storage Carwiser Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find...

Ken Coleman & George Kamel discuss: Using the emergency fund to pay for schooling, How to pay off your home more quickly, When it's time to sell the Tesla, Letting a family member pay off your debt, Burnout at work. Support Our Sponsor: NetSuite Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm CT Want a plan for your money? Find out where to start: https://bit.l...

Ken Coleman & George Kamel discuss: Should I move out of my parents' house? Switching jobs for a small pay increase, What to do with an inheritance, Taking a pay cut for a less stressful job, Putting 5% down on a house, The best retirement options. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX List...

John Delony & George Kamel discuss: How much of your net worth should be in cars, If you should sell your house when moving across the country, How to maximize your savings and live your life, Affording care for mental health. Support Our Sponsor: Zander Insurance Churchill Mortgage PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your mo...

Dr. John Delony & George Kamel discuss: What to do with an inherited IRA, Being independent with high-functioning autism, Not being on the same page with a spouse, Negotiating with debt-collectors, Helping a child struggling with suicidal threats. Support Our Sponsor: DreamCloud Splash Financial Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find...

Dr. John Delony & George Kamel discuss: When it makes sense to buy a second vehicle, Preparing to move out of your parents' house, What to do when retirement plans change, Counting HSA contributions toward baby step 4, Why credit cards aren't smart. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Lis...

George Kamel & Kristina Ellis discuss: Moving to a new job vs. keeping the one you have, Investing, What to do when you lose your job, Taking out a mortgage for a rental property. Support Our Sponsor: Splash Financial Zander Insurance Christian Healthcare Ministries Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://b...

George Kamel & Kristina Ellis discuss: Paying off debt with a tight budget, Cashing out an IRA, Setting yourself up for financial success, Getting a spouse on board with the baby steps, Avoiding online dating scams, Quitting a job to go back to school. Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find...

George Kamel & Kristina Ellis discuss: Cash-flowing a house while paying off debt, Going to college without debt, Disagreeing with family about what to do with money, Renter's insurance, When "house hacking" doesn't work out like you planned, Cashing out investments to pay off debt even if the market is down. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for yo...

George Kamel & Ken Coleman discuss: What to do when your boss is stealing from you, Why it might not be worth moving for a new job, Whether or not you should apply for student loan forgiveness, If you should quit a job in ministry to increase income, When you should stop working for yourself and go back to work for someone else, Saving for your kids future education outside of a 4 year degree. Sup...