The Ramsey Show

Kristina Ellis & Rachel Cruze answer your questions and discuss:   How to pay a doctorate debt free, from the blog: How to Pay for College Without Student Loans The things you should take into consideration when moving across the country, from the blog: Ramsey Relocation Guide How you and your spouse can get on the same page with finances when living paycheck to paycheck, from the blog: Money and...

Dave Ramsey & Jade Warshaw answer your questions and discuss:   How to handle business debt when tackling the Baby Steps, from the blog: Are Business Debt and Personal Debt the Same? When you should pause the Baby Steps and save up cash, from the blog: When to Pause Your Debt Snowball Why HELOC's do make you financially sophisticated, from the blog: HELOC: What Is a Home Equity Line of Credit? "Sh...

Dave Ramsey & Jade Warshaw answer your questions and discuss:   How to make good long term decisions for your finances and career, from the blog: How to Change Your Money Mindset How your mindset is your greatest limiting factor, How to navigate life after losing a spouse, from the blog: Life Insurance Payout: How Does It Work? Where is the best place to save money while saving for a house? from t...

Dave Ramsey & Jade Warshaw answer your questions and discuss:   When you should look for a new job because your boss won't give you a raise, How to have a buffer in your checking account when creating a zero-based budget, from the blog: How to Create a Zero-Based Budget "I have the money, but I'm scared to pay off my car early. What should I do?" from the blog: Should I Pay Off My Car Early? "My b...

Dave Ramsey & Rachel Cruze answer your questions and discuss:   The best way to buy your first home. from the blog: Tips for First-Time Home Buyers, How Ramsey investing principles apply in foreign countries, "Should I ride out a 529 in this down market?", When it's ok to dip into the emergency fund, from the blog: 3 Questions to Ask Before You Use Your Emergency Fund, What to do with extra money...

Dave Ramsey & Rachel Cruze answer your questions and discuss:   "Should I buy a house and rent it out to my parents so they can move closer?" "I co-signed on a house with my ex-wife and she owes the IRS $100k", from the blog: The Truth About Debt and Relationships,  Setting up an estate for a loved one. from the blog: What Is Estate Planning and How Do I Get Started? Support Our Sponsor: Zander In...

Dave Ramsey & Rachel Cruze answer your questions and discuss:   "How can I teach my son about money when his biological father is terrible with money?"  from the blog: 15 Ways to Teach Kids About Money, How a married couple should combine their money, "Should I do a cash-out refi?" from the blog: Cash-Out Refinance: How It Works and Is It Worth It? Do I need to set up a non-profit? Have a question...

Dave Ramsey & Kristina Ellis answer your questions and discuss:   How to maximize your retirement options, Wins from Kristina's #NoSpendChallenge, from the blog: How to Crush a No-Spend Month "Can we pull from our 401(k) to get our dream home?" Support Our Sponsor: PODS Moving & Storage DreamCloud Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan f...

Dave Ramsey & Kristina Ellis answer your questions and discuss:   "How can I prepare for a government shutdown?" from the blog: What Is a Government Shutdown and How It Could Affect You "Can I move funds from an IRA to a 529?" What the Secure Act 2.0 means for those with student loans, "I need a new car soon", Where to start on your money journey. Have a question for the show? Call 888-825-5225 We...

Dave Ramsey & Kristina Ellis answer your questions and discuss:   "We're over $200K in debt and don’t know where to start", from the blog: How to Get Out of Debt With the Debt Snowball Plan Dealing with a pension during a potential job change, "How should I be allocating my money?" Gold as an "insurance policy" during an economic collapse. Have a question for the show? Call 888-825-5225 Weekdays f...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Do I have a financial obligation to my adult daughter?", When to do house repairs, "Should I pay off my student loans or wait to see what happens with forgiveness?", Join Jade's Virtual FPU Class! Paying cash for a house, from the blog: 3 Simple Steps to Pay Cash for Your Home. Support Our Sponsor: Zander Insurance NetSuite PODS Moving...

Dave Ramsey & Jade Warshaw answer your questions and discuss: What to do with a home when you move, Why you're always going to be broke until you stop making impulsive money decisions, "Can I afford a $130,000 car?". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network pod...

Dave Ramsey & Jade Warshaw answer your questions and discuss: The best way to combine assets, Investing in crypto (and why you shouldn't), Moving forward after bankruptcy, Overtime vs. a second job, Taking a pay cut to get a job you love. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all...

Dr. John Delony & Rachel Cruze discuss: Caring for aging parents without enabling them. "Should I attack my student loans or just make the monthly payments?" "My husband is telling me to stop spending money, but he doesn't make any!" Paying off your mortgage. Support Our Sponsor: Zander Insurance Christian Healthcare Ministries Churchill Mortgage Have a question for the show? Call 888-825-5225 Wee...

Dr. John Delony & Rachel Cruze discuss: "Should we borrow money from family at 0% interest?" How to use money from a settlement, "Should we pay off debt or wait to see what we owe on taxes?" Piling up cash when expecting a baby, Which to pay off first: student loans or mortgage, John & Rachel react to Sebastian Ghiorghiu's viral video. Support Our Sponsor: PODS Moving & Storage Have a question for...

Dr. John Delony & Rachel Cruze discuss: Paying for college without scholarships, Funding an emergency fund with mutual funds, Renting while looking for a home, Why people freak out when we tell married couples to combine bank accounts, What to do with money in a CD, "Can we have fun money in baby step 2?", Getting caught up on bills. Have a question for the show? Call 888-825-5225 Weekdays from 2-...

George Kamel & Jade Warshaw answer your questions and discuss: "How do I become financially independent?", Paying off debt before buying a home, Switching to a new retirement plan. Support Our Sponsor: PODS Moving & Storage DreamCloud NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to...

George Kamel & Jade Warshaw answer your questions and discuss: "I'm afraid to spend our savings", Knowing what the best next step is for you, "Do I need car insurance for a borrowed car?" Business loans vs. personal loans. Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/...

George Kamel & Jade Warshaw answer your questions and discuss: Paying your way through college, What to do with inherited property, Combining finances after marriage, A deep dive on Baby Step 3, Dealing with an expensive mortgage. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Rams...

George Kamel & Kristina Ellis answer your questions and discuss: Renting vs. buying a house, from the blog: Should I Rent or Buy a House? "I owe $32k on a $18k car... what can I do?", Why you should never borrow on your 401(k) and stay away from HELOCs, from the blog: What Is a Home Equity Loan? The best way to save for grad school. Support Our Sponsor: Churchill Mortgage PODS Moving & Storage Zan...

George Kamel & Kristina Ellis answer your questions and discuss: Rent prices are going up, What to do with a large settlement, The best way to tackle student loans, Financially preparing for marriage. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://b...

George Kamel & Kristina Ellis answer your questions and discuss: Using credit card points to pay off a mortgage, Update on student loan provision in the Secure Act 2.0, Selling a truck to pay off the house, Knowing which credit card to pay off first. Dealing with overdrafts. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: ...

George Kamel & Jade Warshaw answer your questions and discuss: Investing for retirement when you have no outlet through your employer, "Should I buy a house with my girlfriend?" Why the Baby Steps are a proven plan to win with money, Join Jade's FPU Class! When you should convert a 401(k) to a Roth, Why momentum matters more than interest rates when paying off debt. Support Our Sponsor: Zander Ins...

George Kamel & Jade Warshaw answer your questions and discuss: I have $120,000 buried in tin cans, How digital subscriptions can be death by a thousand cuts, High-yield savings accounts, The "rent-a-chicken" trend, Convincing a boyfriend to pay off his debt. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3n...

George Kamel & Jade Warshaw answer your questions and discuss: What to do with $500k in savings, Millennials living with their parents, "Should I cancel my universal whole life policy?" "How can I move out of my parents' house?" Saving money in the bank vs. investing with an advisor. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where t...