The Ramsey Show

George Kamel & Rachel Cruze answer your questions and discuss: Setting a foundation to build wealth, "My husband's boss is a pig... should he leave?" "Should I cash out my investments to buy a house?" from the blog: How to Save for a House, Investing while paying off debt. from the blog: When You Should Stop Investing, "When should I invest in my side hustle?" Support Our Sponsor: Neighborly Have...

Dave Ramsey & Kristina Ellis answer your questions and discuss: "How can I untangle my parents' financial mess?" SoFi's fight to end the pause on student loan repayments, "Which property should I pay off first?" from the blog: What Are the Baby Steps? "How can I support my son who is recovering from addiction?"  Support Our Sponsor: PODS Moving & Storage Zander Insurance DreamCloud Neighborly Have...

Dave Ramsey & Kristina Ellis answer your questions and discuss: "Should I do owner financing on the home I'm selling?" Helping a parent financially, The gift of saying "No!" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podc...

Dave Ramsey & Kristina Ellis answer your questions and discuss: "How do we roll over an old 401(k)?" "Where to debts in collections go in the debt snowball?" from the blog: How to Pay Off Collections, "Should I let my son move back home?" "What's the best way for me to buy a home?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan fo...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I try house hacking?"  Dave and Jade walk through the 7 Baby Steps and ask if you have the motivation to do what it takes to get out of debt, from the blog: What Are the Baby Steps? "How does gift tax work?" from the blog: What Is the 2022 Gift Tax Limit? How to use retirement funds. Support Our Sponsor: Christian Healthcare Min...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I start day trading?" from the blog: What Is Day Trading and How Does It Work? "My fiancée doesn't want to move into my duplex", "Do credit cards have more fraud protection than debit cards?" "Is our rental house holding us back from accomplishing our goals?" The best retirement option for you. Support Our Sponsor: Neighborly Ha...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we rent out our home while living abroad?" Top 10 List: "You Know You Know You Listen to Dave Ramsey When..." "Should I take the offer of a company car?" "What should I do with an inherited IRA?" Preparing for a baby while paying off debt. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays f...

Dave Ramsey & Ken Coleman answer your questions and discuss: "I don't trust the market... should I be investing?' How to adjust to a new job, "Should I save extra for school in case my 529 doesn't cover it?" "When can I actually use my emergency fund?" "Did I make a rash, emotional decision?" Support Our Sponsor: Churchill Mortgage NetSuite PODS Moving & Storage Have a question for the show? Call...

Dave Ramsey & Ken Coleman answer your questions and discuss: "When can we pull money from our investments to build our dream home?" What Ramsey thinks about the proposed Fair Tax Act, "How should I save?" from the blog: How Much Should I Have in Savings? Selling the house to pay off debt. Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET W...

Dave Ramsey & Ken Coleman answer your questions and discuss: Saving up for a dream car, Itemized vs. standard tax deductions, "I've had a series of financial disasters", "What should I do with $260K?" Cash-flowing car repairs. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all Th...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I claim all my kids on my taxes?"  How much you need in savings, 7 tips for first-time home buyers, from the blog: Tips for First-Time Home Buyers, "Should we do an interest rate buy down?" from the blog: What Are Mortgage Points and How Do They Work? "How much of my inheritance do I owe my sister?" AKA why you should always hav...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I lost my dream car on a game show. Can I afford to buy it?" Investing in company stocks, A debt-free scream AND wedding proposal! "Should we sell our house to invest the mortgage payment?" What to do with an old 401(k). Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 m...

Dave Ramsey & Jade Warshaw answer your questions and discuss:  "Should I finance a vehicle from my employer?" How to save for a child with disabilities, "Am I house poor?" Update on real estate trends in 2023, from the blog: 2023 Real Estate Trends: What You Need to Know, Getting out of a financed vehicle. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your...

George Kamel & Ken Coleman answer your questions and discuss: Working full-time jobs after graduation,  Dealing with a negative balance on a credit card, Tackling $150k in debt, Preparing for a layoff. Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute asses...

George Kamel & Ken Coleman answer your questions and discuss: "Pay off the house early if we're moving soon?" "How do I adjust my withholding to not pay taxes?" from the blog: What You May Be Missing by Getting a Large Refund, How to budget in retirement, Working a job where you're on call 24/7, Knowing how much term life insurance you need, from the blog: What Is Term Life Insurance? Have a quest...

George Kamel & Ken Coleman answer your questions and discuss:  Pursuing a career in a different city,  "Should I save with a CD?" "When is a good time to switch careers?" "How can I lower the payments on my student loans?" Talking to a spouse about debt. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit...

Jade Warshaw & George Kamel answer your questions and discuss: "Can we fly to see family while in Baby Step 2?" "Is my house too much of my net worth?" What is My Net Worth? Prioritizing retirement options, "Should we pay off our house before investing?" Annoying junk fees, Check out Smart Money Happy Hour "Should we rent our current home and buy something new?" Support Our Sponsor: Churchill Mort...

Jade Warshaw & George Kamel answer your questions and discuss: "Can I get manual underwriting after a foreclosure?" "Will cutting up my credit cards hurt my credit score?" from the blog: The Best Way to Improve Your Credit Score, "How can we speed up Baby Step 3?" Doing a monthly budget on a weekly paycheck, Saving up to buy a home. Support Our Sponsor: PODS Moving & Storage Have a question for th...

Jade Warshaw & George Kamel answer your questions and discuss: "How can I help an incarcerated family member and his family?" "Is renting a bad idea? When you should start investing, Navigating disability benefits, "Should I make payments on my student loans?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https...

George Kamel & Dr. John Delony answer your questions and discuss: "My husband has been giving his family money behind my back", Getting rid of whole life insurance, "Why do you recommend actively managed funds vs. index funds?" from the blog: Understanding S&P 500 Index Funds, Is Dave's money advice outdated? "I was recently fired and don't know what to do next" Support Our Sponsor: NetSuite PODS...

George Kamel & Dr. John Delony answer your questions and discuss: "Should I pay off student loans first since they have no interest?" "My husband is financially and emotionally abusive", You can't scheme your way to wealth, "How can I best help my mom?" Preparing for major medical expenses. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our...

George Kamel & Dr. John Delony answer your questions and discuss: "I’m 15 & my parents are charging me rent! Is this legal?" Why wealth won't solve your problems, Saving up for a car, "Should I pay off my car?" "My employer wants me to get a credit card", "Should I sell my truck?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 min...

Ken Coleman & Kristina Ellis answer your questions and discuss: "Should we pause retirement to pay off our house?" from the blog: When You Should Stop Investing, Pausing the debt snowball for a baby, from the blog: When to Pause Your Debt Snowball, "Should I go to grad school?", Renting vs. Buying, What to do with money after a divorce. Support Our Sponsor: Zander Insurance DreamCloud PODS Moving...

Ken Coleman & Kristina Ellis answer your questions and discuss: "Should we pay off the house while we're expecting?"  How to use a tax refund, from the blog: What Do I Do With My Tax Refund? "Should I sleep in my car to save money?" The 10 worst-paying college degrees, "What would a new career look like for me?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for...

Ken Coleman & Kristina Ellis answer your questions and discuss:  "Is it worth going back to school?" The Supreme Court hearing arguments about student loan forgiveness, "My mom talked me into getting a car loan", "My husband and I don’t trust each other with money" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: ...