The Ramsey Show

Dave Ramsey, Rachel Cruze, & Dr. John Delony take questions in front of a live studio audience in our new Ramsey Event Center! "How can I afford to buy a home right now?" "When should you share your budget with your kids?"  Moving from intensity to intentionality later in the Baby Steps, Dave talks about why he decided to start teaching people how to have financial peace. Support Our Sponsor: Neig...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "What do we do with money that's over our Roth limit?"  "Where do you draw the line on helping kids with money?" "How do I factor in military retirement?" Saving for a house, from the blog: How to Save for a House, Support Our Sponsor: Zander Insurance NetSuite DreamCloud Neighborly Have a question for the show? Call 888-825-5225 Weekda...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should I sell because my HOA dues are high?" "Where should I keep my emergency fund?" from the blog: What Is a High-Yield Savings Account and Do I Need One? "How should we pay to build a new house?" "Can I afford to buy a new car?" Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Wee...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "What do I do if the executor of a will isn't following the will?" Making a side-hustle a full-time job, "How is my debit card protected from fraud?" Pausing investing while paying off debt from the blog: When You Should Stop Investing Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET...

Dave Ramsey & Dr. John Delony answer your questions and discuss: "How can I help my parents with their money?" Controlling compulsive spending with ADHD, "We disagree with how to pay off our debt", "Can I make my side hustle my main job?" Support Our Sponsor: Churchill Mortgage Zander Insurance PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET...

Dave Ramsey & Dr. John Delony answer your questions and discuss: Why more debt always equals more risk,  "Should I save for college or pay off the house?" "How do I pull money from retirement and not drain my account?" from the blog: How to Take Money Out of Retirement Accounts Downsizing after the kids are gone, What to do with extra income. Support Our Sponsor: Neighborly Have a question for the...

Dave Ramsey & Dr. John Delony answer your questions and discuss: "Being gazelle intense is affecting our marriage",  What happens if you don't pay your taxes, Fractional real estate investing vs. REITs. from the blog: What Is a Real Estate Investment Trust (REIT)? "When should the executor of a will be added to bank accounts?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Can I become a millionaire by the time I'm 50?"  Dealing with an upside down vehicle, from the blog: How to Get Out of an Upside-Down Car Loan, Starting a business debt-free, Selling a house to get out of debt, "Should I still go to my dream college even if I don't get a scholarship there?" Support Our Sponsor: PODS Moving & Storage Ch...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I'm looking for a side hustle" from the blog: 27 Side Hustle Ideas to Earn Extra Cash, What you need to know about taxes in 2023, "Should I use an investment account to pay off my house?" Adding a spouse to a business account, "What should I do with my savings?" from the blog: What Is a High-Yield Savings Account and Do I Need One? Swi...

Dave Ramsey & Jade Warshaw answer your questions and discuss: Renting vs. buying a home, "Should I pay off my boyfriend's debt?" "Does it make sense to retire outside the US?" "When should I get term life insurance?"  from the blog: What Is Term Life Insurance? Intensity vs. intentionality. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want...

Dave Ramsey & George Kamel answer your questions and discuss: Why whole life insurance policies suck, from the blog: What Is Whole Life Insurance? Why the new FedNow payments system is a mixed bag, "Should I sell my rental or keep it?" from the blog: How to Earn Passive Income From Real Estate Support Our Sponsor: NetSuite Christian Healthcare Ministries PODS Moving & Storage Neighborly Have a que...

Dave Ramsey & George Kamel answer your questions and discuss: "My Husband bought a $72k car we can't afford", Negotiating medical bills in collections, "Should we pay our student loans?" Getting a construction loan. Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit...

Dave Ramsey & George Kamel answer your questions and discuss: "My husband refuses to give up his credit card", "My parents offered to take over my debts and have me pay them back..." "Which debt should we pay off first? from the blog: How the Debt Snowball Method Works, Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I put my brother's business debt into my name", Setting up my will to protect your kids, "Should I keep my long-term care policy?" "How can I save for a house after graduating?" Support Our Sponsor: DreamCloud NetSuite PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan fo...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I drive Uber for work but need to sell my car", "How does capital gains tax work?" "Should I invest in company stocks?" "How do I budget getting paid 5 times a year?" "Can I afford a $130,000 car?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for you...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I haven't gotten a raise in 10 years!" How do I invest the money for my mom's care?" "Should I go back to my old job to get overtime?" "What's the best way to use our stocks?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we be worried about the national debt?" "Can we use our paid off land as a down payment for a house?" Using savings to start a business, "I feel like our debt is never going to end" Support Our Sponsor: Christian Healthcare Ministries PODS Moving & Storage Zander Insurance Neighborly Have a question for the show? Call 888-825-52...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I don't know what to do next", Why whole-life insurance sucks, from the blog: What Is Whole Life Insurance? "How can the FDIC afford to insure everyone's money?" from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers. How Rocket Mortgage is screwing their customers. Support Our Sponsor: Neighborly...

Dave Ramsey & Jade Warshaw answer your questions and discuss: "My wife is afraid of the debt payoff process" Paying for home repairs while paying off debt, Why you shouldn't take a job just for the 401(k) match, Why the best "debt relief program" is getting a job, "Our home is 40% of our take home pay" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "Help! I'm struggling with budgeting", "Will we ever see 3% mortgage rates again?" from the blog: How to Buy a House in 2023, What to do with your money when the market is crazy, "My wife doesn't want to move for my new job" "Should I cash out an inherited IRA?" "How can I best invest for my kids?" Support Our Sponsor: PODS Moving & Sto...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "I hit rock bottom and don't know what to do next", Preparing to be a stay-at-home mom, "Can we afford a second home?" "We make $100k and can't seem to make ends meet", Why financial literacy education matters, "When should I buy my first house?" from the blog: How to Buy a House in 2023 Support Our Sponsor: Neighborly Have a question f...

Dave Ramsey & Rachel Cruze answer your questions and discuss: "How much should I spend on my side hustle?" Daymond John on learning to earn, "How much house can we afford?" The best way to invest for your kids. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to...

Dave Ramsey & Dr. John Delony answer your questions and discuss: Helping a loved one who is dealing with addiction and dysfunction,  "My husband and I disagree on what to do with our house", "Should we pay off solar panels?" Support Our Sponsor: Churchill Mortgage DreamCloud Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your mone...

Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I keep a credit card for traveling?" When to pay off the mortgage, from the blog: How to Pay Off Your Mortgage Early, "We are scared to spend our money" Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to sta...

Dave Ramsey & Dr. John Delony answer your questions and discuss: "My husband is inheriting a house his ex-wife is living in..." "Should we use the 529 for private school or wait for college?" "How do I invest past the 401(k) max?" from the blog: How to Plan for Retirement Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your mon...