Ramsey Network

The Rachel Cruze Show

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www. RachelCruze.com.

Author

Ramsey Network

Category

Education

Podcast website

www.rachelcruze.com

Latest episode

Mar 30, 2026

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Episodes

11 Items Frugal People Aren’t Buying Anymore 14.02.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   You might be frugal if . . . you stopped ordering pizzas and started making your own instead. In this episode, I’ll share 11 funny (and surprising) things frugal people are giving up and three things you can do to stay on budget.   Next Steps:  🎥 Watch my video How to Handle the Rising Cost of Groceries.  💵 Start your free...

How Much Cash In the Bank Is Too Much (or Too Little)? 12.02.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Cash in the bank is great, but is it ever possible to have too much? In this episode, find out what to keep in your checking and savings accounts and how to maximize your money so it works for you.   Next Steps:  🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.  💵 Start your free budget today. Download the Ever...

10 Ways You’re Losing Money Without Realizing It 10.02.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Could you be losing out on money and not even know it?  In this episode, I’m reacting to a list of reasons why this can happen. Plus, you’ll learn three ways to hold on to more of your money in the first place.   Next Steps:  🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It).  💵 Start your free budge...

8 Subtle Ways to Spot a “Quiet Millionaire” 07.02.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan In this episode, I’m reacting to eight signs that someone might be a “quiet millionaire.” Plus, find out what we can learn about building wealth from their choices.    Next Steps:  💵 Start your free budget today. Download the EveryDollar app!  🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It).  💰 Beat...

4 Essential Expenses to Prioritize Despite Inflation 05.02.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan From the grocery store to the gas pump, we’re all feeling the squeeze of inflation one way or another! In this episode, learn how to afford four essential expenses without busting your budget.  Next Steps:  💵 Start your free budget today. Download the EveryDollar app!  🎥 Watch my video Home Upgrades That Are (and Aren’t) Worth...

Are Your Habits Broke, Average or Wealthy? 03.02.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan   Would your money habits say you’re broke, average or wealthy? In this episode, find out where you currently fall and how to adopt “wealthy” habits that will lead to lasting peace.   Next Steps:  💵 Start your free budget today. Download the EveryDollar app! 🎥 Watch my video What Is Stealth Wealth (and Do You Have It?)   Conne...

What Celebrities Get Right (and Wrong) About Money 31.01.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan   Did you know LeBron James is a big-time saver? In this episode, find out which money lessons we should take from our favorite celebs (and which ones we shouldn’t). Plus, don’t miss my top tip for building wealth whether you’re in the limelight or not.   Next Steps:   💵 Start your free budget today. Download the EveryDollar a...

6 Minimalist Habits that Improve Your Life and Money 29.01.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan   There’s more to a minimalist lifestyle than just decluttering your home! In this episode, you’ll learn six minimalist habits you can start today to simplify your life and maximize your money.   Next Steps:   💵 Start your free budget today. Download the EveryDollar app! 🎥 Watch my video Life-Changing Lessons I’ve Learned Fro...

Are Women Becoming Wealthier than Men? 27.01.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan   Did you know women are now becoming wealthier than ever before? In this episode, find out the real reason why, plus seven basics everyone needs to know for managing their money and building wealth.   Next Steps:  💵 Start your free budget today. Download the EveryDollar app! 🎥 Watch my video What Everybody Gets Wrong About G...

What Income Puts You In Upper, Middle and Lower Class? 24.01.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan   Ever wonder how your income compares to that of the average American? In this episode, find out how you stack up, plus get three tips for growing wealth regardless of what you make.   Next Steps:  💵 Start your free budget today. Download the EveryDollar app! 🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.    C...

The True Price of Living with Debt 22.01.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan   What if I told you that debt is costing you way more than you realize? In this episode, find out the hidden cost of owing money and one question that could change your perspective.  Next Steps:  💵 Start your free budget today. Download the EveryDollar app! 🎥 Watch my video The Only Exceptions to My “No Debt” Policy.  Connec...

The One Cost of Living Rule I Swear By 20.01.2025

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan I know it may feel like your goal of owning a home is a moving target, but don’t lose hope! In this episode, you’ll learn one cost of living rule to never break, plus three things to consider before buying a home.    Next Steps:  💵 Start your free budget today. Download the EveryDollar app! 🛡️ Stay on top of real estate update...

9 Questions to Help You Choose the Right Financial Advisors 17.01.2025

💵 Start your free budget today. Download the EveryDollar app!   When you have questions about money, it’s important to ask someone you can trust. That’s why in today’s episode, I’m sharing the three types of financial pros you need, plus three questions to help you choose the right pro for you.   Next Steps:  🛡️ Find financial services you can count on with RamseyTrusted.    Connect With Our Spon...

Find an Extra $400 in Your Budget in Just 24 Hours 15.01.2025

💵 Start your free budget today. Download the EveryDollar app!   What if I told you that you have more money than you think? In this episode, you’ll learn how to uncover extra cash in just one day with the 24-Hour Money Finder Challenge. Next Steps:  💰 Take the 24-Hour Money Finder Challenge.   Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when y...

The Worst Ways to Pay Off Your Debt 13.01.2025

💵 Start your free budget today. Download the EveryDollar app!   Is there ever a bad way to get rid of your debt? (Spoiler alert: Yes!) That’s why I’m talking about the five worst ways to pay off debt that you’ll want to avoid.    Next Steps:  🎥 Watch my video The Financial Trend That Is Robbing You Blind.   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries.  🔒 Get...

How to Invest the Right Way in 2025 10.01.2025

💵 Start your free budget today. Download the EveryDollar app!   Investing is one of the best ways to set yourself up for the future, but how do you start? In this episode, find out how to invest the right way and make the most of your money in 2025.   Next Steps:  🎥 Watch my video My Annual Investment Routine.  💸 Connect with a SmartVestor Pro for free.   Connect With Our Sponsors:  🏥 Learn mo...

Reacting to the Top 5 Money Predictions for 2025 08.01.2025

💵 Start your free budget today. Download the EveryDollar app!   In today’s episode, I’ll react to the top five money predictions for 2025 and share my thoughts on what they mean for you.    Next Steps:  🎥 Watch my video 5 Numbers You Must Track to Build Wealth.   Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.   Listen to M...

Money Habits You Need to Change Right Now (with Dave Ramsey) 06.01.2025

💵 Start your free budget today. Download the EveryDollar app!    Are you ready for a fresh start when it comes to your money? In this special episode, Dave Ramsey joins me to share money habits you can start changing today.   Next Steps:  🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.  💰 Register to watch our Ramsey Livestream: Take Control of Your Money. Connect With Our Sponsor...

28% of Credit Card Users Have This Problem 03.01.2025

💵 Start your free budget today. Download the EveryDollar app!   If you went overboard during the holidays and you’re carrying debt into the new year, it’s time to get busy! Find out three steps to ditch debt fast, plus how to avoid it for good in the future.   Next Steps:  🎥 Watch my video 5 Ways to Get Out of Debt Faster.   Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Mi...

Why You Shouldn’t Make New Year's Resolutions This Year 01.01.2025

💵 Start your free budget today. Download the EveryDollar app!   Tired of giving up on your New Year’s Resolutions three weeks into every year? Well, you’re in luck because there’s actually a better way to reach your goals. In this episode, learn how to make real progress on your money goals in 2025.   Next Steps:  🎥 Watch my video This Habit Is Keeping You Broke.   Connect With Our Sponsors:  🏥...

How Do Your Monthly Expenses Compare to the Average American’s? 30.12.2024

💵 Start your free budget today. Download the EveryDollar app!   Did you know the average American spends over $1,000 a month just on transportation? Find out how the rest of your monthly spending categories compares to those of the average American. Plus, learn three ways you can create margin in your budget.   Next Steps:  🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.   Connect...

The 7 Stages of Wealth Building (Where Do You Fall?) 27.12.2024

💵 Start your free budget today. Download the EveryDollar app.     Wealth building is a journey. Let’s talk about the seven stages of wealth building that consistently take people from broke to millionaire so you can see exactly where you’re at and what’s next.     Next Steps:   🎥 Watch my video to find out How I Would Budget $7,000 a Month.    💸 Learn how to build wealth with Financial Peace Un...

FINISH THE LYRICS: Popular Christmas Songs Quiz 25.12.2024

💵 Start your free budget today. Download the EveryDollar app!     Play along as I find out whether I really know the words to these classic Christmas hits. Plus, stick around for my number one tip on how to have a successful Christmas.     Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.    Listen to More From Ramsey Network...

45% of Americans Are Taking On Debt for THIS? 23.12.2024

💵 Start your free budget today. Download the EveryDollar app!     Are amazing experiences worth going into debt? Find out if you’re falling for one of the four myths that lead people to choose fun over financial peace.     Next Steps:  🎥 Watch my video to find out The Right Way to Do a Monthly Budget.      Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries.  🔒 Get...

How Luxury Brands Are Getting You to Spend More 20.12.2024

💵 Start your free budget today. Download the EveryDollar app!    Having nice things isn’t bad, but too much of a good thing can become a problem. Find out how luxury brands are getting you to spend more. Plus, get practical tips for spotting these marketing schemes.    Next Steps:  🎥 Watch my video How Do You Compare Financially to the Average American?    Connect With Our Sponsors:   🏥 Learn m...

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