Ramsey Network

The Rachel Cruze Show

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www. RachelCruze.com.

Author

Ramsey Network

Category

Education

Podcast website

www.rachelcruze.com

Latest episode

Mar 30, 2026

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Episodes

Are the Boomers to Blame for Our Debt Obsession? 06.10.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.      Sure, the baby boomers may have normalized debt, but are they really to blame for our modern-day money struggles? Let’s talk about it on today’s episode.      Next Steps:   🎥 Watch my video 7 Money Lessons From Boomers’ Wins and Regrets. 💵 Start your free budget today. Download the EveryDollar app!      Connect With Our...

Master Class on Financial Literacy in 8 Minutes 03.10.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Financial literacy is the first step when it comes to building wealth. And believe it or not, it’s simpler than most people think! So today, I’m giving you a crash course in all things personal finance.    Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 💵 Start your free budget today. Download the E...

Escape the Toxic Thoughts Wrecking Your Life (With Judah Smith) 01.10.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I’m extra excited for today’s episode because Pastor Judah Smith is joining us to talk about how our negative thoughts can affect all aspects of our lives—including money—and how to shift that mindset.    Next Steps:   🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond. 💵 Start your free budget today. Downl...

My Only Exception to This Controversial Money Debate 29.09.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Prenups are a highly debated topic, and you guys know my take—your and your spouse’s money should be viewed as your money together. But . . . are there exceptions? Let’s talk about it on today’s episode.    Next Steps: 🎥 Watch my video The Only Exceptions to My “No Debt” Policy. 💵 Start your free budget today. Download the...

Is My Algorithm Sabotaging My Spending? 26.09.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Is social media responsible for busting your budget? Maybe! On today’s episode, we'll talk about how the videos in your algorithm steal your hard-earned cash and what you can do to avoid it. Next Steps: 🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond. 💵 Start your free budget today. Download the EveryDol...

5 Lessons That Changed My Mindset Around Money 24.09.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Sometimes religion feels like a taboo topic, but around 85% of the global population is religious in some way. So today, I want to share five ways my faith has influenced the way I view and handle money.     Next Steps: 🎥 Watch my video 5 Powerful Ways to Redefine Wealth (It’s Not Just Money). 💵 Start your free budget today...

Financial Red Flags in Dating (Never Settle on These!) 22.09.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Money and relationships can feel like a gray area, but there are red flags to look out for. In this episode, find out which financial habits I would never recommend compromising on.    Next Steps: 🎥 Watch my video The BIGGEST Mistakes Newlyweds Make in the First Year. 💵 This is the simplest way to budget. Download the Every...

Here’s When Saving Your Money Is a Bad Idea 19.09.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I know this may be a shocker coming from me, but saving your money can go too far. In this video, find out 3 things to keep in mind as you save and spend wisely.   Next Steps: 🎥 Watch my video Toxic Money Lies That Are Keeping You Broke 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect W...

Ranking Your Financial Habits Using Gen Z Slang 17.09.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Ever wonder what your Gen Z friends are actually saying? In this video, learn the latest slang as I rate financial habits using Gen Z lingo.   Next Steps: 🎥 Watch my video 7 Signs You Are WAY Above Average 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   Learn more...

Signs You’re Better at Money Than You Think 15.09.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Do you ever wonder if you’re actually doing okay financially? In this video, you'll learn 6 signs that show you’re better with money than you think.     Next Steps: 🎥 Watch my video Are Your Habits Broke, Average or Wealthy? 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect With Our Spon...

Sharing Hot Takes on Controversial Money Topics 12.09.2025

🏠 Buy a home confidently with the Ramsey Real Estate Hub.   Money can be a controversial issue . . . and sometimes, that’s what makes it fun! In this video, we’re leaning in, and I’m sharing my hot takes on some spicy financial topics.     Next Steps: 🎥 Watch my video 6 Things I Teach About Money That'll Make You Angry or Wealthy. 📈 Are you on track with the Baby Steps? Get a free personalized...

10 Secrets of People Who Never Overspend (According to ChatGPT) 10.09.2025

💵 The simplest way to budget. Download the EveryDollar app for free!   Ever wonder how some people always seem to stay on budget no matter what? In this episode, we’ll look at 10 secrets of people who never overspend—according to ChatGPT.   Next Steps: 🎥 Watch my video My Honest Advice to Someone Who Wants Financial Freedom. 📈 Are you on track with the Baby Steps? Get a free personalized plan....

What I Spent in a Weekend (This Is Real Life!) 08.09.2025

💵 The simplest way to budget. Download the EveryDollar app for free!   You’ve got to track your expenses to win with money—even on the weekends. In this episode, I’m jumping on the trend and sharing what I spent in a weekend so you can see what a recent lake weekend cost us.   Next Steps: 🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget). 📈 Are you on track with the Baby Steps...

6 Questions That Reveal If You Can Retire Early 05.09.2025

📈 Use Ramsey’s free Investment Calculator  to track your progress.   Ever wonder how close you are to retirement? Or, if you know it’s far off, ever wonder what you need to do to get there? Find out with these six simple questions.   Next Steps:  🎥 Watch my video 9 Questions to Help You Choose the Right Financial Advisor. 💵 The simplest way to budget. Download the EveryDollar app for free!   📈...

The Most Unexpected Financial Lessons I've Learned 03.09.2025

📖 Teach your kids contentment with my Kids Book Bundle. Sometimes, the most unexpected people can teach you some pretty big lessons. In this episode, find out four unexpected money lessons my kids have taught me—that you can learn from too.      Next Steps: 🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage. 💵 The simplest way to budget. Download the EveryDollar app for free!...

The Surprising Cost of Today’s Beauty Standards (My Reaction) 01.09.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Today’s beauty standards can cost you a fortune. In this video, find out the three crucial questions to ask yourself when you’re faced with “beauty standard” spending.   Next Steps: 🎥 Watch my video How to Turn Comparison Into a Wealth-Building Strategy.   💵 The simplest way to budget. Download the EveryDollar app for free!...

Why Being Boring is the Best Way to Build Wealth 29.08.2025

💰 Find out how much your money could grow over time with the Investment Calculator.  In this episode, find out how to build enough wealth to retire at 55 and live your best life. (Spoiler alert: It’s pretty boring, but it works every time.)   Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track...

3 Best Marriage Tips We’ve Ever Received 27.08.2025

❤️ Claim your spot at Money & Marriage Getaway! My husband and I aren’t newlyweds anymore, but we’re still learning new things about marriage every day. So today, find out three of the best pieces of money and marriage advice we’ve gotten—and how they can apply to you. Next Steps: 🎥 Watch my video The Biggest Mistakes Newlyweds Make in the First Year 💵 The simplest way to budget. Download the Ev...

5 Simple Habits “Quiet Millionaires” Swear By 25.08.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. When it comes to stealth wealth, it’s all about the daily routines. Today, I’m sharing five simple habits “quiet millionaires” swear by so you can apply them to your life and money.    Next Steps: 🎥 Watch my video 10 Habits That Scream “I’m Trying to Look Wealthy” (My Reaction)  💵 The simplest way to budget. Download the Ever...

Easy Ways to Diffuse Conflict In Tough Conversations (With Jefferson Fisher) 22.08.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Money affects every part of life—your identity, your habits, even your communication. That’s why in this episode, lawyer and communication expert Jefferson Fisher is here to teach us how to have healthy communication and conflict around money.      Next Steps: 🎥 Watch my video Do This Now to Avoid Money Problems in Your Marr...

Reacting to Your Wildest “Mom Spending” Confessions 20.08.2025

📚 Check out my Kids Book Bundle!   Sometimes as a parent, you spend money on some crazy things. In this episode, I’m sharing a boundary I had to put in place in our house, plus reacting to 12 of your wildest “mom spending” confessions.    Next Steps: 🎥 Watch my video My Go-To Parenting Strategy for Avoiding Entitled Kids. 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 A...

6 Money Hacks You Should Never Trust (They're Traps!)  18.08.2025

🛡️ Find out if you’re protected with the Coverage Checkup.   There are way too many risky money strategies out there. So in this episode, find out six financial traps you should never trust—and more importantly, what to do instead.   Next Steps: 🎥 Watch my video The Billion-Dollar Scheme You Didn't Know You Were a Part Of.  💵 The simplest way to budget. Download the EveryDollar app for free! 📈...

You’re Defining Success All Wrong (And It’s Costing You) 15.08.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Are you chasing success—or just the illusion of it? Discover why luxury spending is hurting your finances and how to break free with three simple mindset shifts.   Next Steps: 🎥 Watch my video Why Your Income Doesn’t Guarantee Wealth. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sp...

Searching for the Right Side Hustle for You? Watch This! 13.08.2025

👩🏻‍💻 Take the Side Hustle Quiz!   A side hustle is a great step to boost your income. So in this episode, I’m rating a list of side hustles . . . based on how likely I am to try them. Plus, you’ll learn about a custom tool that helps you figure out the perfect side gig for you.   Next Steps: 🎥 Watch my video Save $5,000 in 3 Months?! (4 Easy Money Challenges to Try). 💵 The simplest way to bud...

This Call Left Dave Ramsey Speechless (My Reaction) 11.08.2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   There is one parenting question I get all the time, and it recently left Dave Ramsey speechless. In today’s episode, you’ll learn six things to keep in mind when answering this for yourself. Next Steps: 🎥 Watch my video Two Times I’ve Disagreed With Dave Ramsey. 💵 The simplest way to budget. Download the EveryDollar app for...

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