The Property Trio (formerly The Property Planner, Buyer and Professor)

In the seventh Podcast since Covid-19 took hold, we turned our thoughts to the alarmist headlines emerging, warning that the property market will drop by 20-30%. Why in all likelihood that won't be the case by taking a critical eye to data and forecasting, and jumping in the time machine to look at the economic impact of previous pandemics and recessions on the property market. In this episode Dav...

In the sixth Podcast since Covid-19 took hold, we turned our thoughts to focusing on planning for your next decision, as the governments start planning for, and in some cases such as WA and QLD, removing restrictions to open up the economy. It takes time to develop your property plan and selection strategy for the next purchase. This all happens before you can even begin the searching process and...

In the fifth of our Covid-19 Podcast specials recorded on Monday, we turned our thoughts to focusing on the green shoots, marking the early signs of recovery with the federal and state governments now turning their focus on how we navigate an effective exit of the shutdown, whilst keeping infections low or entirely eradicated. We have seen talk of lifting restrictions, sporting bodies have been wo...

In the fourth Podcast in our Covid-19 specials recorded on Monday we turned our thoughts to focusing on the impact to landlords, tenants and those selling property. NSW and QLD have released their packages for assistance to landlords and the residential market was rocked last week by Consumer Affairs Victoria announcing that open for inspections for occupied homes would be banned. Victoria has sin...

In the third Podcast in our Covid-19 specials recorded on Monday we turned our thoughts to focusing on what the property market is doing during this period, what it could look like as we come out the other side, and how to proactively protect your financial position through an effective mortgage strategy. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Gearing up f...

We recorded the second Podcast in the space of five days of our Covid-19 specials on Monday to keep you updated with some of the latest news, as we assist you to navigate the rapidly changing property, financial and economic landscape. On this day, the share market had its biggest jump in 40 years with the expectation of the $130b government package which was announced that night. Victorian Premie...

We recorded a special Covid-19 Podcast yesterday to keep all of our listeners updated with some of the latest news, as we attempt to navigate the rapidly changing financial and property market landscape. In this special episode Cate, Peter and Dave take you through: •A detailed update on the status of the financial markets as they are lead indicators for what is ahead and help us to look beyond th...

Today's episode is all about what the Governor of the Reserve Bank of Australia, Phillip Lowe has called 'superstar cities' - Sydney and Melbourne. What is it about these two cities that give them 'superstar' status, drawing international attention and capital growth acclaim? In episode 39, we discuss "Why Sydney and Melbourne outperform" Listen as David Johnston, Cate Bakos and Peter Koulizos tak...

How are you tracking with your new year's property resolutions? Statistics show that less than 1 in 10 people keep their new year's resolutions. Sure, after the celebrations and holidays are over, life can get in the way. Getting back to the grind can get you stuck in the mud. But if your resolutions involved an element of property planning or wealth creation, you are doing yourself a disservice b...

Did you know that purchasing three homes and selling your first two over your property journey can equate to a financial loss of 10% of your lifetime earnings? You work too hard to throw away that kind of money! In episode 37, we discuss "Needing to sell property too soon" - No. 7 of the top 7 Critical Mistakes. Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the causes th...

It's time to play a game of "which would you rather?" An investment property with a great floor plan and a daggy fit-out or a freshly renovated dwelling with living areas located in places that make you scratch your head? A location under a flight path but close to the CBD, or away from a flight path, but further away from the city? In episode 36, we discuss "Buying the wrong property and/or the w...

In this episode, we tackle the art and science of recognising and removing emotions when purchasing a property. When we are not thinking objectively, we risk making poor impulsive decisions. In the property game, this can mean purchasing an under-performing asset, losing money, having to start all over again and regretting the home you have chosen for yourself. So how do emotions impact our judgem...

How does an extra cool million $$ sound for your retirement? Or how about a war chest that will get you through any battle life throws at you? An effective Mortgage strategy can make this difference for you, but it is the least understood discipline of finance professionals. Why is that, when for most people, it's your largest expense? Ever. In episode 34, we discuss "No mortgage strategy" - No.4...

Have you ever done a long-distance run with a blindfold on? It takes longer, you come across bumps and collect some bruises on the way. Not very effective if you'd like to cross the finish line in one piece Or at all. Yet many people buy property without a plan or clear idea of where they want to end up. This is the property equivalent of getting into the starting blocks with the blindfold on. Whi...

Give me one dollar and I'll give you 35 cents back. Doesn't sound like a great deal does it? In fact, it sounds like you've been cheated. Yet property spruikers will point to tax deductions as a reason to invest. In their property. That they are trying to sell you. Which they make a margin on. At your expense. The ability to claim a tax deduction is certainly a benefit, but it should never be the...

We all love the idea of a get rich quick scheme. Just imagine planting some money, growing it in abundance and next week you're off on holiday... indefinitely. Most of us understand that in reality, that's not how things work. In fact, get rich quick schemes are commonly a great way to lose your money. In episode 31, we discuss "Get rich quick schemes - No.1 of the top 7 Critical Mistakes" Listen...

Money - it can be your best friend or your worst nightmare. Being able to manage your money is not only vital to financial success, it is also critical to your mental well-being. Most research shows that concerns about money are in the top 1 or 2 stressors of our lives. It only takes a few big bills to make you feel like your credit card or depleting savings is a runaway horse, threatening to buck...

So, you've found the property for you and now comes the negotiation battle. Get ready and brace yourself! It may be time to put down your shield and sword. Not all negotiations are adversarial back and forth matches of strikes and sneaky jabs. Sometimes the softer approach is the winning one. In episode 29, we discuss "Congenial negotiation tactics and how to apply them in the right situation". Li...

Jump on the roller coaster as we take a look at 2019 in the rear view mirror. If you look to your left you will see the Royal Commission into Banking coming to a close with a slap on the wrist for lenders. On the right we have the LNP with a surprise victory, taking out the election. Back to your left is APRA reducing the assessment rate and caps on lending and the RBA slashing rates. Hold on to y...

The magic number. There are many voices and opinions which will tell you that you need to amass as much property as you can over your life time. We'll let you in on a secret - in the property game, it's often the case that less is more! In episode 27, we dissect "How many properties do you need to retire wealthy?". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why 2 to 5...

Property - it's a veritable panacea for reaching any of your financial or lifestyle goals. But not all property is created equally. The property comes in many different shapes and sizes, purposes and potentials. The key is knowing what type of property asset is the smartest buy to align with your long-term goals. In episode 26, we dissect "The different property types that you can spend your hard-...

Leaving aside those who invest in vintage cars or antiques, the vast majority of Australian's will make a choice between investing in property, shares or a combination of both. There's no doubt that the key to retiring comfortably is to make good investment choices throughout your working life. So, what's inside your investment portfolio? In episode 25, we dissect "Why is property a good asset cla...

It's widely known that getting a low interest rate can save you hundreds and thousands of dollars over your life time. What most people don't get is how an effective mortgage strategy can make you hundreds of thousands of dollars, or more, over the same period. In episode 24, we dissect "How mortgage strategy shapes your ability to hold property, and grow your wealth for decades into the future!"....

Get ready to jump in the time machine and explore Australia's transition through the decades. Learn how our approach to living has been impacted by the fortunes and growth of our nation. The team cover Victorians to Edwardian's, pre-war to post war, art-deco to villa units, toilets separate to the house to alfresco dining, split level living, formal dining rooms, McMansions and everything in betwe...

We all have a picture in our heads of what our ideal home looks like. For most of us, chasing our ideal home can be akin to chasing a unicorn. Unless you have a bottomless pocket, compromises will need to be made (particularly if you're a first home buyer). In episode 22, we dissect "Why the family home is commonly the biggest piece of the investment puzzle". Listen as David Johnston, Cate Bakos a...