The Property Nomads Podcast

Marc Champ of Wharf Financial joins Rob to discuss the current state of the property market. Despite the usual slowdown during the festive season, Marc reveals that he has been unusually busy in recent weeks, attributing this to the decrease in interest rates, which has prompted investors to re-enter the market. They discuss the types of properties that are in demand, such as terrace houses for co...

Rob looks at the disappointment surrounding the UK government's decision to not include the leasehold ban in its new housing reform law. He stresses the importance of doing thorough research and having a reliable solicitor when purchasing a property, especially when it comes to leasehold houses and the potential issues with service charges and ground rents, and also touches on the political dynami...

Rob discusses two lighthearted yet absurd stories involving councils and their inefficiencies. The first story revolves around a West London council that sent bailiffs to collect unpaid council tax for a property that the council itself owned. This level of incompetence not only wasted taxpayer money but also caused distress to the individual involved. The second story highlights the financial str...

Rob examines an interesting law change that could potentially double council tax for second homeowners in Bath and North East Somerset, UK. As he explains, it is primarily a means for the council to generate more revenue, and Rob questions whether doubling the council tax will actually incentivise second homeowners to bring their empty properties back onto the market, as the affluent nature of the...

Rob discusses the recent extension of the mortgage guarantee scheme by the government, which allows individuals with a small deposit to apply for a government-backed 95% mortgage guarantee, enabling them to get on the housing ladder. While this may seem like a great opportunity, Rob highlights the potential risks involved, particularly if the value of the property decreases in the future.  KEY TAK...

Rob discusses the exciting changes in the property industry following the UK autumn budget. The Chancellor announced reforms to streamline the system, including a new permitted development right that allows one house to be converted into two homes without the need for full planning permission. This game-changing development opens up new opportunities for property investors and developers to increa...

Rob welcomes back Adrian Benjamin to discuss property protection strategies. Adrian, with his corporate background and experience in property sourcing, shares valuable insights on how to protect yourself and your property business. They delve into the benefits of setting up a limited company for tax efficiency and how to utilise products like life insurance and executive income protection through...

Rob discusses the potential impact of rising inflation on the economy, explaining that as pay rises outstrip inflation, people will demand higher compensation to cover the increased cost of living. This, in turn, leads to increased overheads for businesses, which may result in higher prices for consumers... KEY TAKEAWAYS Inflation is expected to increase due to pay rises outstripping inflation in...

Rob delves into the topic of heat pumps and their suitability for British homes,  highlighting the potential disadvantages such as increased bills and the need for proper insulation. Rob also address the issue of noise levels, stating that heat pumps may be too noisy for built-up areas and terraced houses. KEY TAKEAWAYS Heat pumps are considered too noisy for British homes, despite plans to instal...

Rob talks about the potential introduction of inheritance tax and stamp duty cuts in the upcoming autumn budget, speculating on the impact these cuts could have on the housing market, with the possibility of stimulating demand and increasing prices.  KEY TAKEAWAYS There are rumours that inheritance tax and stamp duty cuts could be introduced in the upcoming autumn budget, which could potentially i...

Rob talks about the bankruptcy filing of WeWork, a shared office firm that was once valued at $38 billion. He highlights the significance of this event, as it indicates potential opportunities in the commercial property sector. With WeWork likely handing back real estate to banks and landlords, there may be deals to be done and empty properties available for acquisition.  KEY TAKEAWAYS WeWork, a s...

Rob recaps the key points from the recent King's speech, focusing on housing-related announcements. The first major point is the introduction of a new leasehold and freehold bill, which will ban leaseholds for new houses in England and Wales. Additionally, the standard lease extension period will be increased to 990 years. Rob talks about the potential benefits of these changes, such as providing...

Rob interviews Adrian Benjamin, a financial protection specialist with over 10 years of experience in the banking industry. Adrian shares his expertise on protecting wealth for the short, medium, and long term, with a focus on family life planning. He discusses the importance of life insurance, wills, and trusts, and highlights the need for comprehensive protection in case of unforeseen events., f...

Rob dives deep into the two reasons why achieving net zero emissions is not feasible. highlighting the lack of infrastructure in the world's electric grids to support the rapid growth of renewable energy, and the issue of cost, emphasising that the implementation of environmental initiatives often leads to increased expenses for consumers.  KEY TAKEAWAYS The world's electric grids are currently in...

Rob discusses the concerning increase in government debt in the UK, which is the largest peacetime increase in over 300 years. Rob highlights the potential consequences of high levels of national debt, such as difficulty in funding public services and responding to economic crises, and touches on the trebling of the debt ratio in the last 15 years alone, with the ratio of debt to GDP reaching over...

Rob is joined once more by Marc Champ of Wharf Financial to discuss the current state of the property market. They touch on topics such as interest rates, inflation, and the potential for a slowdown in the market. Marc shares insights from his conversations with industry professionals and highlights the opportunities that can arise during a slowdown.  KEY TAKEAWAYS There is a general perception th...

Rob discusses six ways to add value to your home or property portfolio, beginning by questioning the accuracy of an article that claims certain home improvements can significantly increase property value.  Rob emphasises that the effectiveness of these improvements is location-dependent and highlights the importance of creating a unique selling point when selling a property. The episode explores v...

To Get £100 off of your solar panels and to get a quote for your home - www.makemyhousegreen.com/?utm_source=tpn_podcast  Rob is joined by Greg Chamber, the Head of Product and Customer Experience at Make My House Green. They discuss the benefits of solar panels for landlords and tenants, as well as the process of getting solar panels installed on rental properties. Greg explains how Make My House...

Rob discusses the importance of diversifying residency and building a global safety net. Drawing from his personal experience of obtaining temporary residency in Mexico, he emphasises the need to have a backup plan in case of unforeseen events or challenges in one's home country, and explores various ways to obtain secondary residencies or passports, such as through financial means, marriage, or a...

Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October: https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692 Rob talks about the housing crisis in Europe, focusing on an article from France 24, highlighting the soaring costs, lack of supply, and high interest rates that are prici...

Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October: https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692 Rob discusses a major mistake to avoid when it comes to insulating homes and rental properties. - the issue of using spray foam insulation in the roof, which can have seri...

Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October: https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692 Rob discusses the recent mortgage rate cuts and the potential impact of inflation on the housing market. While the news of mortgage rates dipping below 6% may seem positiv...

Rob looks into the topic of commercial property and discuss an interesting article about London's office market, highlighting that London's office space is currently experiencing its highest vacancy rates in 30 years, with a 20% contraction in office usage due to post-pandemic hybrid working and a preference for greener buildings in the suburbs. Rob discusses the fact that this trend presents sign...

The Bank of England surprised quite a few people recently by keeping the base rate at 5.25%. With a multitude of reasons floating around as to why they have decided to do that, Rob is here to give you his own personal spin on why that's happened. KEY TAKEAWAYS The Bank of England has decided to keep the base interest rate at 5.25%, which is the first time it has remained stagnant since November 20...

Rob discusses the proposed oil boiler ban set to take effect in 2026 and its potential impact on rural households in the UK. He highlights the concerns raised by homeowners who rely on oil boilers, particularly those living in areas without access to mains gas, and explores a trial taking place in a small hamlet in Cornwall, where residents are using hydrotreated vegetable oil as an alternative to...