The Property and Lending Podcast

Join us in this insightful episode as we sit down with Michael Virley Director & Auctioneer of MVP Auctions. His “Fierce, focused, and results-driven” approach to Auctions has enabled us to get a glimpse inside the mind of an Auctioneer and what it takes to be an expert in the Property Market. Michael shares his knowledge on the Shire property market, offering a deep dive into trends, opportun...

Property Purchasing can be stressful, emotional and extremely time consuming. In this episode, Andrew the founder of My Property Pro Buyer’s Agents continues his intuitive conversation with Host Lee, as they cover topics regarding Off Market Search, Negotiating, Auction Bidding and Critical Money Mistakes.  Buyer’s Agents have access to comprehensive property listings, off-market opportunities and...

The Property Market is forever changing due to the Economy, Government Policies, Demographics and Interest Rates, which makes property purchasing a skill. This Episode, Lee has an insightful conversation with Andrew Hancock, the Founder of My Property Pro , about a Buyers Agent’s perspective on purchasing the right property through their guidance, knowledge and support.  If you're interested i...

In this episode, Lee sits down again with Jessica Sharp from Elliot Tuthill Solicitors, a seasoned solicitor specialising in property law. We dive deep into the complexities of the property market and explore everything you need to know about strata laws, property fees, legal considerations, and the figures that impact your property journey.  From navigating strata agreements to understanding hidd...

We welcome back Blake Spooner, Director and Real Estate Agent from MattBlak Property to delve into the ins and outs of buying a home—whether it’s your first time or you’re looking to make a savvy investment. In the last Episode with Blake, they discussed myths surrounding Real Estate Agents in the property market and how to distinguish truths through transparency.   In this episode, Blake and host...

Property and Law can often be a complicated mix especially if you don’t have the knowledge and right tools to deal with certain situations. We are joined with Guest Jessica Sharp from Elliot Tuthill Solicitors based in Cronulla, with years of experience as a solicitor in property law. Lee and Jessica discuss the benefits of having a solicitor from the start, and how early legal advice can help you...

In this short 8-minute episode, Host Lee breaks down common misconceptions about being Self-employed and your borrowing power for a Home Loan. “Do I have to pay myself a salary to be able to borrow? I have only had my ABN registered for a year…Is that enough? I haven't done my tax return, does that affect my borrowing capacity”? As Lee answers all your Self-employment questions, these common m...

In this short podcast snippet, Host Lee from Innovative Home Loans explains how Pay As You Go (PAYG) tax withholding impacts full-time, part-time, and casual employees, and how it relates to your ability to get a home loan. Lee covers how bonuses, commissions, overtime, and payslips play a role in determining loan eligibility and repayment options. Learn how PAYG can offer flexible loan repayments...

In this episode, we tackle a hot seat question many homebuyers wonder but are too afraid to ask: “Do Real Estate agents lie?” . Blake Spooner, Director and Real Estate Agent from Matt Blak Property, with sales spanning from $500,000 to $6.5m, demystifies the buying process and reveals the teamwork behind closing the deal. We break down the myths, discuss the pressures agents face, and explore how...

In episode two, host Lee and guest Charlotte continue to debunk all the misconceptions you've heard about Guarantors, HECS Debt and Lenders Mortgage Insurance (LMI). First up, they unpack Lenders Mortgage Insurance (LMI) – what it is, why it's necessary, and how you might be able to avoid it altogether. Next, they tackle Guarantors – who they are, how they can help you get a loan, and the...

In this episode, host Lee and guest Charlotte dive deep into the world of first-time home buyers, decoding the various government schemes designed to help Australians step onto the property ladder. Whether you're a young professional, a single parent, or someone living in a regional area, there’s likely a scheme that could make your dream of homeownership more achievable. Join us as we unpack...