The Property Academy Podcast

In this episode, we discuss a topic suggested by a listener of the show, who asks "what are the main things you look for in an investment property ... other than the usual things you talk about?" Andrew and Ed use a 23 step checklist when choosing investment properties for investors, so in this show, they both choose their top 3 ... but excluding the top factors they usually discuss on the show.&n...

In this episode, we discuss how to do a house swap and what to think about when you are going through this process. This episode topic comes from a listener of the show who has a specific situation that we discuss.  The main takeaway is to make sure that the deal makes sense in today's market at today's prices. Establish the value of both properties and then negotiate the price difference in...

In this episode, we are joined by Kyle Brookland from Informed Property Inspections . Here, Kyle walks us through the Leaky Home Land Banking strategy and where he has seen investors purposely purchase leaky homes at cheap prices either for renovation or for land banking.  It's important to note that this is a high-risk and very sophisticated strategy, where the returns will be highly variabl...

In this episode, we are joined by Kyle Brookland from Informed Property Inspections . Here, Kyle walks us through the different types of cladding that can shelter your property from the elements.  We go through Shadowclad, bricks, weatherboard, plaster, concrete and so many other different types of cladding you might consider. when purchasing an investment property.  We also mention our...

In this episode, we are joined by Kyle Brookland from Informed Property Inspections . Here, Kyle walks us through some of the key issues houses face based on the decade that they were built in. If you're looking at a house that was built prior to 1950, you'll want to check out the wiring ... that's what usually goes wrong. And if it's today's houses, then lookout for a leaking shower. That's commo...

In this episode, we are joined by Kyle Brookland from Informed Property Inspections . Here, Kyle walks us through the basics of property inspections, including how much they cost, what they include and whether the industry is regulated or not. We go through some of the common things to look for when shopping around for a building inspector and what you can expect to find within a building inspecto...

In this episode, we discuss real estate scams and reveal some of the details of some of the top property scams that have graced New Zealand's shores over the years.  This includes talking about handwritten letters that have been found in letterboxes, through to mysterious contractors turning up to offer a deal on a driveway that is a little too good to be true. We also mention our new number,...

In this episode, we go through the details of why several large real estate agencies have been fined millions of dollars by the Commerce Commission for alleged price-fixing.  This is a case that was widely publicised but poorly misunderstood. Here the real estate agencies entered into a price-fixing arrangement to pass on the cost of higher TradeMe fees to purchasers ... without room for nego...

In this episode, we discuss a recent case study of a first home buyer purchasing a house in Napier, while earning the minimum wage.  This is a monumental effort,m which should be celebrated, along with the sacrifices that would need to be taken to get there. This is an example of how first home ownership is achievable for young people here in NZ, even in today's market.  We also mention...

In this episode, we dig into the data to reveal how quickly apartments have grown in value over the last 20 and a half years. This is in response to some developers claiming – or intimating – that their apartments will increase in value at inflated figures.  Here, we reveal the figures across all the three major cities and also walk through some simple rules you can use to get a sense of what...

In this episode, we discuss a worked example about what happens if and when interest rates rise in the future.  This worked example figures out what the interest rate could rise to in order to make your property neutrally geared over a 10 year period. after 5 years. To do that you save the money while interest rates are low and then use those savings to pay for the higher interest rates if an...

In this episode, we go through our list of the top 10 mortgage brokers in the country who we have had direct experience with. We also detail the reasons why we've chosen these specific brokers, along with who they might not be the right for.  These include Squirrel Mortgages, Lateral Partners, Tony Mounce Mortgages, Roost, New Zealand Home Loans, Loan Market, Jeff Elias, Maria Thackwell, &nbs...

In this episode, we walk you through 4 real-life case studies that have hit the tenancy tribunal recently, along with what you can learn from them as landlords.  The most interesting one for property investors was a case were the tenants were made to pay $1000 to the landlord for routinely tampering with smoke alarms. This charge was at a level that was seen to deter other tenants from contin...

In this episode, we discuss how to manage your property manager. Property managers naturally come with different levels of skill and experience. Some will be amazing, others not so much.  So you can't just take your hands off a long term buy and hold investment and leave it to your property manager. That's why we walk through a real-life inspection report and answer some common questions you...

In this episode, we discuss a question that was asked by Katherine, a listener of our show at the live Auckland recording. Here, Katherine asked how the Labour Government will impact property investors in NZ.  Our key message is that property investors need to hang on. While there may be some changes that make property investment less profitable from a cashflow perspective, any new legislatio...

In this episode, we answer a live question asked during our live events in Wellington. Here, Dasha asked where and how we would invest $1 million in today's market ... and why.  Because this episode was recorded in Wellington, we talk through the data we would use, which currently suggests that Wellingtonians might like to invest outside of their home region ... and what their alternatives ar...

In this episode, we discuss how to go from an owner-occupier to an investor. This is a question put to us by Darryl at our recent live recording in Christchurch.  Our main advice is that you've got to use the useable equity within your property to secure the deposit for your investment property. Darryl joins us for the show to add his thoughts in as well.  We wrap up by mentioning our Ep...

In this episode, we record the third-ever Property Academy Podcast episode recorded in front of a live studio audience. Here, we talk about the Auckland property market and how it is tracking right now. Andrew gives an on the ground perspective about what he's seeing from real estate agents, developers and vendors, while Ed digs into the data to show us whether Auckland is undervalued or overvalue...

In this episode, we record the first-ever Property Academy Podcast episode recorded in front of a live studio audience. Here, we talk about the Wellington property market and how it is tracking right now. Andrew gives an on the ground perspective about what he's seeing from real estate agents, developers and vendors, while Ed digs into the data to show us whether Wellington is undervalued of overv...

In this episode, we record the first-ever Property Academy Podcast episode recorded in front of a live studio audience. Here, we talk about the Canterbury property market and how it is tracking right now.  Andrew gives an on the ground perspective about what he's seeing from real estate agents, developers and vendors, while Ed digs into the data to show us whether Canterbury is undervalued of...

In this episode, we detail the #1 risk that you face as an investor using the buy and hold investment strategy. It is not holding for long enough to get the capital growth and long term wealth that you were looking for when you first started investing.  We also detail several case studies of where investors have either had bad things happen to them throughout the strategy and also where they...

In this episode, we discuss how one of split banking's greatest benefits – the ability to borrow more – no longer exists. This was caused by the removal of the LVR restrictions by the Reserve Bank at the start of the first Covid-19 lockdown.  So should you still do it? We suggest that you should, not just because of the other benefits of split banking, but also because the removal of the...

In this episode, we detail the winners and losers, 5 months after the start of the first lockdown. This comes from a dataset of over 2800 suburbs from around the country, where the median change in value has been measured at March 24th and the 31st of August.   The biggest winner was Whanganui with a massive 19%+ increase in values in the 5 month period. And the biggest loser was Glendowie in...

In this episode, we compare term deposits and property. Lower interest rates give a double boost to investment property. First, lower interest rates make investment property more profitable, since the interest on an investor's mortgage is usually the largest cost.  The second is that lower interest rates decrease the return on term deposits, making property relatively more profitable, again,...

In this episode, we are once again joined by Micky Limmer from Harcourts Canterbury. And here, we discuss strategies you can use to review your property portfolio each year.  The key message here is that you should review your portfolio each year, specifically looking for opportunities to increase your cashflow. That may be by increasing your rent or decreasing your operating expenses ... or...