The Property Academy Podcast

In this episode, we discuss the assumptions that really make a difference when property investment run the numbers on a potential property.  This includes looking at capital growth, inflation, interest rates, rental inflation, chattel valuations and the savings rate. Want to download the spreadsheet we mention in the show? Download the updated ROI spreadsheet by clicking this link.

In this episode, we discuss how to not buy or invest in property based on FOMO (Fear of Missing Out), and how to invest based on numbers instead. This includes a discussion about canvassing the whole market when looking for properties, as well as between markets.  If you'd like to download the spreadsheet mentioned, you can download it here – ROI spreadsheet .  And if you'd like to come...

In this episode, we discuss what to do if you get into a situation where your offer has been accepted for an investment property ... that you didn't really want.  This includes a look into the different clauses you can cancel a contract on ... and how to negotiate if you're contractually locked in.  We also mention our upcoming property investment webinar , where we'll talk about the new...

In this episode, we discuss how Opes Partners has recently acquired NZ Property Investor Magazine, the #1 property investment focussed publication in the country.  We go through whether the magazine will simply become a mouthpiece for Opes Partners, or whether the magazine will continue to be an independent publication.  And we also mention that if you'd like to subscribe to the magazine...

In this episode, we discuss the tale of a first home buyer who got stiffed by a developer through the use of a sunset clause.  We cover what happened, and how it could have been avoided. We also mention what property investors and first home buyers alike need to know when buying off the plans. We wrap up the episode by mentioning our upcoming property investment webinar , which is covering DT...

In this episode, we discuss the last 20 years of the New Zealand property market, along with the newspaper headlines and commentary that went with it.  We compare and contrast the gains that property investors have made with what they must have been feeling at the time.  We wrap the episode by previewing our upcoming property investment webinar , where we'll discuss debt to income ratios...

In this episode, we discuss predictions of where the property investment market might end up over the next 15-20 years.  We cover regulation, the threat of an economic downturn and where yields and interest rates are heading over time.  We also mention our upcoming property investment webinar , where we'll discuss how DTIs will impact property investment. It's on Tuesday 16th November at...

In this episode, we discuss what property investors need to know about the bright line test and how it works if you inherit a property. We go through the potential fishhooks to look out for, for instance, if you choose to buy out your siblings from a property you have collectively inherited.  The episode wraps up by talking about our upcoming property investment webinar , where you'll learn h...

In this episode, we discuss the new Core Logic vulnerability index , and go through which parts of the country are most vulnerable to an economic decline.  This lets you know as a property investor which parts of the country are potentially better than others for property investment. We also preview our upcoming property investment webinar , where you can learn what the ew Debt to Income Rati...

In this episode, we discuss what Debt to Income Ratios mean for property investors around New Zealand. This comes off the back of BNZ announcing DTIs for purchasers buying through a broker. We go through how these are calculated in practice, and how to continue building a portfolio if you'll be caught out by these restrictions.  We also mention that our next property investment webinar will s...

In this episode, we discuss how property investors can generate real wealth, even when real house prices don't increase at all.  We talk about how mortgages can be a hedge against inflation as well as why real debt tends to decrease with inflation. We also mention the Opes Partners YouTube channel . Every Wednesday we release a new video teach you something new about investing in property in...

In this episode, we discuss the ethical arguments to figure out whether property investment is an ethical pursuit. This includes looking at homeownership data, house price increases, and estimating the cost for the government to provide all rental housing. We also mention the Opes Partners YouTube channel . Every Wednesday we release a new video teach you something new about investing in property...

In this episode, we discuss a case study of how property investors can do due diligence of a property they are purchasing.  This includes using tools like Property Guru, Google Maps, and Companies Office records to get a sense of the area and deal with your concerns. We also mention the Opes Partners YouTube channel . Every Wednesday we release a brand new video to teach you something new abo...

In this episode, we discuss what property investors need to know about building and resource consents. This includes a rundown of when you actually need a resource and building consent.  We also talk about the extra costs of each type of consent, and who need to worry most about needing each consent. We also mention the Opes Partners YouTube channel . Every Wednesday we release a new video to...

In this episode, we discuss what property investors can actually build under the new RMA rules. This includes different configurations that could reasonably be built. This includes versions of townhouses, apartments, duplexes and standalone houses. We also go through some of the planning rules so you can decide how your property investment strategy might change after the new rules are introduced....

In this episode, we discuss who the winners and losers are from the government's most recent RMA reform announcement. We discuss what it means for property investors and property investment in general and who will and won't be better off.  We also mention the Opes Partners YouTube channel . Make sure you subscribe to see the latest videos.

In this episode, we discuss the new RMA rules that the government plans to introduce and legislate for before the end of the year.  We share what property investors need to know, and how it will impact the New Zealand property market.  We also ask for your help ... we're currently campaigning for the Listener's Choice Award for New Zealand podcast awards. If you could nominate us that wo...

In this episode, we discuss the recently announced $300 million partnership between the NZ Super Fund and Classic Group – a Tauranga based developer.  We go through the timelines for the development, as well as what property investors need to know if they are investing north of Auckland.  We also ask for your help ... we're currently campaigning for the Listener's Choice Award for N...

In this episode, we discuss what our personal goals are for property investment, as well as how they have changed over time.  We discuss the level of passive income we're attempting to achieve and how this fits in with the wider picture. We also mention that you might like to subscribe to the Opes Partners YouTube channel . Every Wednesday we release a new video to teach you something new abo...

In this episode, we hear the situation of a listener of the show, Jay. Developers are buying up big on his street, pushing up prices and he's conflicted about whether this is a good or a bad thing.  We go through how we would approach answering this question, and dig into the data to talk through what Jay's options are.  We also mention that you might like to subscribe to the Opes Partne...

In this episode, we discuss whether property investors should sell their properties in a hot or in a cold property market. We go through the data and walk through how selling mid-way through a hot market can often make less money than selling in the worst part of the following cold market.  We also mention that you might like to subscribe to the Opes Partners YouTube channel . Every Wednesday...

In this episode, we discuss whether property investors should purchase in an early stage of a development, compared to a later stage.  We talk about how this impacts the price of the property, along with the risks and benefits of both taking an early or a late position.  We also mention that you should subscribe to the Opes Partners YouTube channel. Every Wednesday at 10am, we release a new proper...

In this episode, we discuss what property investors need to know about lifestyle inflation. This is where you begin to earn more, and your expenses increase by the same amount.  We also discuss tactics that you can use in order to combat lifestyle inflation and improve your financial position over time. We also mention that you can subscribe to the Opes Partners YouTube channel , we release a...

In this special bonus episode, you'll hear the audio from a recent property investment webinar where we discussed how to live off of your property investment portfolio. If you'd prefer to watch the webinar on-demand, click here to view on the Opes Partners website. 

In this podcast, we talk about what property investors need to know about the FIRE movement, which stands for Financial Independence, Retire Early.  We talk about how this way of thinking challenges you to think about the hours of life energy put into a purchase before swiping your credit card. And these tactics can gradually help you to improve your survivability so you can invest in more pr...