The Property Academy Podcast

In this episode, we discuss what property investors need to know about the Reserve Bank's intentions to introduce a debt to income ratio.  We talk through the RBNZ Debt Serviceability Restrictions Consultation paper , and when and how debt to income ratios may come in. We also mention the Next Steps property investment course , which will help you decide what your next step is in property inv...

In this episode, we discuss how property investors can win at the Tenancy Tribunal. This includes a walkthrough of the 3-step tenancy process.  We talk through FastTrack resolutions, mediation and then actually going to court.  We also mention our Next Step property investment course , which helps you decide what the right next step in property is for you in 2022.

In this episode, we discuss how to raise money aware children, including how much pocket money to give them and how to teach them about finance,  This is primarily based on the Barefoot Investor for families, a popular Australian personal finance book.  We also mention our Next Steps property investment course , which will help you figure out whether we are the right next step for you in...

In this episode, we discuss a case study from a listener of the show, James, who wants to know whether he should trade up his property and buy a nicer house, or begin investing in property. We go through the details of James' situation and give you ideas for how you could analyse your own situation to see what your options are. If you'd like us to do an episode around your situation, send us a mes...

In this episode, we discuss how property investors can use delayed settlements and early access when renovating properties to decrease their mortgage costs. This includes examples of when you can use these strategies and what types of properties you're most likely to negotiate this access on. We also mention our Next Steps property investment course , where you can figure out whether we can help y...

In this episode, we discuss whether property investors should purchase properties in Blenheim and whether Marlborough is a good place to invest. We discuss whether houses in the city are over or undervalued and how the population is expected to change over time, as well as other housing indicators. We wrap up the episode by mentioning our next steps property investment course . This is the course...

In this episode, we discuss the 5 hidden costs of owning a holiday home as a property investor.  This includes things like: not being able to borrow as much from the bank, not purchasing the best type of asset, and losing out on rental income that you could have received.  We then wrap up the episode by mentioning our Next Steps course , which is designed to help you figure out whether w...

In this episode, we discuss what property investors should do if their tenants don't pay rent. This includes going through the residential tenancies act to let you know of your rights as a landlord.  We talk about how to react and make sure that you don't get rid of a good tenant if they're just going through a temporary rough patch. We also mention that we are currently running an NZ Propert...

In this episode, we discuss how rising sea levels will impact property investors around New Zealand.  We talk about how 1.2% of KiwiBank's mortgage lending is at risk of extreme coastal flooding, which is expected to rise to 1.8% by 2050.  We also go through how the banks and insurance companies might react.  We also mention that we are currently running an NZ Property Investors Sur...

In this episode, we go through a case study from a listener of the show to discuss what this property investor should invest in next to create a passive income.  We cover the different options for the investor, including investing in shares, paying off debt and purchasing more property. We then wrap up the episode by mentioning our Next Steps course , which is designed to help you figure...

In this episode, we discuss 5 different mortgage strategies that property owners, investors and first home buyers can use in order to pay their mortgages off more quickly.  This includes the mortgage buster strategy, the debt destroyer, the 2% better strategy, the roll-up and wrestle and the divide and conquer. We then wrap up the episode by mentioning our Next Steps course , which is designe...

In this episode, we are again joined by Edward from Orange Homes to discuss how the NZ building standards are soon to become more stringent.  We talk through what property investors need to know along with how the cost to build a house will change.  We then wrap up the episode by mentioning our Next Steps course , which is designed to help you figure out whether we're the right fit to he...

In this episode, we are joined by Edward from Orange Homes to discuss how the cost of building materials is increasing, and how these cost increases are being passed on to purchasers.  We discuss the communications that purchasers and property investors get when building materials increase and how they're handled.  We then wrap up the episode by mentioning our Next Steps course , which i...

In this episode, we discuss how property investors can manage squatters who occupy and then refuse to leave their properties.  We talk through the legislation – chiefly the residential tenancies act – as well as a case study for how these matters can become complicated. We also mention that we are currently running an NZ Property Investors Survey as part of the NZ Property Investors...

In this episode, we are joined by renovations coach Ilse Wolfe to discuss a recent property investor case study in Hamilton.  Ilse walks through how she spotted the opportunity to renovate and the numbers on the property once completed.  Want to learn more about investing in existing properties? Make sure to follow @ ilsewolfenz on Instagram. And if you're looking for more personalised h...

In this episode, we discuss how property investors can find and then negotiate a good deal, specifically for existing properties.  This includes looking out for faded or damaged for sale signs, changing sales processes, reduced prices or changed agents in order to find vendors who are willing to negotiate on price.    Want to learn more about investing in existing properties? Make s...

In this episode, we discuss whether properties in Hawera, South Taranaki, are a good investment for Kiwi real estate investors.  We go through the yields and purchase prices of Hawera and the surrounding towns, as well as the benefits and drawbacks of the area. We then wrap up the episode by mentioning our Next Steps course , which is designed to help you figure out whether we're the right fi...

In this episode, we discuss what property investors need to know about which type of property gets the most capital growth – houses, townhouses or apartments.  We share new data about which increases in value the fastest, and how strong the trends are ... along with real numbers you can use.  We also mention that we have already recently released a YouTube video to discuss these fig...

In this episode, we lay out the exact process that first home buyers can use in order to find the right first home for them.  This includes a number of tactics that first home buyers can use in order to decrease the purchase price to get the property under the limits of the First Home Grants. Looking for help to find your perfect first home? Check out Opes First Home , which is specifically t...

In this episode, we are joined by Sammie Morrison from Opes First Home to explain how one first home buyer was able to purchase their first property in the Waikato.  We talk through the unique process that was used to find the land and the developer to build the property.  We also mention that if you would like help to purchase your first home, then you can check out Opes First Home , ou...

In this episode, we discuss what property investors should do when they get conflicting advice from property investment accountants.  This topic comes from a listener of the show, who recently had two property accountants say totally opposite things.  Want to learn more about how to structure your ownership to minimise tax? Check out our Pilfered or Protected webinar , which explains the...

In this episode, we discuss how property investors can make sure that they don't overpay when purchasing a new build property.  This includes how to get a sense of how the property market is priced right now, and where to get that information from (and which information to ignore).  We then wrap up the episode by mentioning our Next Steps course , which is designed to help you figure out...

In this episode, we discuss whether it is a good idea for a parent to sell an investment property to their child for less than it's worth.  We go through how the bank will treat the situation, as well as how to structure the purchase based on what the first home buyer needs. We also mention our Next Steps course , which will help you figure out whether we're the right fit to help you reach yo...

In this episode, we get you fired up for the year in 2022. We talk through that there will always be reasons not to invest in property. But, that you only need one to get you going. You'll also learn how to motivate yourself to keep going with investment property throughout the year. Finally, if you're looking for some help to invest in property this year, we've just launched the Next Steps course...

In this episode, we discuss how to set property investment goals that you will actually achieve in 2022. This includes our 3-step goal setting framework that you can actually use.  We give you a case study for how to use the framework to set some goals, and also how to continually remind and motivate yourself to achieve them. We wrap up the episode by mentioning our Next Steps course , which...