The Property Academy Podcast

In this episode, we discuss whether Master Build Guarantees and Warranties are worth the paper they are written on. This includes a look at the pros and cons of the warranty, along with a look at the alternatives, including the Halo / Certified Builders Guarantee.

In this special bonus episode, you'll hear the audio from the recent Opes Property Live webinar where we looked at How To Invest In Property 'the right way' In 2022, the strategies to use and the best places to purchase your investment property.

In this episode, we are joined by Sammy Morrison to discuss the 6 mindset shifts that first home buyers have to make to be successful in 2022. This includes being realistic, getting started before you think you are ready, feeling the fear and doing it anyway, and not letting the great being the enemy of the good. We wrap up the episode by mentioning the ontheladderbyopes_ instagram account, where...

In this episode, we discuss whether interest rates have peaked in the New Zealand market. This is so you, as a property investor, can decide how long to fix your interest rate for.  We also discuss the impact of continued tightening from the Reserve Bank and how this impacts what the banks can offer you.  We wrap up by mentioning our upcoming webinar , which is on tonight (Tuesday 2nd Au...

In this episode, we discuss this  Stuff article , which suggests that landlords need to 'Wake Up' to the new reality of the rental market.  We discuss whether this article is true or false and look at the data to see whether the rental market really is slowing down. We also mention sharing a graph that shows Auckland Rents over time – but Ed couldn't figure out how to link it (sorry...

In this episode, we are joined by financial adviser and property investor, Toby Pascoe, to discuss a case study of an investor who struggled to get her finance approved.  We go through the details of how the situation came about, and how her mortgage broker gave up on her. We then discuss what steps she took to get the finance approved and settle on her property.

In this episode, we discuss how one couple will borrow $90k more than they otherwise could by transferring their mortgage between properties.  We discuss which property investors this applies to, and which banks are more likely to let you do this. We also mention our upcoming webinar , which is happening on Tuesday 2nd August at 7pm. Click the link to register.

In this episode, we discuss the difference between progressive payments and turnkey builds and which are better for property investors.  This includes an analysis of which tend to be more expensive, and which you as the investor have more control over.  We also mention our upcoming webinar , which is on Tuesday 2nd August at 7pm. Click the link to register.

In this episode, we discuss the upcoming NZPIF 2022 Conference , and how to make the most out of the event. This includes a breakdown of the cost to attend and what's on the schedule. Use the link above to register for the conference.  We also mention our upcoming webinar , where you'll learn how to invest in property the right way in 2022. It's on Tuesday 2nd Augsut at 7pm. Click the link to...

In this episode, we review Brooksfield, a property developer based out of Christchurch. This includes an assessment of the people behind the company and the sort of properties they build. We talk through both the pros and the cons. Including how their designs and floorplans differ from some other property developers on the market.

In this episode, we discuss the top 5 non-bank lenders in New Zealand, along with the pros and cons of each. This includes a look at Resimac, Squirrel Money, BaseCorp, PepperMoney and Liberty Financial. Ultimately this will allow you to get a sense of which non-bank lender might be the right fit for you.

In this episode, we answer a question from a listener of the show. They want to know what they should do after they've paid off their personal home loan.  We go through the different options and compare the returns they could get from investing in property, shares or something else.  Ultimately this means you can decide what the right decision might be for you.

In this episode, we discuss how this couple – Steph and Bayley – will retire at 65 with $150k in passive income ... without relying on the government superannuation.  This includes a look at how much these property investors were earning and what they need to do to close their Wealth Gap.

In this episode, we discuss whether standalone car parks are a good investment for property investors.  This includes an analysis of the price, lending, rent and returns investors can expect if they start to invest in car parks.  We also go through how prevalent the opportunity is, and where these investments tend to be located.

In this episode, we discuss whether it's the end of capital growth for property investors and homeowners in the New Zealand property market. We discuss house price to income ratios and go through the logic as to why they matter very little to most buyers in the New Zealand property market. We also mention our upcoming How to Invest in Property 'The Right Way' in 2022 webinar , which is on Tuesday...

In this episode, we discuss a case study of a listener of the show, who wants to know whether he should purchase his forever home first, or start investing in property.  We discuss the pros and cons of both so you can make the right decision for you.   We also mention our upcoming   How to Invest in Property 'The Right Way' in 2022 webinar , which is happening on Tuesday 2nd August...

In this episode, we discuss which parts of New Zealand are most vulnerable to house price drops. This includes which areas have already fallen the fastest. And you can use this map to see the areas that have already fallen in value most quickly . You can also use this map to see which areas have the greatest opportunities for house prices to recover more quickly .   Want to get Andrew's weekl...

In this episode, we discuss whether Show Homes make good investment properties. This includes a look at how the leases are structured and what happens after the developer no long needs your property as a show home.

In this episode, we discuss the incentives that are currently being offered by banks, both for property investors and owner occupiers.  This includes some cash backs that go up to $20,000 by some banks. We go through who is eligible, and whether taking the largest cash back always gives the best deal.

In this episode, we discuss how Andrew helped these property investors use property to sort their retirement.

In this episode, we discuss a recent Tenancy Tribunal ruling and what it means for property investors.  Specifically, we tell the story of a landlord who was owed over $6,000 in missed rent from the tenant. We discuss what the tenancy tribunal did and what it means for the wider property investment community.

In this episode, we discuss whether properties in Rotorua are good investment. This includes a look at the Rotorua property market and how expensive it is compared to other parts of New Zealand.  We also look at the rental yields, the expected population growth and how the city might change over time. 

In this episode, we are joined by real estate agent and friend of the show, Micky Limmer, to discuss the 4 ways you can exit a new build while it's still under construction. This includes using a contemporaneous settlement to sell the property to someone else, using a nomination, and settling the property before selling it.  This allows property investors to exit out of a new build if their c...

In this episode, we discuss what property investors need to know about re-cladding a house. This includes how much of the cladding needs to be replaced for the property to be considered a new build.  We also go through the costs and process for re-cladding a house, so you can decide whether it's worth purchasing a property that needs to be re-clad.

In this episode, we are joined by Peter Norris to discuss how investors can get Settlement Ready when they have a new build under construction.  This includes a discussion on the exact point where you are able to approach the banks to get a pre-approval ... and how to get the right information from the developer.  Want to find old episodes of the podcast? Check out the Property Academy p...