The Property Academy Podcast

In this epsiode, we discuss the First Home Partner programme. This is a government programme that allows first-home buyers to purchase a property with just a 5% deposit. We discuss who is eligible for the programme and also how you practically apply and use it. This lets first-home buyers get a sense of whether this could be the way to get their first house.

In this episode, we discuss whether more builders and developers are about to go bankrupt. This is based on the recent case of Scarbro, a builder located in Auckland. The company recently folded, and some property investors are wondering whether more developers are likely to fold in the future. We discuss the risk of 'contagion' and whether this could cause flow-on effects for other develo...

In this episode, we discuss how property investors can get their mortgages approved fast. This includes a case study where an investor got their mortgage approved in just 3 days. The key to getting your mortgage approved quickly is by having all of your documents ready to go so that you (the borrower) aren't holding the bank up. While this might sound simple, it's a powerful way to get ahe...

In this episode, we discuss Section 42 of the Residential Tenancies Act, which now allows tenants to make 'minor changes' to the properties they're renting. We discuss what changes tenants can make and what counts as a 'minor change', and what landlords can say no to. We also walk through case studies where tenants have undertaken renovations ... and whether they were legal or...

In this episode, we discuss a case study of two investors who have a negatively geared portfolio that is losing $320k a year in cash flow. While the investors have a sizeable portfolio, the new tax rules and high-interest rates mean that the properties are in the red. We talk through what these investors can do to improve the cash flow of their portfolio and what they'll do to get their proper...

In this episode, we discuss how property investors can choose the right builder for their renovation project. To walk us through what to do, we are joined by property investor Ilse Wolfe. Here, Ilse shares what to look for, what questions to ask and how to create a short list of builders to look at. Ultimately, this will help you find the right builder for your project in any market.

In this episode, we discuss the top Kiwi property investment shows and series that teaches you about property investment and how to buy your first home. These include shows produced by CoreLogic, Steve Goodey, Tony Alexander, Property Couch and Michael Yardney. Ultimately this allows people to continue learning about property investment ... even if you don't feel like paying for it.

In this episode, we discuss whether property investment seminars offer mind-blowing value or whether they are just hot air. This includes the pros and cons of these seminars, what they cost, and whether you can just get the same information online for free. The seminars discussed include those produced by Tama Singh, Michael Burge, and those produced by Kenyon Clarke and Steve Goodey.

In this episode, we go through three case studies of investors who were turned down by the bank but who have purchased properties anyway. We go through which non-bank lenders each investor used and what would have gone wrong if they couldn't get the money to settle the properties they were already committed to buying. Ultimately this well help investors purchasing new builds and existing prope...

In this episode, we discuss the worst building materials in history. This is so first-home buyers, homeowners and property investors can know what to look out for when going to open homes and inspecting potential property purchases. These materials include dux quest piping, weatherside cladding, asbestos, lead-based paint and monolithic cladding. We also go through what can go wrong if you buy a p...

In this episode, we discuss the debt-to-income ratios (DTIs) that have recently been introduced by the Reserve Bank. We discuss how the Reserve Bank has granted itself the power to bring in debt-to-income ratios at any time and the timeframe and circumstances for when and how they could be introduced. We go through what this means for lending policy and what this could mean for the future of capit...

In this episode, we discuss a case study where an investor had their "suburb swapped" by the local council. We discuss how this happened and what it means both for the rent and the future value of the property. Ultimately this will be beneficial for all investors, home buyers and first-home buyers who purchase properties on the border of two suburbs.

In this episode, we discuss whether interest rates will increase after the Reserve Bank's most recent OCR announcement. Andrew and Ed walk through what the Reserve Bank announced in their latest press releases and what's happening with wholesale interest rates. Ultimately property investors can use this information to decide how long to fix their interest rate for. We also mention Andrew&#...

In this episode, we discuss the 9 things that could go wrong with your new build investment property – specifically while it's under construction. You'll also learn how to fix any issues as they arise. The potential problems include: 1) what if the property drops in value during construction, 2) if the expenses on the property change, 3) if the bank won't lend you the money once the pr...

In this episode, we discuss whether first-home buyers should bite the bullet and purchase a property if they plan to move overseas within the next couple of years. This is based on a question asked by Ravi – an attendee at one of our recent first-home buyer events. We walk first-home buyers through what they need to think about, including: 1) whether they will actually move overseas, 2) what your...

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'The 2 to 5 property leap- How to grow your property investment portfolio' where we looked at strategies to grow your property portfolio.

In this episode, we discuss the do's and don'ts of open homes. This includes what to look for and what not to say. We give you tips on what to ask your real estate agent so you can negotiate hard and also why you don't need to worry too much about how the property is built. Ultimately this episode will help first-home buyers, movers and property investors know what to do at an open hom...

In this episode, we are joined by Ilse Wolfe to discuss the 6 most common renovation ideas that property investors have in New Zealand … and whether they actually make you any money. We've specifically chosen renovation ideas that are not already included within the Cashflow Hacking process since we already frequently talk about these. The ideas discussed include adding a deck to a property, d...

In this episode, we discuss whether property investors should wait 6 months before they start investing in property. We go through the cost of waiting 6 months to buy a property and how much property prices tend to change over any given 6-month period. This helps us understand how property prices might change over time and gives you a sense of whether you should wait 6 months to invest (or not).

In this episode, we discuss a case study with Andrew Nicol about when property investors should use interest-only mortgages. Andrew shares how a pair of investors he's been working with was a bit confused about whether they should use a principal and interest or interest-only mortgage. Andrew shares what they decided to go for and the three key reasons why. Ultimately this allows you, as a pro...

In this episode, we discuss 3 different property investment nightmares and how to fix them. These case studies come from real posts on the Property Investors Chat Group, a popular New Zealand Facebook group. This is to show you not only what can go wrong in property investment ... but also how to avoid these bad things happening in the first place. We also mention that the new Opes Partners websit...

In this episode, we go through a list of the top 8 property lawyers in New Zealand . This includes property lawyers across Auckland, Wellington and Christchurch. This gives property investors a range of lawyers they could potentially use when investing in property. We also share the number of deals we've worked on with each lawyer so you have the confidence that these recommendations are based...

In this episode, we discuss how investors can choose properties that work as short-term rentals on Airbnb and other platforms. We talk through how to choose the right area to invest in and then how to analyse the area using AirDNA. Ultimately this teaches property investors what numbers to look for when considering investment properties for the short-term rental market.

In this episode, we discuss whether property investors should choose to purchase from a big or small developer when buying a new build property. This includes the pros and cons of both options so investors can decide which is the best option for them.

In this episode, we follow up on yesterday's episode and share the 5 reasons why property prices won't turn around in 2023. This includes the risk of persistent and ongoing inflation, house prices that some consider still too high, and incoming taxes that impact property investors. Ultimately this property market update allows investors to make an informed decision about when to purchase t...