The Property Academy Podcast

Should you use one or two real estate agents to sell your property? Justin, one of our listeners, has 2 properties up for sale. But two real estate agents want to sell them in different ways. And he's scratching his head over which strategy to go for. In this episode, we get down to the nitty-gritty of sole agency versus general agency contracts. I.e. should he use 1 or 2 real estate agents? W...

In this episode, we dive into the murky waters of setting up a resident's association. You're in for a treat – it's a step-by-step guide! A listener of the show, Michael is in a bit of a pickle. He settled on a townhouse in Dec '22. But here's the twist, the developer went under, and now there's no resident's association. So, Michael is scratching his head, wondering –...

In this episode, we get down to the nitty-gritty of rental appraisals. A listener recently reached out, scratching their head over a couple of rental appraisals that seemed a bit high for a potential investment in Auckland's Beach Haven. We unpack what rental appraisals really are and how much weight you should give them. Spoiler alert: they're not an exact science! You'll learn the st...

In this episode, we dive into New Zealand's housing landscape to discuss whether first-home buyers can still break through. We talk about the widening gap between house prices and income growth. But also that despite the challenges, first-home buyers are making homeownership happen, accounting for a quarter of the market. We also explore international homeownership comparisons, debunking some...

In this episode, we discuss a situation where a listener of the show is trying to convince her sceptical husband to invest in property. We share her story and talk through the best way to talk to your significant other about property investment. This includes a discussion about what happens when they read bad news articles in the media. Ultimately we suggest that instead of trying to 'convince...

In this episode, we discuss how many cars Kiwis own. This includes diving into the numbers to look at how car ownership differs between homeowners and tenants. We also discuss how this changes around the country. People own lots of cars in some parts of NZ, and fewer cars in other parts. Ultimately, this will help you make a decision about how many cars you need in your investment property.

In this episode, we are joined by Nicole, a property investor who bought her first rental at 29. Nicole shares how she bought her first home and the steps she took to get ready to invest in property. But it wasn't until Nicole saw someone her age buying an investment property that she realised she could too. As usual, Nicole is a listener of the show and has come on to Case Study Sunday to sha...

In this episode, we discuss which is the better website for finding property investment deals – TradeMe or Realestate.co.nz. We review how many listings each website has, the features and the differences in how you search for properties. Ultimtaely there are more differences than you might think. Ultimately we crown the king of property websites.

In this episode, we look through the latest property market data to determine which New Zealand areas will bottom out first. This includes a discussion of which areas are still seeing significant price falls and which are seeing little change. Ultimately this will help you make a decision about whether (and where) to invest over the next year or two.

In this episode, we discuss the Green Party's new Wealth Tax policy. We look at how this policy would impact property investors if implemented. This includes how one investor's effective tax rate would rise from 2up to 98%. This gives you the facts so you can make an informed decision about whether to invest and what policies to support in the upcoming election.

In this episode, we are joined by Ilse Wolfe from Opes Accelerate to discuss what property investors need to know about investing in student housing. We deep dive into the Dunedin market and look at where student housing is most in demand, the types of properties that suit student housing, and the returns investors can get when investing in these types of properties. Ultimately this will help you...

In this episode, we discuss the concept of 'negative equity'. This includes what it is, who is most likely to fall into having negative equity, and how to get yourself out. We also discuss how being in (or close) to negative equity can put property investors into 'Mortgage Prison'. This is where you struggle to switch banks because your property's value has decreased. This can...

In this episode, we discuss the secret language of real estate agents; this includes the euphemisms they use when advertising properties. We go through words like 'cosy', 'motivated seller', 'shabby chic' and 'renovator's dream'. This shows you what to look for when searching for properties online.

In this episode, we are joined by a listener of the show – Eliot – who shares how he started investing in property and how he has now started flipping properties. He also shares how he found a business partner to start flipping with, how he renovated his first property during the pandemic, and the next steps he'll take in his renovation and property investment journey. If you want to come on t...

In this episode, we compare the strategies that work when investing in property in Australia and the New Zealand market. This comes after a listener of the show asked why some property experts in Australia recommend against investing in New Build properties. Whereas others in New Zealand favour investing in New Builds. We compare the different rules in Australia and New Zealand so you can decide h...

In this episode, we discuss what Kiwis need to know if they move to Australia. This includes what to do with your New Zealand properties and the different options you have. This includes a discussion on how to grow your NZ property investment portfolio before you move across the ditch and how to hang on to your properties in NZ.

In this episode, we discuss the dirty secrets of property spruikers. These businesses (primarily based in Australia) sell you bad property investment deals. We share their underhanded tactics to get people to invest and what's wrong with some of their deals. This includes businesses selling properties for more money than they are worth and even mortgage and bank fraud (on the part of the sprui...

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How To Get The Bank To Say Yes ... Two Case Studies on Increasing Serviceability' with Ilse Wolfe from Opes Accelerate.

In this episode, we discuss a hidden tax that most Kiwis don't think about when buying a house with their parents. We all know about the Bright Line Test. That's New Zealand's version of a capital tax gains tax. And most of us also know it doesn't apply to the family home. But, if your parents buy your house with you, they could have to pay tax if you sell your property within the...

In this episode, we discuss whether it is harder to insure properties in Christchurch compared to the rest of the country. We go through the data to show which parts of the country are most likely to be hit by an earthquake and also look at how much insurance costs around the country. Ultimately this will let you make an informed decision about where to invest, and you'll also understand how m...

In this episode, we share a case study of a listener of the show who regrets paying down debt. We share how they sold a property and paid down their personal mortgage. This investor wanted to re-borrow against his home to purchase an investment property. But he decided to wait because it wasn't the right time to buy. When the investor was ready to grow his investment portfolio, his house value...

In this episode, we are joined by property investor and financial adviser Stevie Waring to discuss a case study of a couple who increased their income so they could start investing in property. This couple had a lot of bubblegum debt. That's credit cards, personal loans and car loans. This debt was holding them back from investing in property. So they increased their incomes by a whopping $52,...

In this episode, we discuss the emotional rollercoaster of purchasing an investment property. As much as we all say "focus on the figures," … the truth is that feelings come into buying an investment property too. So in this episode, you'll learn all the emotions you'll face when you purchase an investment property. You'll also learn how to manage these emotions and the tacti...

In this episode, we discuss whether Tauranga is a good place to invest (or not). We look at how quickly house prices have increased in Tauranga and which parts of Tauranga have seen the fastest capital growth. You'll also get a feel for where Tauranga is in its property cycle. Is it overvalued? Or undervalued? Ultimately, this helps you make an informed decision about whether you want to inves...

In this episode, we discuss what happens if you don't invest in property. This includes a discussion about which Kiwis need to invest and the idea that every New Zealander need a 'stop work plan'. That's a plan for what happens when you want to stop working. You'll find out the types of people who don't tend to invest and what life looks like if you just live on the NZ Supe...