The Property Academy Podcast

In this episode, we review InvestorPro, an app just released by property investor, Tama Singh. This includes the pros and the cons so you can decide whether this is the right app for you. We also talk about pricing, how much InvestorPro costs and when you'd use it.

In this episode, we are joined by Emily for another Case Study Sunday. Emily shares how she bought her first home with her family and how she has used that to buy her first home.

In this episode, we discuss whether unlucky numbers of your letterbox make a difference to your property's value. Some cultures avoid and are superstitious about certain numbers like 4, 13 and 44. But does it make a difference when it comes to your property's value. We dive into the data to find out how you should use these numbers as part of your property investment strategy.

In this episode, we discuss when paying down debt just makes sense. So often on the show we bang on about interest-only mortgages. But you shouldn't always avoid paying down debt. Sometimes it just makes sense. That's why in this show you'll hear the times and situations when paying down investment debt just makes sense. Main topics discussed: principal and interest vs interest only

In this episode, we discuss how long you can expect your retirement to last. This is based in Stats NZ data that shows how long the average person is expected to live based on their sex and birthdate. We show how the average person underestimates how long they're expected to live and therefore how much money they'll need for retirement. Main topics discussed: Life expectancy How long the a...

In this episode, we compare the top property software in New Zealand. Specifically we look at Property Guru, Relab and MyPropTech. Property Guru is produced by CoreLogic, while Relab is an independent startup. On the other hand MyPropTech is part of the Du Val Group. We weigh up the pros and cons of each software so you can decide which is the right one for you. Main topics discussed: Property Gur...

In this episode, we discuss the 7 things that non-property accountants get wrong when it comes to property. This includes things like "buy a commercial building" and "it's a bad investment". To be clear, you need a good property accountant. But sometimes more general business accountants give bad advice when it comes to property. If you're looking for a good property ac...

In this episode, we discuss the 4 strategies you can use to make your retirement fund last longer. This is based on the 4 rules of thumb that have been released by the NZ Society of Actuaries. The rules of thumb include: the rule of 6%, the rule of 4% and 2 others. But you'll have to listen to the episode to find out what they are. Main topics discussed: Managed funds and shares Retirement fun...

In this episode, we discuss how Troy and Jana became mortgage free by 31 and 33. They walk us through how they used investment properties to pay off their mortgage, and how they are growing their property portfolio. Main topics discussed: How to use investment properties to pay off your mortgage Opes Partners Customer Case Study

In this episode, we discuss whether you should use a look through company or normal (standard) company to own your investment properties. This includes a discussion about the pros and cons of both ways to owns your investments. On one hand ordinary companies appear to have a lower tax rate, but this isn't always as simple as it seems. Main topics discussed: Look through companies vs companies...

In this episode, we discuss the 7 things that your family or Uncle Lester will say about property investment at the family BBQ. Property investment is a contentious topic, especially among family and friends. So this episode is to share what they might say and what to look out for.

In this episode, we give an honest overview of the differences between enable.me and Opes Partners. This includes differences in the price of properties offered through their subsidiary (Momentum Realty) and Opes. We also talk about the costs you need to think about the differences in build type. Ultimately this is so you can decide which is the right option for you. And we also mention our upcomi...

In this episode, we discuss how to find out and then fix your credit score. This includes what to do if you find there are factors on your credit report that could stop you from getting a mortgage. Main points discussed: ClearScore Credit scores and credit reports How to find out your credit score And we also mention our upcoming  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss the top 6 property developers in Christchurch. This includes who they are, what they specialise in and why we like them. So if you're interested in buying an investment property you can know who you might like to consider. Top picks include: Oakridge Homes, Freedom Built, Rosefern, Millsford, Four Avenues and Tao Homes. And we also mention our upcoming  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss how to create a cashflow for an AirBnb property. This includes how much it costs to maintain an AirBnb and how much money you can make. We also discuss how much vacancy you should expect to have with a property you're renting out as short term accomodation. This way you can have confidence if you do decide to rent your house out as an AirBnb. Main points discussed:...

In this episode, we are joined by Producer Dave, the editor and producer of the Property Academy Podcast. He shares some of the stories from behind the scenes of the show and talks about how he started investing in property. This includes some of his top learnings from being involved in the show. And we also mention our upcoming  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  in A...

In this episode we discuss the hottest and coldest rental markets in New Zealand. This is based on new data from TradeMe that shows the average number of days a property stays listed online. Some of the areas discussed include: Thames-Coromandel, Otorohanga, Kawerau, Queenstown, Blenheim, Southland and Westland. And we also mention our upcoming  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss no money down deals and contemporaneous settlements. This includes how to make money from a no money down deal and the risks it involves. This includes how to negotiate a no money down deal and the levers you can pull like asking for a deferred settlement (delayed settlement) and early access. Main points discussed: Contemporaneous settlements deferred settlement (delay...

in this episode, we discuss what property investors must do before using (and paying for) a property coach. This comes after Andrew met with an investor who had paid $18,000 for property coaching ... but they then found out they couldn't get the money from the bank. They'd forked out thousands for education they wouldn't be able to use. Main topics discussed: Property coaches like Prop...

In this episode, we discuss the impact of a potential new National-led government on the NZ property market. Will property prices increase faster? How quickly will it take for the property market to recover? And what policies will likely come in? Click here to download our Return on Investment calculator to see how the policies will affect your investment property. And we also mention our upcoming...

In this episode, we discuss what self employed Kiwis need to know about getting a mortgage. This includes what the bank looks for and what they'll ask you to approve when you apply for a home loan. This applies to business owners, self employed people, freelancers, contractors and commission-only sales people. And we also mention our upcoming  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss how rental yields are changing. This includes whether they are going up or down. We look at a couple of areas, including Auckland and Invercargill to talk about the rental yields you can expect to get in today's market.

in this episode, we are joined by Alex a rentvestor from Christchurch. Alex shares how he has 2 investment properties while still renting. He talks through his portfolio including how one he Airbnbs is cashflow positive even while interest rates are high.

In this episode, we discuss the 6 steps to flip your first home. This is especially useful if you want to buy your first home as a group. This includes how to set up your group the right way, what sort of house to look for and how to renovate it. You'll also get tips on how to sell your property for top dollar. And we also mention our upcoming  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss whether properties in small towns take longer to rent than those in bigger cities. We dig through TradeMe data to find out how long it takes to rent a property and where the hottest and coldest rental market are in the country. And we also mention our upcoming  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  in Auckland, Wellington and Christchurch. Click the link...