The Property Academy Podcast

In this episode, we discuss how long it could take for property prices to recover. If you bought at the top of the market, you've faced the perfect storm. House prices have gone down, and interest rates have gone up. But how long could it take for property prices to recover and fully regain their previous peak? That's what you'll find out in this episode. And we also mention our latest...

In this episode, Maurice Wills joins us to discuss his property investment journey. Like you, Maurice is a listener of the show. He went on his OE and saved enough to buy his own home. He then bought an investment property, which has gone up in value. He plans to sell this property soon to pay off his mortgage. He'll be mortgage-free at 40.

In this episode, we discuss National's pledge to revamp and rewrite the CCCFA (the Credit Contracts and Consumer Finance Act). This law saw first-time home buyers being denied a mortgage because of gym memberships, Kmart purchases, and their coffee addictions. But National wants to rewrite the law so more people can get a mortgage. But what does it actually mean, and why did the new rules come...

In this episode, we discuss Wolfbrook's latest marketing tactic – offering property buyers the chance to buy a house with 'no deposit'. But what's the catch? And is it a good idea or just a clever marketing tactic? We take you through the pros and cons, what you have to do to get the deal, and who it may be the right fit for.

In this episode, we discuss a case study of a listener of the show. This investor bought a property in Hamilton. Since then, it has gone down in value, and high interest rates are killing his cash flow. He's wondering whether it is better to hold on to the property or sell and take the $150k loss. We walk through the numbers to show what could happen if he holds vs what happens if he sells.

In this episode, we discuss whether you should buy, sell, wait or invest. We go through different case studies and situations. These show who should buy, and who should sell. Through this you can get a sense of what your next step in the property market should be.

In this episode, we discuss different property investment scams. This includes how to spot common scams and cons, so that you don't lose tends (or hundreds) of thousands of dollars. We cover redirection scams, fake asset scams and timeshares.

In this episode, we discuss all the hidden costs you'll face when you buy a property. This includes building inspection fees, lawyer costs, interest, the cost of new keys, and so much more. You can use this information to get prepared for all the costs you'll face when you start investing. Because these are all the setup costs you'll need to pay.

In this episode, we are joined by Mike, a property investor and listener of the show. Mike started investing in property at 23. Now he owns 3 investment properties and his own home in Wanaka. Mike shares they story about how he grew his property portfolio, even when the lending started to get tough.

In this episode, we discuss how likely it is that you'll win Lotto. This includes your chance of winning Powerball and 1st division. We also discuss the chance that you win big if you consistently play Lotto over the next 20 years. All of this is to give you a sense of whether you should bet your retirement strategy on winning Lotto.

In this episode, we discuss bridging finance. This includes how it works, how much it costs and how you can get a bridging loan. We go through the rules and regulations, compare open and closed bridging finance and talk about the fishhooks where borrowers get caught out. Ultimately this is so you can decide whether a bridging loan is the right move for you.

In this episode, we discuss the latest OCR decision and monetary policy statement from the Reserve Bank. This includes what it means for interest rates, property prices, and your mortgage. We play clips from the recent press conference so you can get under the hood and understand what the Reserve Bank really means.

In this episode, we discuss ANZ's recent OCR forecasts, along with why they think the OCR will go up to 6%. We go through their house price and interest rate forecasts and go through what the media may have missed. This is all as a preview for the next OCR announcement that comes out this afternoon.

In this episode, we compared offset mortgages vs revolving credits. This includes what they cost, how they work and how you can use them to save money on your mortgage. We go through which banks offer each option and what actually makes them different. That way you can decide which option is right for you.

In this episode, we dig into the data to find out which properties sell the fastest. We look at 5 factors, including the number of bedrooms a property has, the land type, the property type, the price and the location of the property. You can then use this as a priority list to understand which factors you should pay attention to and which don't matter as much.

In this episode, we are joined by Jesse for a live coaching session. Here, Andrew reviews Jesse's portfolio and financial situation and then recommends what she should do next in her property career. Jesse shares how she bought her first home in Canterbury, which is now an investment property. But should she keep it? That's what she and Andrew discuss.

In this episode, we discuss how you can find good boarders for your property. This includes where to find boarders and flatmates, how to tell if they're any good, and how much you can make by having a boarder. If you are looking to pay off your mortgage early by getting flatmates, this is the episode to listen to.

In this episode, we are joined by Steve Goodey, a professional, full-time property investor. Steve shares his biggest learnings, including the lessons it took 25 years to learn. He also tells us what he'd do if starting again from scratch. And we also mention the Succeed in Property Bootcamp with Steve Goodey Sunday, 17 March in Auckland. Click the link to get your tickets

In this episode, we discuss out latest interest rate predictions, including whether the OCR could go up to 6%. ANZ, our country's largest bank predicts that the OCR could go up further. Could it happen, or are they just thirsty for headlines? We dig through the numbers and other banks predictions so you can get a sense of what might happen to interest rates.

In this episode, we discuss how much you could have made by buying an average property in New Plymouth over the last 10 years. This includes a look at the actual interest rates, inflation, rental inflation and property price growth you would have seen. Ultimately, this gives you a sense of how much you can make each year in property and how volatile the returns tend to be. We also mention Private...

In this episode, we discuss how many properties you can buy over the next 10 years. This includes new data from the Reserve Bank that reveals how many properties you can buy before and after the DTIs come in. We also talk about how many properties you can potentially buy if you invest outside of the DTI rules.

In this episode, we go through the top places to invest where house prices are under $500k. We look at whether each area is under or overvalued, how high incomes are and what the average yield is. This includes a look at towns like Taumaranui, Invercargill, Whanganui, Ashburton and many other towns in New Zealand.

In this episode, we are joined by Tessa for another Case Study Sunday. Here, Tessa shares how she and her husband Adam bought 4 properties over the last 10 years. Now they are in their mid-30's and own 4 properties – their own home and 3 investment properties. This includes how they saved for their first and second home deposits, the opportunities they took and the money they've made.

In this episode, we discuss the Servicing 7. These are the 7 tactics you can use to keep investing even when DTIs come in. This includes actions like investing in New Builds or commercial properties, and using non-bank lenders. With these tactics in mind, you may be able to keep growing your portfolio even when these new rules come in.

In this episode, we discuss a recent Stuff.co.nz article. This article suggested that Treasury thinks NZ needs a Capital Gains Tax. We talk about the documents that Stuff.co.nz reported on, and whether the news website was being entirely truthful. As we discover, the impression the article gives is not entirely accurate. And as mentioned here is the link to Treasury's Briefing to Incoming Mini...