The Property Academy Podcast

Thinking about selling your house privately to save on agent fees? In this episode, Ed and Andrew break down the real numbers behind private sales vs using a real estate agent. They unpack when selling privately can genuinely work, and when it quietly backfires. You’ll learn: How agent commissions actually compare to the price premium agents often achieve The situations where private sales work be...

Most investors assume retirement means selling properties to free up cash. But what if you didn’t have to? In this episode, Ed and Andrew explore a lesser-known strategy, walk through when it might make sense, and discuss the risks that could catch people out. You’ll learn: How some retirees could potentially access equity without selling their rentals Why timing matters... especially before you s...

Most Kiwis automatically choose a principal-and-interest mortgage. But for investment properties… that’s not always the strategy investors use. In this episode, Ed and Andrew break down the real difference between interest-only vs principal-and-interest lending. You’ll learn: Why many investors prioritise cashflow over paying down rental debt faster The hidden risk when an interest-only term ends...

Thinking about turning your property into an Airbnb? You might need more than just a listing and a lockbox. In this episode, Ed and Andrew break down when you actually need council consent to run an Airbnb, and unpack the risks most investors don’t think about until it’s too late. You’ll learn: When Airbnb activity crosses the line from “casual” to requiring consent Why neighbours and body corpora...

An old church. A near-$1 million budget. And a possible Airbnb conversion in Timaru. So… would Andrew actually invest in it? In this episode, Ed and Andrew walk through a real deal that Andrew looked at. They break down the renovation costs, Airbnb assumptions, and the harsh reality. You’ll learn: How to analyse an unusual renovation project step-by-step Why heritage-style properties can become fi...

You don’t have an income problem… You might have a spending problem. In this episode, Ed and Andrew break down 7 things Kiwis keep buying that quietly destroy their ability to build wealth. You’ll learn: The biggest “wealth killers” How small, everyday spending can quietly eat up 15% of your income The 1 rule that keeps you sane … while you save more What this really comes down to: building wealth...

Mitch grew up watching his family lose everything in the GFC. Now, he owns 15 rental units. In this Case Study Sunday, Mitch shares why he focuses on cashflow over flashy properties, and how he's using social media to show everyday Kiwis what's possible through property investing. You'll learn: How this investor bought 15 rental units with average incomes in just three years How this multi-unit de...

What does it actually take to pay off your mortgage in 10 years… not 30? In this episode, Ed and Andrew break down 5 proven mortgage strategies used by real Kiwis – including a tradie who smashed his mortgage on a modest income, and families who became mortgage-free decades early. You’ll learn: The exact strategies that actually move the needle Why even $50–$200 extra per week can save you years –...

Thinking about turning your property into an Airbnb… but no idea what it actually costs? In this episode, Ed and Andrew break down the real cost of setting up a short-term rental – from big-ticket items like beds and appliances to the small details most people forget. The numbers might surprise you. You’ll learn: How much does it cost to fully furnish an Airbnb The must-have items in every room (a...

Most Kiwis think investing is simple… until tax comes into play. In this episode, Ed and Andrew break down how different investments are actually taxed – from term deposits and shares to funds, crypto, and property. And once you see the differences, it’s easy to see how investors can overpay (or underpay) without realising it. You’ll learn: How tax works across term deposits, shares, funds, and pr...

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "How to earn $100k passive income in 15 years (through property)" In this podcast you'll learn: How to build your plan What sort of properties suit your plan And how to retire rich at 55 Don't forget to  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Are you paying more tax than you need to… without even realising it? In this episode, Ed and Andrew play “Pilfered or Protected” – walking through real scenarios to show how different ownership structures can either protect your profits… or quietly drain them. You’ll learn: The 4 main ways to own property – and when each one makes sense How the wrong structure can cost you thousands in unnecessary...

What actually makes a “good” floor plan for an investment property… and what quietly puts tenants off? In this episode, Ed and Andrew break down what to look for (and what to avoid) when it comes to floor plans. You’ll learn: The key features of a strong floor plan The common mistakes investors make (and why they matter more than you think) When it’s still worth buying a property… even if the layo...

What’s the fastest way to make $1 million from property? In this episode, Ed and Andrew break down the 5 most common property investing strategies. You’ll learn: How long does it take to make $1M through the top 5 strategies How many deals would you need to do Which strategies are investments… and which ones are really just high-paying jobs Main idea? There’s no single “best” strategy, but they’re...

They lived in a 26sqm tiny house for 8 years… then sold it for double what it cost to build. In this Case Study Sunday, Hilde and Michel return to share what’s happened since – from selling their tiny home to building a 3-property portfolio, all while keeping their long-term goal of flexibility and sabbaticals front of mind. You’ll learn: How living in a tiny house helped them accelerate their inv...

Why do so many people start investing… and then quit? In this episode, Ed and Andrew use a simple analogy – the gym – to explain why building wealth is less about knowledge… and more about behaviour. You’ll learn: Why people who go to the gym are the best investors 5 similarities between going to the gym and investing The one thing you should do NOW if you’ve been putting it off for years Main ide...

A developer says this property gets a 15.4% gross yield… but does it actually stack up? In this episode, Ed and Andrew break down a real-world Airbnb deal in Queenstown to show how headline numbers can look incredible... until you dig into the assumptions behind them. You’ll learn: How a 15.4% yield is calculated Whether the numbers check out… or are just a flat-out fabrication Why looking at net...

If you own a cross-lease property… this could change everything. In this episode, Ed and Andrew break down a major Court of Appeal decision that’s been called the biggest shake-up to cross-lease rules in decades. You’ll learn: What the court changed and why the old rules were deemed “wrong in law” How does this impact your ability to renovate, extend, or rebuild Whether cross-lease properties coul...

You’ve got a lump sum of money… and deep down, you know you’re going to spend it. So how do you stop yourself? In this episode, Ed and Andrew walk through 4 practical ways to “lock up” your money. You’ll learn: How to FORCE yourself not to spend money The 4 levels of lockup – from easy to extreme Why adding friction can stop impulse spending in its tracks The key takeaway? If you know your weak sp...

“I’m waiting for prices to drop.” “I’ll buy when interest rates come down.” “I just need to do more research…” Sound familiar? In this episode, Ed and Andrew break down 12 real excuses Kiwis use to avoid investing. Some are valid. Most aren’t. You’ll learn: The most common excuses stopping people from investing Real reasons we’ve heard over the last 7 years How to tell the difference between a val...

Australia’s property market is booming… with some cities up 24% in a single year. So does that mean New Zealand is next? In this episode, Ed and Andrew break down what’s happening across the Tasman, and whether Kiwi house prices are likely to follow. You’ll learn: Which Australian cities are booming, and how fast prices are rising Why Australia’s market is recovering faster than New Zealand’s Whet...

They started with $10k in KiwiSaver and a $50k income… and built a 3-property portfolio in 10 years. In this Case Study Sunday, Mike shares how he and his partner went from living with family and saving aggressively, to growing their income 4x and building a solid property portfolio. You’ll learn: How they went from a modest income to a $200k household income and three properties What they had to...

Got a big section and thinking about subdividing? In this episode, Ed and Andrew break down the real cost of subdivisions in New Zealand... and why so many people get it wrong. You’ll learn: How much does a subdivision really cost The full process from idea to new title (and how long it actually takes) The story of a 29-year-old who ran into major issues The key takeaway? Subdividing can work... b...

Should you invest in property with your parents… or is that a mistake waiting to happen? In this episode, Ed and Andrew break down the real pros and cons of co-investing with family. You’ll learn: How buying a rental with your parents can STOP you from buying your first home A real example of a $900k Auckland property to show how these deals actually work in practice 4 alternative ways to structur...

Can you actually live on NZ Super… or is it not enough? In this episode, Ed and Andrew dig into what life really looks like on the pension. Some retirees say they’re getting by… others are struggling to make ends meet. So who’s right? You’ll learn: What NZ Super actually pays in 2026... and what that looks like week to week The real stories of retirees who say it’s not enough And those who say it’...