The Property Academy Podcast

In this episode, we dive into how to get a mortgage for an Airbnb investment. This includes what lenders really think about short-term rental properties. You’ll learn how much the bank might lend you, the conditions they'll give you, and how getting a loan for an Airbnb differs from a standard investment property . For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we tackle a tough but important topic: how to rebuild your financial future after a separation or divorce. We share the real-life story of Mary — a listener currently going through a divorce — and walk through her options, from protecting her kids to getting her investment journey back on track. Andrew also shares what he’d do in her shoes , offering practical steps for anyone nav...

In this episode, Ed and Andrew explain why they’ve stopped using TradeMe to find investment properties — and reveal where they’re looking instead. They also share case studies from listeners who bought properties off TradeMe… only to discover they weren’t quite the deals they seemed. You’ll learn how to run the numbers properly, spot the red flags, and make sure you’re buying a bargain — not a bad...

In this Case Study Sunday, we’re joined by long-time investors Emily and Leighton, who went from zero to seven properties in just 11 years. They share the real (and often chaotic) stories behind the numbers — including the time a house burned down , and the $15 million worth of meth that ended up in their front yard after a car crashed through their fence. This episode is packed with lessons, laug...

In this episode, we explore a trap many property investors fall into: getting caught up in the daily ups and downs of their property’s value. We share real examples of investors who’ve let short-term fluctuations mess with their mindset – and how it’s affected their decision-making (and mental health). You’ll learn why constantly checking your property’s value can do more harm than good, and how t...

In this episode, we dig into a big question: How many property investors actually succeed – and what does success even mean? We break down what financial success looks like in the world of property, share data on how many investors really make it, and explore the key habits that separate the winners from the wannabes. You’ll walk away with a clearer picture of where you stand, and what you need to...

In this episode, we discuss how to figure out whether the prices of your properties are keeping up with the market (or not). This includes how you can use our new Market Mover calculator to figure out how far your house price would have gone up (or dropped) if it followed the market perfectly. We also mention that you really should come along to our next webinar . It's on Tuesday 8th April at...

In this episode, we discuss how the New Zealand property market is changing. This includes how NZ's average house prices are changing right now. We go through the differences between actual house price changes and the seasonal effects. This includes why you need to look at seasonally adjusted house price data, rather than just the monthly change. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss how ANZ has just changed the way it charges for mortgages. They've slashed the low equity premiums, which makes it cheaper to buy a house with a low deposit. This can save some first home buyers up to $12,000 when they buy with a lower deposit. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property news...

In this episode, we discuss the upside and downside of your big mortgage. That includes how to 5x your returns in property investment and the mortgage magnifier. We talk through how using debt magnifies both your losses and gains and makes them larger. Ultimately, this can help property investors understand how debt can make you more money – but also a few things to consider too. For more from Ope...

In this episode, we are joined by Anna Sheehan for another Case Study Sunday. Anna shares her deeply personal story about how her husband got brain cancer and how it has impacted their money life. She talks us through the diagnosis, and what she'd do if she had a time machine and could go back and get insurance. We also mention a few tools you can use to see how much insurance you need (and what i...

In this episode, we discuss a case study of a property investor 's Mum. She's 3 years away from retirement and is worried about what life looks like when she stops working. She's trying to keep up with her partners (who has more money) and isn't sure what to do next. We walk through a few of her options and what she should do next to get more comfortable with her retirement. For more from Opes Par...

In this episode, we discuss dollar cost averaging and how to apply this top property investment . This includes how you can make more money investing consistently – rather than holding out for the bottom of the market. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss why property investors need to diversify and think about diversification. This includes how to make the same money (generate the same return) while lowering your risk. And how you practically do this as a property investor in NZ . For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

n this episode, we discuss how to deal with bad neighbours. That includes one case where a tenant's neighbours were threatening to poison their dog. We talk through who to call in different situations and a few case studies of when neighbours truly are at war. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss the exact process to get a mortgage top up. That includes what you can use a mortgage top up for, who you need to talk to, and different ways you can set it up. Ultimately, property investors can use this information to decide whether a mortgage top up is right for them. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekl...

In this episode, we discuss what middle class really means in New Zealand. This includes how much income and wealth you might need to be considered middle class. And if you're not middle class ... what are you? For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠...

In this episode, we are joined by Laura to discuss how she went from 0 to 5 properties in just over 5 years. That includes how she did it starting on a single income and is now just 32 years old. She shares the highs and the lows and some of the mistakes along the way. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠...

In this episode, we discuss whether it's worth dropping $50k on property coaching. That includes how much different companies charge and what you get for it. That includes looking at pricing for companies like: Wolfe Property Coaching, Property Apprentice, Positive Real Estate, Straight-Up Property Investing Tama Singh Asset Lab Finax And many more. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we discuss Finders Fees and how you can make $10,000+ through property ... without actually paying for a house. This includes how property investors can use deeds of nominations and contemporaneous settlements to on-sell properties for a fee. This is a strategy primarily used by land finders and people who want to sell to developers (or other property traders). For more from Opes...

In this episode, we discuss how property investors can use AI to learn about property and plan their property investment portfolios. This includes 3 tools property investors can use right now. That includes ChatGPT, OpesAI and the new version of OpesAI in My Wealth Plan. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠...

In this episode, we discuss the Golden Goose Strategy . This is a retirement strategy that property investors can use to fund their retirement costs . This includes how the Golden Goose strategy works in practice, the types of properties you buy, and who you need to work with to do it the right way. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly...

In this episode, we discuss the Golden Goose Strategy . This is a retirement strategy that property investors can use to fund their retirement costs . This includes how the Golden Goose strategy works in practice, the types of properties you buy, and who you need to work with to do it the right way. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the wee...

In this episode, we discuss the Nest Egg strategy . This is a retirement strategy that property investors can use to fund their retirement costs . This includes how the Nest Egg strategy works in practice, the 2 bank accounts you need and the advisers you'll work with. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠...

In this episode, we discuss how fast rents really go up in NZ. This includes how rents are changing right now, and how fast they usually increase. That way you can get a sense of how often your rent might go up ... and how fast it might go up in the future. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...