The Phil Ferguson Show

Interview with: Alicia Johnson National Organizer and Student Network Manager We discuss AMERICANS UNITED FOR SEPARATION OF CHURCH AND STATE. Investing Skeptically: The FED, Bond rates, Mortgage rates and bond markets Vanguard index funds and the overlap between Large Cap and Mid Cap index funds.

Discussion on: Private Equity Super Shitty monopoly fund Trip to Tennessee 

Interview with Ben Pauluhn of Optimus Energy Solutions They install home / business solar, floating solar, EV charging equipment. https://optimusenergysolutions.com/ Discussion on my process of shopping for an additional EV.  Did I buy used or new?  How about a lease!

BaHaCon - Interview with Jeff Brooks and Robert Barnes.  We discuss the date and many of the cool parts of this years convention. https://bahacon.com/ Some spaces are still available. Correction on the Tesla charging network. Can atheism hurt your business?

Some of today's topics... Snarky review of 5 Broadway shows Fuckery Super shitty alternatives fund EV charging locations update.

Interview with David Gerard.  We discuss Crypto/Bitcoin and Ai. I also briefly discuss our recent trip to Italy.

Life Ins (return of premium) - Pay extra but, you get everything you paid back - or do you? 4 books you should read to learn more about investing Interval fund - a mutual fund that only allows you to get your money out 4 times per year. REIT losses - another example of big losses with reits.

Long Term gains - Pay now or later. EV information - 500 mile drive Trump Tariffs.

Interview with Katherine Stewart.  She is the author of the new book "Money, Lies and God".  Here previous works are "The Power Worshippers" and "The Good News Club". Investing Skeptically Segment on Tariffs, taxes, economics, inflation etc.

Interview with the Godless Engineer.  We discuss Jesus Mythicism, Creationism, Flat Earth and much more. Investing Skeptically - What percentage of money can you safely remove from your portfolio per year.

Interview with Seth Andrews.  He runs "The Thinking Atheist" YouTube, website and Podcast.  We discuss current events and solve all of the worlds problems. Special Market Adjustment.  Check with your tax professional and/ or advisor before taking any action.  This is not specific investment advice.

Interview with Abbie Smith.  She explains how the government helps fund research.  We also discuss how the federal government may now stop funding important research. Annuity - Details on how an annuity work (or doesn't).

The general outline of the Polaris Plan has been slightly changed.  This episode discusses those adjustments and why they were made. Also discussed - DeepSeek

Information on Trusts Should you do a ROTH conversion?

Should you get a trust.  I go over some of the benefits of setting up a trust. ROTH conversion.  Discussion on the tax implications of converting IRA money into a ROTH IRA. Update on my opinion of Crypto currencies. news on upcoming conventions Travel plans more detail on how a convenience store makes money for EV drivers.

- Review of performance numbers for several indexes. - Getting a loan vs investing in the Stock Market - Review of EV charging infrastructure on I-57 in Illinois.  Now vs. 3 years ago.

FIRE - Financial independence - retire early. discussion on this philosophy and the idea of 4% withdrawal rate from your portfolio. NEVI - National Electric Vehicle Infrastructure. More EV chargers and some math on how they make money. NightShares - Another idea based on Cherry picking data. Does it work? Sicily - Our one week vacation in this part of Italy.

Interview with Karin Kirk. Karin Kirk is a geologist, science writer, and professional ski instructor from Bozeman, Montana. Her writing spans topics from Earth science to EVs and often is centered around data-rich visualizations – always with the goal of bringing clear and relatable explanations to confusing topics. In addition to writing for Yale Climate Connections, Karin is a science writer fo...

Investing Skeptically topices What if your company out sources your pension to an Insursance Company? You have a big purchase soon.  Where should you put your money?  Cash, Savings. CD, Money Market, Ultra short bonds, etc.... EV drive from Orlando to Allentown PA.  Range info, charging, preconditioning in cold weather.

Intervieew with Sarah Ray.  She is with the American Humanist Association. https://thehumanist.com/contributor/sarah-ray/ Investing Skeptically: Required Minimum distributions Stock Volatility vs time

Interview with Mickey Dollens.  He is a representative in Oklahoma. Investing Skeptically: An Example of how to use the Cushion. https://www.okhouse.gov/representatives/mickey-dollens

Brief review of CSIcon in Las Vegas. Total Stock Market performance The Polaris Plan Part 6.5 (7?) Reit Fund Church members steal $1.2 Million

Interview with Kate Cohen.  She is the author of "We of Little Faith - Why I stopped Pretending to Believe (And Maybe You Should Too). Investing Skeptically:  Re-balancing and diversification