The Phil Ferguson Show

Thought on a recent vacation to Italy. Market data,  Year to date and one year data on performance for different parts of the market. S&P 500 Inverse note

I ask Chat GPT a question and then review the response. Information on RMDs (Required Minimum Distributions. Discussion on transfering funds.

Interview with Thom Hartmann https://en.wikipedia.org/wiki/Thom_Hartmann Also... Information on how to drive/Charge an EV

Interview with Kevin Bolling.  He is the Executive Director of the SSA (Secular Student Alliance) Investing Skeptically" Using historical data to make financial choices. Employee Stock Purchase program

Discussion of the Wash Sale rule.  Selling stock at a loss can reduce your tax bill if you do not violate the Wash Sale Rule. Passive Investing:  I review and provide commentary on a report that warns of potential problems with the increasing use of Passive / index investing. Personal rant about T-Mobile and getting an eSIM for travel.

Interview with Fish Stark. He is the executive director of AHA (American Humanist Association). Church Money - review of a church budget and discussion on how little money (if any) goes to helping those in need.

Interview with: Alicia Johnson National Organizer and Student Network Manager We discuss AMERICANS UNITED FOR SEPARATION OF CHURCH AND STATE. Investing Skeptically: The FED, Bond rates, Mortgage rates and bond markets Vanguard index funds and the overlap between Large Cap and Mid Cap index funds.

Discussion on: Private Equity Super Shitty monopoly fund Trip to Tennessee 

Interview with Ben Pauluhn of Optimus Energy Solutions They install home / business solar, floating solar, EV charging equipment. https://optimusenergysolutions.com/ Discussion on my process of shopping for an additional EV.  Did I buy used or new?  How about a lease!

BaHaCon - Interview with Jeff Brooks and Robert Barnes.  We discuss the date and many of the cool parts of this years convention. https://bahacon.com/ Some spaces are still available. Correction on the Tesla charging network. Can atheism hurt your business?

Some of today's topics... Snarky review of 5 Broadway shows Fuckery Super shitty alternatives fund EV charging locations update.

Interview with David Gerard.  We discuss Crypto/Bitcoin and Ai. I also briefly discuss our recent trip to Italy.

Life Ins (return of premium) - Pay extra but, you get everything you paid back - or do you? 4 books you should read to learn more about investing Interval fund - a mutual fund that only allows you to get your money out 4 times per year. REIT losses - another example of big losses with reits.

Long Term gains - Pay now or later. EV information - 500 mile drive Trump Tariffs.

Interview with Katherine Stewart.  She is the author of the new book "Money, Lies and God".  Here previous works are "The Power Worshippers" and "The Good News Club". Investing Skeptically Segment on Tariffs, taxes, economics, inflation etc.

Interview with the Godless Engineer.  We discuss Jesus Mythicism, Creationism, Flat Earth and much more. Investing Skeptically - What percentage of money can you safely remove from your portfolio per year.

Interview with Seth Andrews.  He runs "The Thinking Atheist" YouTube, website and Podcast.  We discuss current events and solve all of the worlds problems. Special Market Adjustment.  Check with your tax professional and/ or advisor before taking any action.  This is not specific investment advice.

Interview with Abbie Smith.  She explains how the government helps fund research.  We also discuss how the federal government may now stop funding important research. Annuity - Details on how an annuity work (or doesn't).

The general outline of the Polaris Plan has been slightly changed.  This episode discusses those adjustments and why they were made. Also discussed - DeepSeek

Information on Trusts Should you do a ROTH conversion?

Should you get a trust.  I go over some of the benefits of setting up a trust. ROTH conversion.  Discussion on the tax implications of converting IRA money into a ROTH IRA. Update on my opinion of Crypto currencies. news on upcoming conventions Travel plans more detail on how a convenience store makes money for EV drivers.

- Review of performance numbers for several indexes. - Getting a loan vs investing in the Stock Market - Review of EV charging infrastructure on I-57 in Illinois.  Now vs. 3 years ago.

FIRE - Financial independence - retire early. discussion on this philosophy and the idea of 4% withdrawal rate from your portfolio. NEVI - National Electric Vehicle Infrastructure. More EV chargers and some math on how they make money. NightShares - Another idea based on Cherry picking data. Does it work? Sicily - Our one week vacation in this part of Italy.