The Personal Finance Project

In this episode of the Baird Retirement Management Show, Scott Bartosh and Greg Ashcroft unravel the complexities surrounding inherited IRAs in the wake of the SECURE Act. Together, they explore how the new rules impact beneficiaries, from spouses to adult children, and what it means for your estate plan. Tune in as they discuss: Key changes introduced by the SECURE Act, including the elimination...

In this episode of the Baird Retirement Management Show , Greg Ashcroft dives into the flashy world of social media influencers claiming tax write-offs for private jets, luxury vacations, and extravagant dinners. Are these claims legit, or just a recipe for an IRS audit? Join us as we uncover: What a tax write-off really means (hint: it's not free). The critical differences between hobbies and leg...

In this episode of the Baird Retirement Management Show, hosts Greg Ashcroft and Scott Bartosh dive into the market and economic implications following the 2024 presidential election. With the dust settling, they discuss how sectors like banking, small caps, and tech initially reacted and why caution is still warranted. Key topics include the Federal Reserve's handling of inflation, the outlook on...

This week, Greg explores a book that's changing the way people think about money and life: Bill Perkins' "Die With Zero." This isn't your typical personal finance guide; it's a philosophical exploration of how to maximize life satisfaction by strategically allocating your resources. We break down the book's core principles, including: Optimizing Your Life: Balancing time, health, and money for max...

Retirement isn't just a financial milestone—it's a complete life transition. In this episode of the Baird Retirement Management Show , Greg, Scott, and guest Moe Allain, a seasoned advisor with 25 years of experience, dive into the complexities of shifting from the accumulation phase to the distribution phase in retirement. Together, they explore: The mindset shift required to move from saving mod...

In this episode of the  Baird Retirement Management Show , we're diving into another round of financial myth-busting! Greg, Scott, and the team tackle a popular piece of advice circulating in the personal finance world: the idea that you should claim Social Security benefits at age 62 and invest them to outpace the 8% annual increase you'd receive by waiting. Join us as we explore why this strateg...

In this episode of the Baird Retirement Management Show, Greg Ashcroft kicks off the new book club series with Happy Money: The Science of Happier Spending by Elizabeth Dunn and Michael Norton. Join Greg as he explores five key principles for spending money in ways that maximize happiness. From prioritizing experiences over things to buying back time and investing in others, Greg breaks down actio...

In this episode of the Baird Retirement Management Show, hosts Greg Ashcroft and Scott Bartosh dive into the world of individual stock selection, sharing personal stories of wins and losses in the market. From the promise of companies like Coupang and Palantir to speculative stocks, Greg and Scott reveal the valuable lessons they've learned along the way. Tune in to hear how their experiences – an...

In this episode of the Baird Retirement Management Show , hosts Greg Ashcroft and Scott Bartosh dive into charitable giving strategies for retirees. They discuss everything from the personal motivations behind charitable contributions to the best ways to maximize tax benefits. Starting with a focus on the purpose and alignment of giving, they examine cash gifts, donor-advised funds, and the increa...

Get to Know Scott Bartosh: Life Beyond Financial Planning In this special episode of the Baird Retirement Management Show, we continue our "Get to Know Your Advisor" series with Scott Bartosh, a Certified Financial Planner and Director with the Ashcroft Pesek Bartosh Group. Scott shares insights into his life beyond financial advising, from his passion for sports and his favorite classic books and...

In this special episode of the Baird Retirement Management Show, we sit down with financial advisor Greg Ashcroft of the Ashcroft Pesek Bartosh Group to learn more about the man behind the expertise. Greg shares personal stories about family life, raising seven children, and how he balances his demanding career with the joy and chaos of fatherhood. He also dives into his passion for lifelong learn...

In this episode of the Baird Retirement Management Show, we are joined once again by Scott Bartosh and Greg Ashcroft from the Ashcroft Pesek Bartosh Group to explore some of the biggest worries that clients have as they approach or navigate retirement. Scott, a Certified Financial Planner with over a decade of experience, and Greg, a Chartered Financial Analyst and Certified Financial Planner with...

In this episode of the  Baird Retirement Management Show , hosts are joined again by Scott Bartosh, CFP®, and Greg Ashcroft, CFA®, CFP®, from the Ashcroft Pesek Bartosh Group to discuss the potential impact of the upcoming 2025 tax code sunset. With the Tax Cuts and Jobs Act set to expire at the end of 2025, Scott and Greg provide insight into what could happen if tax laws revert to the pre-2017 s...

Welcome to the fourth episode of the Baird Retirement Management Show! Today, we are thrilled to welcome back Greg Ashcroft, a Chartered Financial Analyst, Certified Financial Planner, and Senior Vice President with the Ashcroft Pesek Bartosh Group. With nine years of experience in the industry, Greg joins us to unravel two fundamental yet often misunderstood concepts in investing: volatility and...

In this episode of the Baird Retirement Management Show, we are joined by financial experts Scott Bartosh and Greg Ashcroft from the Ashcroft Pesek Bartosh group to dive deep into the world of Roth conversions in retirement. Scott and Greg, both seasoned professionals with extensive experience in financial planning, break down the intricacies of Roth conversions, discussing who can benefit from th...

In the first episode of the Baird Retirement Management Podcast, Scott Bartosh and Greg Ashcroft from the Ashcroft Pesek Bartosh Group discuss the unique dynamics of investing during an election year. Scott, a Certified Financial Planner, and Greg, a Certified Financial Planner and Chartered Financial Analyst, share their insights into how political cycles can influence financial markets. Join us...