The Payments Podcast

The 2022 Business Payments Barometer is finally here, and our two incredible subject matter experts, Curt Raffi, Chief Product and Innovation Officer, and Colin Swain, Global Head of Platform and Product Transformation, discussing key findings from the report from a UK and US perspective. You can read the full report on our website: https://www.bottomline.com/uk/2022-business-payments-barometer

Following the foundation on protection needs for cryptocurrency laid out by Marcus Hughes, Head of Strategic Business Development. In part 2, he explains the regulator's approach to blockchain globally, their supervision of crypto-assets, work done to mitigate its risks, and much more.

Blockchain and its assets have made their way into the financial services industry and are a topic that everyone wants to know more about. In this part 1 of our 2-part series Marcus Hughes, Head of Strategic Business Development at Bottomline, lays out the foundation of essential cryptocurrencies such as consumer protection, data protection, and fraud protection.

Even though many businesses have implemented bank account validation and verification platforms, there are still companies that haven't adopted them. Mark Bish, one of Bottomline's Product Leads, speaks to Jacqueline Powell on the effect the business will have and their susceptibility to fraud if not taken the measures.

Payments have grown in importance in the Asia-Pacific region's entire banking environment, currently accounting for 44 percent of total banking revenues. Eli Shoshani, who heads up the APAC region for Bottomline, talks to us on the revolution on business payments, and the spend and scale of digitization.

Does the introduction of Open Banking and variable recurring payments (VRPs)put existing payment options in question, or complement existing payment types and create more choice for users? Bottomline’s Strategic Customer Success Manager, Richard Ransom, offers us insight into the topic of Open Banking and its impact on Direct Debits.

Once considered a secondary threat, insider fraud is a growing challenge for banks, demanding urgent attention. Are banks in denial about acknowledging this significant issue, or do they have too many competing priorities on their plate? Bottomline’s Ruud Grotens chats with Elizabeth Humphrey of Themis on the recent Insider Fraud in Banks research

AP (Accounts Payable) automation has helped banks to be more efficient and tackle the expense of paper checks. But the time has come to spotlight AR (Accounts Receivable), the collections side of the business. Nick Babinsky, SVP and General Manager of Billtrust’s Business Payments Network (BPN) talks to us about their mission to digitally transform AR and simplify B2B commerce.

One of the most financially destructive cyber-crimes is business email compromise (BEC), also known as email account compromise (EAC). Business email breach is hazardous enough to draw the attention of the FBI and other law enforcement organisations such as Interpol. This podcast episode covers strategies to stop your business from becoming the target of such attacks. Chief security officer for Pa...

Although subscriptions are not new, how businesses, such as golf clubs and charities use them is undergoing an evolution. It’s a payment type that’s shown significant growth over the last 9 years, so its application goes beyond the traditional subscription businesses. Listen to our expert Jon Rushton, GM for Bottomline Payment Services, to understand whether your business could adopt a subscriptio...

In the final part of the CBDC series, we chat to Marcus Hughes, Head of Strategic Business Development at Bottomline, who equips us with the developments of CBDC beyond the UK, their effect on data privacy, and considerations for CBDCs in practice.

Marcus Hughes, Head of Strategic Business Development at Bottomline, talks about all things we need to know about Central Bank Digital Currencies (CBDC’s). In this part 1/2, learn about CBDC’s, their risks, how they differ from other digital currencies, and much more.

This final episode in our 3-part series discusses the impact and benefits of Open Banking for different sized companies and the trends emerging in the Open Banking and Open Finance space. Marcus Hughes, Head of Strategic Business Development at Bottomline, shares his opinions.

In the second of three episodes, listen to Bottomline's Head of Strategic Business Development, Marcus Hughes, talk about the evolution of Open Banking to Open Finance and how it’s gaining traction. He discusses which countries are welcoming the change and their approach to adapting to new data rights and sharing

Open Banking is turning into Open Finance and will, in time develop into Open Data. In the first of three episodes on this topic, Marcus Hughes, Head of Strategic Business Development at Bottomline, shares his insights on the current adoption of Open Banking, the evolution of Open Banking to Open Finance and the process behind the information sharing and payment initiation services.

The CFO's duty of simply handling spreadsheets and tracking money-in and money-out is long gone. Now the CFO is responsible for finance's crucial functions. Listen to Tracy Kantrowitz, Vice President, Marketing for Treasury at Bottomline, and Paul McMeekin, VP Solutions Marketing + Channel Enablement at Bottomline, share their opinion on the recent AFP conference and the significant period of chan...

UX in digital banking has never been more important. When it comes to how people pay and get paid, users have high expectations of both technology design and processes. In this podcast episode, Bottomline's CXO, Brian McLaughlin, discusses the importance of UX in the technology-driven corporate payments sector.

Understandably, financial firms and large organizations are devoting much attention to fighting payment fraud and complying with sanctions obligations. But among the total crime costs, only 1% of those illegal gains are frozen or seized by authorities. Bottomline’s Ruud Grotens, Head of CFRM Solution Consulting, and Omri Kletter, Global VP Product and Strategy, discuss fraud and sanctions complian...

A dynamic landscape and the unprecedented pace of change make for an exciting and demanding marketplace, increasing the need for Capacity, Cost, and Competition. James Hodgson and Tim Tor from NatWest talk with Chris Peck of Bottomline and Teresa Connors of Payment Matters about the effectiveness of partnerships and collaborations and the difference it makes in better-serving customers.

The European Commission is applying new directives and regulations to automate and harmonise how shares are traded and settled. Fred Viard, from our Swiss office, explains to financial institutions and securities management firms about the impact of the next milestone, SDR (the Settlement Discipline Regime).

Bottomline’s Marcus Hughes shares with listeners his view on the intelligent use of data and analytics and how this drives improved financial performance for companies across their payables, treasury and receivable activities

As payments technology speeds up, fraudsters are champing at the bit to get a piece of the pie. Faster payments mean faster fraud. But what does this mean for businesses who are considering embracing real-time payments? What steps should they be taking to embrace digital trends whilst ensuring their payments are kept safe and secure in the process? Chris Gerda and Jessica Cheney share their insigh...

During the pandemic and at the drop of a hat, treasurers worldwide had to offer insight into their company’s liquidity in real-time. Not easy when you’re pulling data from several sources, and often manually. Given new industry initiatives and technology advancements, treasurers can now access truly connected, real-time financial management. Kevin Grant shares his insight into the need for speed a...

With payments already trending towards automation pre-pandemic, a new virtual environment has pushed digitization into overdrive. In this episode, we speak to Gunita Bindra on how habits have accelerated and what this means for business payments.

Payment innovation should be classed as a win-win for organisations and consumers alike but actually 20% of small companies are unaware of any upcoming payment initiatives. This episode on the payment podcast reviews what insights the 2021 Business Payment Barometer had around regulation and industry initiatives such as Open Banking and ISO 20022. Download the full report at: bottomline.com/uk/pay...