Derek Amey and Laura Bard

The Novice and The Nerd

Business EN ↓ 65 episodes

Most of us in Generation X/Y learned about money management and finances from our parents. Well, times have changed and so have our finances! No longer should we rely on our parents for financial literacy…if you're looking to better navigate your financial life, this podcast is for you! Join Laura Bard and Derek Amey from StrategicPoint Investment Advisors (AKA, the "novice" and the "nerd"), where two 40-somethings in the financial services industry (but with very different roles) discuss every day financial topics. Our podcast helps you make sense of your finances and gives you actionable ste...

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Author

Derek Amey and Laura Bard

Episodes

The Fed, The Markets and The Economy, Oh My! 06.05.2022 45:42

After the Fed raised rates by 0.5%, Derek and Laura discuss the recent market moves, and our nerd explains the lack of control investors can have in both the stock and bond markets. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com...

The Fear Index, The Fed and Gas Prices 28.03.2022 53:14

In this episode the Novice and the Nerd discuss the VIX index, the Fed raising rates and if high gas prices are here to stay Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for fu...

Women and Financial Planning 17.03.2022 33:04

In this episode, Laura and (guest "nerd") Kristina Mello use the timing of Women's History Month to focus on the unique financial challenges women can face, along with highlighting the importance of financial planning. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email then...

How the Ukrainian Invasion Could Affect the Fed, the Economy and the Markets 02.03.2022 43:40

This episode covers the Russian invasion of Ukraine and how it could potentially impact the US economy, the markets and monetary policy. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, includin...

Can You Save Your Way to One Million? 07.02.2022 56:13

Can you reach one million in your retirement account by simply saving? Derek breaks down how to accomplish this feat, and he also shares his personal story of what it's like to buy a car in 2022! Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategi...

Inflation & Capital Gains 24.01.2022 1:11:50

This episode covers a brief overview of capital gains taxes and how they affect investment properties, as well as a discussion on the Fed and the expectations for the pace of rate hikes in 2022 and beyond. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthene...

Tips For Helping Your Kids Invest 20.12.2021 55:25

If you're interested in learning how to help your kids start investing, our Nerd breaks down different options, including 529 plans, ROTH IRAs, and UGMA/UTMA accounts. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, qu...

Omicron, DAO & WuTang 06.12.2021 55:41

In this episode we discuss the Omicron variant and how it's affecting the markets, as well as DAOs – a new acronym that our Novice learned about with the help of the WuTang Clan! Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with...

Where Did All the Workers Go? 15.11.2021 46:04

Everywhere you look seems to have "help wanted" ads, so on this episode the Novice and The Nerd, we discuss where all the workers could be. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, includ...

Health Savings Accounts (HSAs) 01.11.2021 25:27

Explaining another popular acronym, Derek discusses HSAs and how they could be used for purposes of maximizing your retirement savings. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including...

Debt Ceiling 18.10.2021 37:18

In this episode we discuss a brief history of the debt ceiling, why it's self-inflicted chaos, and one crazy idea being discussed to solve it forever called Mint The Coin! Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback...

Qualified Charitable Distributions 04.10.2021 30:50

Have you heard the acronym "QCD"? Derek explains what qualified charitable distributions are and describes how retirees could potentially lower their tax exposure by using these strategically. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategi...

Is Social Security about to run out of money? 13.09.2021 39:43

A new report released recently included some disappointing news about the state of Social Security. On this episode we discuss when it could happen, how it can affect your retirement projections and how the government could step in. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any ti...

Is it STILL time to refinance? 02.09.2021 59:20

Haven't refinanced yet? The Nerd discusses why he's refinancing for 2nd time in 18 months and why you might want to hurry up! Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas f...

Child Tax Credits, Why Companies Go Public & AMC Stock 19.07.2021 1:05:15

On this episode of the Novice and the Nerd, we discuss the child tax credit changes, explain why companies decide to go public, and look at AMC stock (yes, the movie theater) and why its so volatile. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@s...

The Price is Right & The Great Resignation 01.07.2021 53:56

On this episode of the Novice and the Nerd, we answer listener questions, discuss The Price is Right, and look at reasons for the "great resignation" happening while the economy starts to heal. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicp...

Inflation Part 2 of 2 03.06.2021 47:58

On this episode of the Novice and the Nerd we follow up with what inflation could mean for your investments. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast top...

Inflation Part 1 of 2 01.06.2021 51:30

On this episode of the Novice and the Nerd we cover the basics of inflation, why everyone seems to be talking about it lately, and reasons it may not persist. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions o...

Pensions 10.05.2021 1:17:22

On this episode of the Novice and the Nerd we discuss all aspects of pensions. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information containe...

Gas Prices 12.04.2021 46:31

On this episode of the Novice and the Nerd we discuss who is really to blame for higher prices at the pump. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topi...

Bitcoin 01.03.2021 1:07:35

On this episode of the Novice and the Nerd we discuss Bitcoin, blockchain technologies and why everyone is talking about them! Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for...

GameStop 01.02.2021 1:33:36

On this episode of the Novice and the Nerd, we talk about what exactly is going on with GameStop, what selling short means and how this one stock could be impacting the broader market. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com...

Tesla & Joining the S&P 500 20.12.2020 43:49

On this episode of the Novice and the Nerd, we discuss the spike in Christmas tree sales, the potential future of Movie Theaters, and what Tesla joining the S&P 500 means for the stock market. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpo...

Modern Monetary Theory 24.11.2020 49:15

On this episode of the Novice and the Nerd, Derek explains MMT (Modern Monetary Theory) and how it could be applied to another potential economic shutdown. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or...

Understanding Home Sales in times of Covid 04.09.2020 40:45

On this episode of the Novice and the Nerd, we're discussing one of the bright spots during Covid: housing. We review the reported sales numbers and introduce you to our Financial Planner and Advisor Kristina Mello to help cover the basics of home buying. Find complete show notes and links on our website, StrategicPoint.com . Follow us on Twitter , like StrategicPoint on Facebook , and feel free...