James Baca
The Notorious Banker
(FKA: Why Your Bank Sucks) The Notorious Banker is a podcast from a banker who spent 13 yrs @ Bank of America in various roles, including manager. This podcast takes you into the greedy, seedy world of big time branch banking. Learn about big banks & why they charge you $15/month to earn 1 cent interest & other atrocitiesWe also discuss interesting stories from my 13 yrs in banking, thoughts on news, ideas & products in the banking world, & give uncensored commentary about an industry we all can dislike as one, while also interviewing employees & customers impacted by big, bad mega-banks!
Where to listen?
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Episodes
Wells Fargo Freezes Pay For Execs To Help Lower-End Employees, Will Fire Up to 50k Anyway + Bank of America Payday Loans Get Seal of Approval 09.11.2020 47:42
Wells Fargo has been through a lot. Unauthorized accounts in 2016 have led to thousands being unemployed, billions in lost income and bans for some people. Well, it will soon lead to a layoff of up to 66k employees, which are mostly "the little guy". Wells announced last week that they will also freeze the pay of people making $150,000 or more! In the podcast, I explain how they claim it's to help...
Wells Fargo to Cut up to 66k Jobs: The True Effect + BofA Announces Things are Normal in America Again - Screws Employees out of Money 30.10.2020 1:01:58
Dedicated to the employees of big banks who get shit on over and over again. Speculation is that Wells Fargo is going to cut it's workforce by 20-25% really soon, which could mean up to 66,000 employees gone . Amazing. It is all the residual aftereffects of the "Unauthorized Account Scandal" (Lay people know it as "Fake Account Scandal"). In my opening segment, I discuss how 5,300 people fired in...
Your Voice, Your Vote... Unless You Work at a Bank - How Big Banks Claim to Allow Employees Time Off to Vote, Yet Shame Them For Doing So 26.10.2020 53:28
Election Day is 8 days away as of the recording of this podcast. No matter who you vote for, I support your American duty to VOTE! (Vote Often in Chicago...Kidding) Big Banks claim to support your right to vote too, offering up to 3 paid hours for voting time per "eligible employee" at Bank of America. So.. What makes an employee "eligible"? Manager approval is needed to go be able to vote during...
Wells Fargo Bankers Do a Wells Fargo Thing And Wells Fargo's Some Money from Government Virus Aid + I Once Got Nearly Fired for F11 20.10.2020 1:12:19
Wells Fargo did it again. Another Wells Fargo story that does not look good. I call Wells Fargo the Mike Tyson of Banks. Almost any story you pin on Tyson, you could believe. I believe Wells is capable of anything. Over 100 employees, likely from the small business arm of Wells were terminated last week when it was announced that they allegedly procured EIDL Disaster Aid Loans (From Covid-19...
Answering Listener Questions About Bank of America's Payday Loan Thing + Chase Fake Gives $29B More Than BofA to End Racism! 14.10.2020 1:08:37
After a very popular podcast and Twitter posts I did last week in regards to the Bank of America announcement that they will be offering small loans to help customers bridge the gaps between checks (aka Payday Loans) , I received over 100 DMs, emails and social media engagements. Most of them were in agreement with me, but some understandably questioned my dissent to this product. To my longtime l...
Bank of America Unironically Becomes Payday Loan Lender: Why This is Bad on so Many Levels! 08.10.2020 1:20:23
Bank of America reached Meta status today by announcing that they will be offering small-dollar loans up to $500 for eligible customers who need "liquidity" according to some Bank of America Executive who doesn't know how real people talk. The product is lamely called "Balance Assist". Bank of America has a disdain for the payday lending industry, and this product is no better. Press Release...
Bank of America Continues To Tell People Not To Trust Me + 7 Black Wells Fargo Execs Left in the Last 12 Months: Sign of a Problem? 05.10.2020 1:18:13
I discuss how Bank of America's "Cyber Security Week" includes inferences to my project in its text and how Bank of America knows that since I do nothing but help customers connect with managers, they are doing their best to accuse me of being a "Scammer". Hilarious! I tell a couple customer service stories about my work at BofA and how I plan to go about my project now that Bank of America...
I Got Suspended On Twitter, Wells Fargo CEO Apologizes (Again), BofA Calls Me "Scammer" + An Old Man Bank Story 28.09.2020 1:33:53
Segment 1: I detail why I was suspended from Twitter on Wednesday in the middle of one of the biggest bank stories of the year, The controversial comments by CEO of Wells Fargo Scharf. I discuss the fear of me losing all of my data/conversations, how I found out both Wells and BofA reported posts on Tuesday/Wednesday for messages they claimed "Incited Bullying" (Posted contact info of execs at bot...
Sorry, Charlie... You Have To Go: CEO of Wells Fargo says Incredibly Stupid Thing 23.09.2020 50:42
Unbelievable day. We had to do a special podcast based on the idiotic comments that CEO of Wells Fargo Charles Scharf made in a Wells Fargo meeting in June. The racially charged comments (in my eyes) were made about his own employees in the midst of Juneteenth week, where his bank adversaries were working on celebrating the holiday on a grand scale for the first time. NBC News Article that blew up...
Bank of America Subtly References Me in Email to Employees, Wells Fargo Fee Talk & Bank of America "American Banker" Article Commentary! 21.09.2020 1:20:53
I received a screenshot of an email someone who works at Bank of America got to be on the lookout for "criminals using BofA contacts to appear to be helpful online". I am certain they are referring to me. The fact that BofA sees my presence online as something to "worry" about is laughable, as I have hundreds of people who I have assisted in the last year willing to back me up. I discuss what they...
$12 Million Wells Fargo Employee Discusses Job Cuts "To Lower Costs" + Wells Finds Yet Another Way to Penalize the Poor! 15.09.2020 55:50
Charlotte Observer Reporter Austin Weinstein posted a story yesterday about John Shrewsberry mentioning to investors the cutback of $10 Billion in spending Wells Fargo needs to do will be "mostly people" What Mr. Shrewsberry didn't mention is that he makes $12 million + a year, plus more if the stock does well. That's almost $6,000 an hour! I discuss how the closure of branches isn't necessarily w...
Bank of America Refuses To Cash Paychecks For Its Customers, An Update to BofAs "Donation", and Wells Fargo Offers Less Fees for a Fee 10.09.2020 1:17:49
In this episode, I discuss two new policies at Bank of America, which are actually already implemented in some states including my own. Basically, Bank of America will no longer cash checks for someone who has less money in their account than the check is worth. I discuss how this targets the lower-to-middle class folks who bank there who don't have or can't get direct deposit. Plus, Bank of Ameri...
Bank Decides They Are Done Helping People Affected by COVID-19 + Wells Fargo Sued For Trying to be (Stupidly) Helpful! 02.09.2020 1:07:31
One of the great things about TNB is that I get emails and info from dozens of disenfranchised workers at all major banks telling me their horror stories, and urging me to keep up the good work. A very concerned Bank of America employee back east sent me information in regards to the Coronavirus Assistance Plan that Bank of America rolled out in March to help those impacted by illness, job l...
Man Finds Extra $2.45 Billion in His Bank Account. Bank Doesn't Follow "Monopoly" Rules, Takes Away Money. 25.08.2020 46:58
Cute little story in the news last week. At least, people at BofA want you to think it's cute. Bank of America Customer Opens Mobile App and Finds an Extra $2.45 Billion Man named Blaise Aguirre wakes up to find an extra $2,450,000,000.00 in his Bank of America app. It's a similar story to the issue where millions of BofA customers were showing a $0 Balance in their accounts a few weeks ago, leadi...
Bank of America Ends Injustice in The World By Spending $100 on Masks + Wells Fargo CEO Makes LeBron Money 19.08.2020 1:02:36
Thanks to everyone who listened to my recent episode with Ciera! We intend on doing more interviews VERY SOON! Today's podcast dwells on Bank of America's Billion Dollar "Commitment" to end Economic and Racial Inequality. We are skeptical of how they will get to a billion dollars. I personally don't think there'll be much giving. Bank of America proved me wrong (kinda) by announcing via a news art...
A Bank Podcast About Breasts - Bank/Nursing Mom Lawsuit + Onlyfans Model Ciera on Making a Living w/ Nudity During a Pandemic 14.08.2020 1:34:11
Don't let the title fool you. I mean business with this episode. The Notorious Banker will take on the topics no one else will, even if they make me a tad uncomfy. First off, Bank of America settles lawsuit with an ex-employee at a Tucson, AZ branch for not providing adequate facilities to allow her to nurse/pump or "express" milk for her newborn. Breastfeeding was always a taboo topic unti...
Bank of America CEO Has a Crazy Interview in Time Magazine - He's Into a Cashless Society... and Crossfit? + Petition Blows Up On Twitter 11.08.2020 1:04:02
Welcome to the rebranded THE NOTORIOUS BANKER podcast. Same great content, Awesome new (And consistent) name. First off, Thanks to the dozens of followers who joined me @BankBetterGuy on Twitter after the BofA Balance Issue of Last Week. Welcome! Our main topic is a crazy interview Bank of America CEO Brian Moynihan gave with Eben Shapiro of Time Magazine, which dropped on Sunday August 9th,...
Bank of America Wipes Out Balances with a "Display Issue" + BofA Helps Crook Buy a Lambo + We Rescue $1900 for Luke in Philly! 05.08.2020 1:16:41
The Why Your Bank Sucks Podcast becomes "The Notorious Banker" on August 10th! Last pod under WYBS is a big one. First we hit upon some breaking news with BofA. A major glitch online on 8-5-2020 has wiped out customer accounts to $0 aesthetically. Bank of America refers to it as a "Display Issue"... I discuss the insane Twitter backlash about this issue, and how some people have lost functionality...
When Bank of America's $1B "Commitment" Ticks Off Twitter in a Big Way & Why It's Weird They Don't Defend Themselves 27.07.2020 49:45
We have talked at length about Bank of America's supposed $1B "Commitment" to help end racial inequality. I have said that I don't believe they will ever just "GIVE" a billion, and so far no news story has proved me wrong yet. Conservative voices on Twitter have taken this lack of clarity that BofA provides about it's giving to spin it that Bank of America really spent this money to fund Black Liv...
Change Change Change! - Big Podcast News + Bullying + Wisconsin Bank Supports Their Customers in a Way Big Banks Never Would! 20.07.2020 50:21
Big day in "The Notorious Banker" land as I announce a soon-to-be implemented change in this podcast and how it's presented, and how a bullying incident against me this past Friday only enhances my thought that this podcast should be presented in a different manner than it currently is. You will like the change! I discuss it in the first segment. Then in Segment 2, A big 180 on what we usually do....
Bank of America Announces "Temporary" Closures in my Hometown + Big Banks Shun My Town on PPP Loans + A Baseball/Bank Manager Story 14.07.2020 59:51
Contains Adult Language After Bank of America made decisions to close branches 2 weeks ago in Vegas and in Bakersfield, CA, I have been waiting for the shoe to drop in markets I am familiar with. It took over a week but it finally happened. After "Temporary Closures" were announced in Orlando, Miami, Atlanta, Tampa, Charleston, Dallas, Houston, San Diego, Phoenix, and other areas due to "Cor...
Bank of America (Temporarily) Closes 100s of Locations: Blames Everything But Themselves 08.07.2020 1:07:19
(Podcast contains explicit language, Listener Discretion is Advised) I made a prediction about 18 months ago Bank of America would love to "Try" to close down most branches in a market to see how clients would react and also to push their "alternative ways of banking agenda. Well, the mission has begun. Twitter was overrun with complaints of Bank of America being closed in Vegas and Bakersfield, C...
The Notorious Banker Rescues $3490 for Victor from Zelle and BofA - A NYC-Style Recovery! 03.07.2020 58:37
The Notorious Banker has conquered NYC. Yours truly helped Victor, an essential employee in NYC recover $3490 from Bank of America which was stolen from him with the use of their evil product, Zelle. In the podcast, I discuss (again) my dislike for Zelle, and how it causes so many issues for people, including Victor. Using it only for family purposes, he wasn't an active user of Zelle. But when ne...
The Notorious Banker Interviews Nancy, a Former Co-Worker - Part 1 26.06.2020 1:52:36
After over 100 episodes, The Notorious Banker has his first guest. My old Co-Worker Nancy stops by and chats about our time at Bank of America. (Warning, it's a long one.. and there will be a part 2, but it is fun and interesting) We worked together for over 3 years (2014-2017), but we didn't become friends until the day after I had a life-changing moment while vacationing in Las Vegas. In t...
So....What Exactly Are All Those Work-From-Home People Doing for Bank of America? 17.06.2020 50:12
Bank of America claims (falsely) that 75 percent of their workforce is working-from-home. With hours long hold times, and a lot of apathy towards customers in need, I dispute that claim wholeheartedly. Dean Athanasia, A big-time exec for Bank of America has his weekly column on BofA's internal website called "Dean's List" (How Original). In this week's edition, he outlined how Work-From-Home...
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