The New Money Habits Podcast

Ready to travel without breaking the bank? 🌍💰 In this episode of T he New Money Habits Podcast , Coach Nino Villa shares essential strategies for effective travel budgeting! Discover the five key categories you need to consider when planning your travel budget: 1. Travel from A to B 2. Lodging 3. Getting Around at Your Destination 4. Food 5. Entertainment By planning for these expenses, you...

Is it time to repair your car or replace it? 🚗💸 In this episode of the New Money Habits podcast, Coach Nino Villa dives into the critical decision-making process that every car owner faces. He challenges common myths about vehicle age, value, and safety, offering a more thoughtful approach to car maintenance. Nino shares personal stories and practical insights to help you: ✅ Understand the true...

Confused about student loans, defaults, or repayment options? In this episode of The New Money Habits Podcast , Coach Nino Villa and The Student Loan Coach Renée Earwood discuss the complexities of student loans, focusing on key terms like deferment, forbearance, and default. They explore the impact of COVID-19 on student loan repayment, the options available for borrowers in default, and the...

In this episode of the Money Habits podcast, Coach Nino Villa engages with licensed financial advisor Bereket Kelile to explore the intricacies of financial planning, particularly focusing on retirement. They discuss the importance of financial literacy, the journey of personal finance, and the various stages of life that influence financial decisions. The conversation emphasizes the need for a pr...

In this episode of The New Money Habits Podcast, Coach Nino Villa and Cody Sizemore discuss the importance of understanding personal finance beyond just numbers. They explore the psychological aspects of money management, the impact of economic fluctuations, and the significance of long-term investment strategies. Cody shares his approach to financial coaching, emphasizing the need for emotional h...

In this episode of The New Money Habits Podcast , Coach Nino Villa interviews THE Student Loan Coach, Renée Earwood. They discuss the complexities of student loans, the importance of understanding repayment options, and the potential consequences of making uninformed decisions. Renee shares her journey into financial coaching, the intricacies of student loan policies, and how she helps clients nav...

In this episode of The New Money Habits Podcast , Coach Nino Villa interviews Minelle Sarfo-Adu, a passionate financial coach and real estate agent. Minelle shares her journey as a first-generation American and how her upbringing shaped her desire to help others achieve financial literacy and home ownership. The conversation covers essential financial lessons for emerging adults, the importance of...

In this episode of The New Money Habits Podcast , Coach Nino Villa and Maria Casillas discuss a financial inquiry from a listener named Danny, who has received a $16,000 windfall. They explore Danny's financial situation, including her goals of home buying, managing student loans, and saving for retirement. The conversation emphasizes the importance of understanding financial priorities, setting r...

In this episode of The New Money Habits Podcast , Coach Nino Villa and Karen Hackman discuss the intersection of money and marriage. They explore the importance of communication, understanding each other's financial backgrounds, and the role of collaboration among financial coaches. Karen shares insights from her experience working with couples to help them get on the same financial page, emphasiz...

In this episode of The Money Habits Podcast , Coach Nino Villa addresses a client's question about how to prepare for a recession. He emphasizes the importance of understanding what a recession is, the potential benefits it can bring, and outlines five key steps to financially prepare for economic downturns. The conversation also includes a case study of a client who is already well-prepared and c...

In this episode of The New Money Habits Podcast, Coach Nino Villa and Maria Casillas discuss the complex topic of financial infidelity, exploring its definition, the importance of communication in relationships, and the underlying emotional factors that contribute to such betrayals. They discuss how assumptions about finances can lead to misunderstandings and the role of shame in hiding financial...

In this episode of The New Money Habits Podcast, Coach Nino Villa shares the inspiring financial journey of one of his clients, detailing her progress through various seasons of financial management. From laying a solid foundation in her first season to flourishing in her second season with travel goals, and finally navigating challenges in her current season, the client demonstrates remarkable di...

In this episode of the New Money Habits podcast, Coach Nino Villa addresses questions from the community regarding financial decisions, including whether to pay off a car loan, the impact of paying off debts on credit scores, and how to budget for pets. He emphasizes the importance of understanding personal feelings towards debt, the nuances of credit scores, and the need for thoughtful budgeting...

In this episode of The New Money Habits Podcast , Coach Nino Villa addresses questions from listeners regarding budgeting for gift giving, managing debt, and the importance of planning for spontaneous spending. He emphasizes the need for intentionality in financial planning, offering strategies for effective budgeting and debt elimination. The conversation highlights the significance of creating a...

In this episode of The New Money Habits Podcast , Coach Nino Villa and Maria Casillas discuss the importance of decluttering both physical spaces and finances. They explore how clutter can impact mental well-being and financial organization, emphasizing the compounding effects of disorganization. The hosts share practical tips for identifying clutter, managing finances, and using time management t...

In this episode of The New Money Habits Podcast , Coach Nino Villa addresses a question from a listener about managing debt and savings. He discusses the importance of balancing debt elimination with saving, emphasizing that while principles remain constant, the execution can vary based on individual circumstances. Nino introduces a phased approach to debt elimination, focusing first on active int...

In this episode of The New Money Habits Podcast, Coach Nino Villa addresses the growing trend of financial stress and its correlation with mental health issues such as depression and anxiety. He shares personal experiences and insights from clients, emphasizing that financial situations do not solely dictate joy or happiness. Instead, he explores deeper issues of self-worth and purpose, advocating...

In this episode of The New Money Habits Podcast, Coach Nino Villa and  Maria Casillas discuss the complexities of emotional spending, particularly in the context of mental health challenges. They explore a specific post from a Facebook group about emotional eating and spending, dissecting the underlying emotions and societal pressures that contribute to these behaviors. The discussion emphasi...

In this episode, Coach Nino Villa shares his personal journey with financial coaching, emphasizing the importance of transparency and accountability. He discusses his experiences with credit card debt, the lessons learned from financial challenges, and how his perspective on debt has evolved over the years. Nino reflects on his past struggles, the impact of financial education, and the significanc...

In this episode of The New Money Habits Podcast, Coach Nino Villa and Maria Casillas discuss the transition into the new year, focusing on routines, goal setting, and the popular trend of no spend challenges. They explore the reasons behind the rapid growth of no spend groups, the importance of understanding personal spending habits, and the need for mindful spending rather than restrictive challe...

In this episode of The New Money Habits Podcast , Coach Nino Villa and Maria Casillas reflect on the passage of time and the common practice of making New Year's resolutions. They discuss the shortcomings of resolutions, emphasizing the need for deeper purpose and motivation behind goal setting. The duo advocates for setting SMART goals across various life areas, aligning them with spiritual value...

In this heartfelt Christmas episode, Coach Nino and Maria discuss the spirit of the season, sharing personal traditions and values that shape their holiday experiences. They navigate the complexities of loss and change, reflecting on how these challenges impact their celebrations. The conversation emphasizes the importance of connection, joy, and meaningful gift-giving while advocating for a simpl...

In this episode of The New Money Habits, Nino Villa and Maria Casillas continue their discussion about the complexities of credit card use, discussing its benefits and risks. They explore the importance of financial literacy, the security and convenience that credit cards can offer, and the behavioral aspects of managing credit. The dialogue emphasizes the need for a solid foundation in personal f...

In this episode, Nino Villa and Maria Casillas discuss the complexities of credit card use, discussing its benefits and risks. They explore the importance of financial literacy, the security and convenience that credit cards can offer, and the behavioral aspects of managing credit. The dialogue emphasizes the need for a solid foundation in personal finance before engaging with credit tools, while...

In this episode of The New Money Habits podcast, Coach Nino Villa and Catherine Van Der Laan continue to explore the importance of teaching children about money management. They discuss various milestones in financial understanding, practical approaches to instilling money habits, and the significance of real-world experiences in shaping financial literacy. The conversation emphasizes the role of...