The Mortgage Guy

Episode 43: In this episode, we'll delve into the Federal Reserve's recent decision to maintain interest rates, explore Fannie Mae's efforts to revitalize the market, and uncover the benefits of utilizing rate buydowns. Tune in for all the insights!

Today, let's introduce you to Nikki, a prominent realtor based in Sidney, Ohio. Nikki graciously shares her journey into the world of real estate, her commitment to delivering top-notch customer service, and not one, but TWO incredible tales from the realm of real estate madness. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 41: Dive into our latest industry update, covering developments in mortgage lawsuits, a notable data breach from a major player, insights into leading foreclosure zip codes, and a cautionary note on rate advertising. Stay informed with this content-rich episode! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 40: Join us as we shine a spotlight on a homegrown success story – The Timber Garage. Adam sits down with the founder, Luke Dodds, to delve into the journey of building a business from the ground up. Discover Luke's entrepreneurial spirit that led him to start The Timber Garage in his parents' garage at a young age. Tune in as Luke unveils his impressive product line and shares insights in...

In Episode 39, join us as we discuss the anticipated 2024 mortgage rates, strategies for your tax returns, and explore the potential 'Silver Tsunami' in the housing market. In this insightful discussion, we analyze the projected mortgage rate trends for 2024, providing valuable insights for homebuyers and homeowners alike. Will rates continue to rise, stabilize, or take an unexpected turn? Tune in...

Episode 38 - Join us in this riveting episode as Adam delves into the latest real estate headlines, dissecting the National Association of Realtors (NAR) lawsuit and a groundbreaking proposal by Congress affecting hedge funds and home sales. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 37: 🏡✨ Dive into the latest episode of our podcast as we explore the dynamic landscape of the real estate market! 🎙️ Discover the impact of the recently increased loan limits on home financing and the surprising trend of people choosing to stay put. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

🏡 Dive into the mortgage maze with our latest podcast! 🎙️ Learn the game-changing differences between pre-approval and pre-qualification. Whether you're a first-timer or a seasoned pro, tune in for essential insights on securing your dream home! 🏠 #homebuyingtips #mortgage101 #homeownership Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Happy Thanksgiving! In Episode 35, Adam provides a recap of his visit to the Ohio Mortgage Bankers day at the Ohio Capital. He also covers a new mortgage lender lawsuit and provides a brief update on the NAR lawsuit. Additionally, he provides coverage of the latest mortgage industry statistics. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 34: In this enlightening episode, join us as Adam takes the stage to dissect the latest market trends and the recent NAR lawsuit that's been making waves in the real estate world. Tune in for an eye-opening discussion that combines expert market analysis with the latest legal developments. Whether you're a real estate enthusiast, professional, or someone curious about the industry's inner...

Episode 33 - In this episode, join Adam and Caven Risk with Brokers Real Estate as they venture into the intricate world of commercial real estate. From bustling city centers to suburban landscapes, they uncover the secrets behind successful commercial property ventures. Tune in to gain insider insights on the commercial property market, learn about the unique challenges faced by investors and ten...

Stay updated with the latest Fannie Mae changes! 🏡✨ In this video, we'll cover the most recent Fannie Mae update. Whether you're a first-time buyer or looking to upgrade, understanding these changes is crucial. We'll also share expert tips on prepping to buy a house! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 31 - Today, Adam delves into the dynamic world of real estate, exploring the influential factors shaping home prices today. From fluctuating interest rates and property taxes to the intricacies of insurance, he provides a comprehensive analysis, shedding light on the forces that are dramatically impacting the housing market. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Are you a homeowner dreaming of a kitchen remodel, a bathroom upgrade, or a complete home transformation? Or perhaps you're a potential homebuyer eyeing a fixer-upper that needs some love? Our podcast is tailored to inspire and inform, guiding you through the maze of renovation lending options, including FHA 203(k) loans, Fannie Mae Homestyle Renovation mortgages, and USDA renovation loans. Wester...

Are you juggling two jobs and looking to buy a home? In this podcast, we've got you covered! Discover crucial mortgage information tailored to individuals with multiple sources of income. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 28 - Are you a self-employed individual dreaming of homeownership? Join us for an informative and insightful video with Adam, a seasoned mortgage expert, who will walk you through the essential steps to prepare yourself for a successful mortgage application process. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 27 - In this enlightening video, we delve into the world of credit improvement as we meet Ginny Delaney from Xactus. Join us as we break down effective strategies, offer valuable tips, and enhance your knowledge of the credit world. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 26 - Adam introduces us to Aaron Barker, who is a Certified Professional Sales Coach at Southwestern Consulting. In Part 2, Aaron shares how he took a leap of faith and the challenges that come with that! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 25 - Adam introduces us to Aaron Barker, who is a Certified Professional Sales Coach at Southwestern Consulting. In Part 1, Aaron explains how he started in sales and then found his way to Southwestern Consulting!

Episode 24 - Adam gives up a market update AND a new product offering! We now offer a fully automated HELOC product to tap into your homes equity!  Western Ohio Mortgage MB#9601  Adam J. Rose NMLS#870301

Episode 23 - Today Adam discusses the difference between blanket loans and bridge loans and how they can your offer be more competitive! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 22 - In today's episode, Adam and (T)eresa go over the required documents and WHY we collect said documents! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 21 - This week we share some "Best Of" from some previous shows! We hear from Matt Anderson of Republic Title, Adam talks about USDA loans and Matt Echols of Billing Insurance goes over some insurance information! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 20 - Today we talk with Josh Wolver, owner of Arm's Length Inspections. Josh explains (and shows) the importance of always getting a home inspection! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Episode 19 - In this episode, we talk with Phil Moeller with Moeller Real Estate. Phil shares his real estate investment journey that started with a single family rental all way to a 243 unit apartment complex! Visit https://www.moellerre.com/ to learn more!  Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301