The Mortgage Conversation

Welcome to the first episode of SFI (not so) LIVE of 2024. In this episode Jay Evans , Tony Hall and Phil Lawford are joined once again by legal expert and podcast favoruite, Perdip Kaur Bhachu from Blacks Solicitors LLP . Among the topics discussed is the Renters Reform Bill, EPC ratings, new build housing quality, self and custom build and much more. Perdip provided a very detailed and informati...

The number one mortgage podcast in the UK returns with the panel discussing the introduction of tech in the mortgage industry, and thanks to our special guest, Jesper With-Fogstrop , CEO of Smoove we gain some insight into how technology is beginning to revolutionise the conveyancing process. Also on the panel joining host Jay , was Phil Lawford and award-winning BDM, Lesley Terry who discussed te...

After a year since the financial disaster that was Truss and Kwarteng and their cataclysmic mini budget that spooked the markets, Tony, Phil and Jay welcome back industry legend, Ray Boulger, to see how much thing have changed since he joined us 12 months ago. In this episode the team discuss an array of topics all around the effects of the mini budget and the aftermath, discuss what happened agai...

In this episode, the panel discuss the effects of poor mental health on the mortgage industry . Jonathan, our special guest for this episode introduces us to the new steering group introduced to bolster the Mortgage Industry Mental Health Charter (MIMHC). Very worth a listen, it was a great and passionate discussion. The panel also address... The lack of increase in the base rate by the Bank of En...

In this episode, the panel discuss some of the key issues facing the buy-to-let market - as well as other newsworthy topics too! Initially good news, mortgage rates are starting to drop - even with another rate rise and 1, if not 2, more due in the coming months. It appears to be the big lenders fighting for their future pipeline, listen in to hear Tony and Anna's views on this. Landlords are...

In this episode the panel are Special Guest is senior associate solicitor and legal expert, Perdip Kaur Bhachu from Blacks Solicitors LLP - a specialsit in BTL clients. Host: Jay Evans Panel: Phil Lawford & Simon O'Donnell What to expect from this episode... IMLA and AMI join forces to produce the Understanding lender funding, product availability and pricing Report. You can view and downl...

In the latest episode of SFI (not so) LIVE from Saffron Building Society, we are joined by Jane Simpson, managing director of TBMC - the buy-to-let and commerical mortgage specialists. Tony Hall, Phil Lawford and Jay Evans bring the conversation this month, with Jane, where the conversation was guided almost entirely by the Bank of England rate rise, and Jeremy Hunt's intervention with big ban...

In this episode of SFI (not so) LIVE from  Saffron Building Society , we are joined by  Racheal Hunnisett from Green Finance Institute and Nicholas Mendes from John Charcol . Tony Hall and Jay Evans bring your SFI (not so) LIVE's first Green Special podcast. What is a green mortgage? Is there an appetite for them? What innovations are we seeing? Do we need Government interventions? Why are EPC...

In this episode of SFI (not so) LIVE from  Saffron Building Society , we are joined by  Anna Sagar from Mortgage Solutions and Richard Merrett , Director of Strategic Relationships at SimplyBiz In this episode, the panel – including host  Jay Evans,  Head of Business Development,  Tony Hall  and National Account Manager,  Phil Lawford  – discussed an array of topics including where we are followin...

In this episode of SFI (not so) LIVE from Saffron Building Society , we are joined by Brian Murphy from Mortgage Advice Bureau . In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and National Account Manager, Phil Lawford - discussed a range of current topics in the news including Buy-to-Let variable rate and fee structure updates, whether house prices...

In the first SFI (not so) LIVE podcast of 2023 from Saffron Building Society , the panel had the pleasure of the company of Nicholas Mendes from John Charcol and Shekina Tuahene from Mortgage Solutions . In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and National Account Manager, Phil Lawford - discussed a range of current topics in the news - from B...

In Decembers edition of the SFI (not so) LIVE podcast from Saffron Building Society , the panel had the pleasure of the company of Stephanie Daley , from Alexander Hall . In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and Intermediary Team Manager, Debby Tedder - discussed a range of current topics in the news - from decreasing rates, changes in stre...

In November’s edition of the SFI (not so) LIVE podcast, the panel had the pleasure of the company of industry legend, Ray Boulger from John Charcol . With the ongoing economic uncertainty, it was a pleasure to have access to Ray’s extensive experience in our sector. And more importantly, his experience and knowledge of the markets and the role of the Bank of England added extra depth to the conver...

SFI (not so) LIVE is a topical podcast for those working in the mortgage and property industries, brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss the aftermath of the 'fiscal event', 'mini-budget' announced by the chancellor, which has caused over 1,600 mortgage offers being removed from the market. The panel discuss the impact on...

SFI (not so) LIVE is a topical podcast for those working in the mortgage and property industries, brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss news that 8 lenders have paused new business with brokers, the fall out of this as tensions rise between the lender and intermediaries and that the short and long term outlook is going to...

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors with two key, leading industry professionals. Hosted by: Jay Evans Panel: Phhil Lawford, BDM & Simon O'Donnell,  BDM for Saffron...

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors with two key, leading industry professionals. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Simon O'Donnell, Field b...

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors with two key, leading industry professionals.  Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Phil Lawford, Fiel...

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors, whilst digesting some of the news post the turn of a brand new year. What will 2022 bring for mortgage borrowers, lenders and brokers? Ho...

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss technology in the mortgage sector whilst digesting some of the news post the Autumn Budget and the Bank of England freezing interest rates. Hosted by: Jay Evans Panel: Tony Hall, Head of...

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss the end of Furlough and the Stamp Duty Holiday, help for the Self Employed looking for a mortgage, self and custom building, green mortgages and so much more. Hosted by: Jay Evans Panel:...

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society. In this episode, the panel discuss cladding issues, the lack of affordable homes, self-building as a solution and so much more. Hosted by: Jay Evans Panel: Holly Andrews, Intermediary Team Leader and Simon O'Donnell, Busi...

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society. In this episode, the panel discuss the role of the BDM and how that is changing following the lifting of restrictions, the plight of the self-employed, the rise in rental interest in cities other than London as young peop...

Welcome to the first instalment of SFI (not so) LIVE from Saffron for Intermediaries - part of Saffron Building Society . SFI LIVE is a hugely successful CPD webinar discussing products coming to market, advancements of products, underwriting Q&As and much more. SFI (not so) LIVE is an on-demand podcast that sees the same team, joined by a special guest each month, talking about the latest new...