The MoneyPot

AI applications are surging and fueling the imagination of innovators and entrepreneurs. We had the opportunity to speak to Rana Gujral, the CEO of Behavioral Signals, who have been working on AI and communication applications. Mr. Gujral has been recognized as among 'Top 40 Voice AI Influencers to Follow' by SoundHound, ‘Entrepreneur of the Month’ by CIO Magazine, awarded ‘US-China Pion...

Banks today aren't great at innovation, but simply mimicry, because of Conway's Law - “Any organization that designs a system (defined broadly) will produce a design whose structure is a copy of the organization's communication structure. So, what changes in technology would be enough to change the way teams in banks are structured, and thereby the design of the products/services th...

Fintech Policy wonks are having a field day. While companies are finding new advantages to having smart policy teams, regulators are hungry for tech savvy employees. To help us find a pathway, we invited John Pitts, Head of Policy at Plaid, and Kaitlin Asrow, the Executive Deputy Superintendent of Research and Innovation, at NYDFS to our stages to find ways that regulators can think more in line w...

Jim Magats has been a part of Fintech since before it was a hashtag. During his career, his leadership was central to the growth of PayPal, spearheading their bread and butter- partnerships. In 2021, he took on the new challenge of leading MX as their CEO. MX had a very difficult 2021- not due to business- but due to the challenges and heartbreak life can throw our way. Their CEO, Ryan Caldwell, h...

Financial services companies are swimming in data, and everyone suspects that the secrets to client satisfaction and increased profits are hidden in it. However, with that much data, the challenge is- how do you organize it into something useful with genuine answers? Something that tells a real story? And can you anyone paint the picture? Robert Cooke, Founder and CTO of 3Forge can. After working...

When Rachel Schneider wrote “The Financial Diaries”, the research uncovered several misconceptions that the financial industry has about the financial lives of the average person. When her research was done and her book was published, the Omidyar Network that had funded the study then presented her with the opportunity to solve one issue that she found in her research. Her answer is Canary, which...

We spoke to Colin Luce, the Co-Founder & CEO of Basis Theory - a tokenization platform built to manage data compliance and help companies navigate the increasing complexity of global regulations about how their tech can change the nature of data security and compliance. This was recorded at the Money20/20 Show in October 2022 Guests: Colin Luce, Co-Founder & CEO Basis Theory Hosts: Nick Ho...

We sat down with Ricardo Amper, CEO of Incode to discuss how financial institutions are combatting spoofing and identity fraud through biometric digital identity verification. We also discussed the use of synthetic data to commit fraud, and what can be done at scale to help. This was recorded live at The MoneyPot Booth in Las Vegas in October 2022. Guest: Ricardo Amper, CEO, Incode Hosts: Nick Hol...

On this MoneyPot Raw,  Sanjib Kalita and Rachel Morrissey sit down with Mr. Victor D. Lombard, aka DIVINE, to speak about his journey and his mission to create fintech that solves systemic disadvantages.   In this vulnerable and extraordinarily honest interview,  DIVINE left us inspired and humbled.   We are very grateful he shared his time and considerable insights on his mission.  He has founded...

We sat down with Delicia Reynolds Hand from Consumer Reports, and Cleve Mesidor from The Blockchain Assn, to talk about whether the DeFI movement in FinTech is creating new indicators of financial wellbeing and how young POCs, women, and diverse innovators are forging new metrics of wellbeing and prosperity.   This was LIVE at the Money20/20 US show in Las Vegas in October 2022. Guests: Delicia Re...

Following on our previous episode on Brazil's Pix payment rails,  we had João Del Valle, CEO and Co-Founder at EBANX talk to us about the tremendous changes that have occurred and what he sees coming in merchant/ b2b payments.    This was recorded at the Money20/20 Show in October 2022 Guest: João Del Valle, CEO and Co-Founder, EBANX Hosts:  Nick Holland, Global Head of Insights, Money20/20 S...

IPOs are in a holding pattern, SPACs are undergoing a transformation and the private market is shaky. Economic downturns always give birth to innovation in the capital markets. Companies need capital – the lifeblood of growth. How do you position yourself to be one of the most financially innovative companies?   We spoke with Isabelle Freidheim, Founder & Chairman of Athena to understand what&...

Scarlett Sieber, our Chief Strategy and Growth Officer, will be joined in the booth by José Caparrosa,  Editor, Forbes Columbia  to host Cecilia Tamez, Chief Strategy Officer of Dandelion, about strategies around fintech growth in LATAM and what helps or hurts the speed of innovation. Guest: Cecilia Tamez, Chief Strategy Officer, Dandelion Host: Scarlett Sieber, Chief Strategy and Growth Officer,...

Brazil's Central Bank launched Pix, a new nationwide real-time payment system, that has transformed money movement inside the country.  Launched in November of 2020,  within a year, over 62% of Brazil's population had adopted Pix, including businesses and consumers.   It is created to facilitate both person to person payments and business transactions and has 113 million users.   We at M...

As investment and interest in Web3 increases, so does the sense of what could go wrong.   To help us focus on what can go right,  we spoke with Megan Nilsson to think through some of the complexities we have around access and identified 4 major tools-  data management & ownership, universal access, design access, and educational access - that need to be in place to make Web3 everything the ent...

Last month, the fintech universe was set abuzz following the news that A16Z had written its biggest check to date.  But the eye-watering sum wasn't at the heart of the buzz; it was the man behind the raise: Adam Neumann.   Despite allegations of impropriety with his form venture, WeWork, he is trusted by investors once again.  We wanted to dig into the possible reasons why, and how it could b...

Ben Weiss saw the potential of crypto as an equalizing asset, but he also saw that the people who understood who to access it might be the ones to benefit the least.  So, he decided to create a solution that his own mother could use and feel confident-  a crypto kiosk.   Ben realized that by creating creating a physical device, he could bridge the gap and take crypto to broader communities.    And...

In this episode of The MoneyPot Raw,   Tracey Davies, President of Money20/20 and I sit down with Monica Engel, Partner and Co-Founder of Quona Capital, to talk about her new book - Rebalance:  How women lead, parent, partner, and thrive.    We discuss the importance of the THRIVE group - a group of working women with ambitions for good careers, families, partnerships, and community- that she help...

The science around the climate crisis is in, and we are all feeling the effects of it,  With record heat waves, droughts, and questions about stability,  Gen Z considers climate a high priority in what they buy and support.   CoGo, a new banking app, helps consumers understand what their spending  means for their carbon footprint,  By making this information available,  they hope to employ behavio...

As we figure out how economies will work within and between Web 2.0 to Web 3.0, we should be drawing from as many different industry experiences as possible. Luckily, we get to speak to Dawid Rožek , CEO, ZEN.COM about going from gamer to creating an online marketplace to creating the payments systems, and what all of it might teach us about the fintech future on Web3. Guest: Dawid Rožek , CEO, ZE...

Cryptocurrencies have long been considered volatile, but they are also becoming more standard in diverse portfolios. It is more important than ever that we understand how the public and institutions are looking at cryptocurrencies. We are going to speak to Jean-Bapitiste Graftieux of Bitstamp, about their latest study- the Crypto Pulse- and get the low down on what, where, and why crypto is met wi...

Over the last few years, online scams have become rife from social engineering to online dating and fake advertisements. With so much media attention, why are they still on the up? Is it time we took a step back and looked at the human element?  Sanjib Kalita and Micky Tesfaye sit down with Tim Burton and Chris Stevens from Callsign to discuss the art of the scam, why we naturally ignore the warni...

There are no questions around the popularity of BNPL.  It has been hailed as the payments product of GenZ and Millennials, but use by all generations has flourished over the last year.   The questions left around it are about whether it is a safe, smart, and fair credit product, or is it a path to bad credit?   Is this going to lead to a giant consumer debt issue, or is it a healthy alternative le...

We are breaking from our typical format because of the intense news that is developing around the crypto markets, and how that is affecting businesses in that sector of the industry. We all know that the price of cryptocurrencies dropped. Bitcoin dove to a year low of $26284. Ethereum dove to $1792. Both seem to be stabilizing, but are very far from their beginning of the year highs. Even bigger a...

Quantum computing is coming.  And that puts encryption in danger, because the ability to process long numbers will be so much faster and deeper in scope will be at the finger tips of major players.   Crypto currencies and blockchain technologies rely on distributed ledgers keeps value and contractual agreements on them safe without mediation now, but advances will need to be made in order to keep...