The Money with Katie Show

Today, we're diving into the money psychology that impacts the way we spend and save—and I'll give you the framework for an epic change to the way we think about spending and investing for today and the future. We'll also hear from Adam Day, a Certified Financial Planner who happens to be a Level 1 Certified Financial Therapist, about ways you can start to unearth the money stories driving your be...

Today’s episode is about the one major issue we all share with our financial planning: As humans, we’re bad at anticipating what’s going to make us happy.  Yep—it’s kinda hard to plan for what you think you’re going to want in 40 years, huh? Especially when some of those decisions tend to be inflexible. You’ll also hear from Sam Dogen (a.k.a., Financial Samurai) about his journey retiring—then un-...

The healthcare marketplace in the United States is confusing, complex, and expensive. Why is it the way it is? Has it always been this way? Is it this way everywhere? These were my questions when I began this deep dive.  After reading a couple books, going on a week-long internet deep dive, and interviewing a healthcare consultant, I felt ready to bring some of my initial findings to you. Big than...

Today, we're taking a break from questioning the socioeconomic status quo and digging into a more tactical, technical topic: The most common 401(k) mistakes I see. Follow along Blog Instagram Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we hear from Dr. Anna Hulett, an industrial organizational psychologist (think female Adam Grant), about the state of work in the United States and why there’s a small legion of Millennials obsessed with financial independence retiring early.  Is financial independence a sign of… a problem? We examine data from other places (read: Scandinavian countries) where employment rates are higher, p...

Today, we hear from several #RichGirls about the role money plays in their relationships and talk about ways to improve financial intimacy – and, most importantly, create some common ground with a financially irresponsible partner. Whether you're the irresponsible partner or you're trying to cope with having one (or hey, maybe you two switch places!), this episode provides tangible tactics (and ev...

Ever seen folks on the internet talk about house hacking? It's – admittedly – a magical concept if you can pull it off, and basically involves living for free by buying a place and then having your tenant foot the bill. As someone who loves free shit, I was IN. Except... the cost of homes has skyrocketed, and the price of rent (in a lot of places) hasn't risen as much. What does that mean for thos...

Today's episode dives into gambling research (via Chief of the Stanford Addiction Medicine Dual Diagnosis Clinic, Dr. Anna Lembke) and what it teaches us about our own dopamine pathways: Specifically, how strange it is that we can get the most dopamine when something objectively bad is happening (like losing money while gambling). We'll discuss unhealthy relationships with spending, earning, savin...

Today’s episode brings back our friend Ben Miller, Founder of ChroniFI, for a Pt. 2 (for our first conversation, check out Ep. 11). We talk all things entrepreneurship:  The difference between working a 9-5 and entrepreneurship  The surprising aspects of monetizing a blog  Why entrepreneurship isn’t a democracy The unexpected pros & cons of starting your own “thing” How to begin to find the thing...

Today's episode is a deep dive into a concept that most of us have probably never stopped to ponder: How much money would I need to never worry about money again? If the answer is, "There's no amount of money that would make me stop (insert hyper-frugal habit here)," this episode might be a must-listen for you. We'll talk resources, privilege, time, and the ultimate existential crisis-inducing que...

Today, we're revisiting a topic I first covered a few years ago – but with a renewed interest after the Christmas season (and all the damn Amazon boxes that accompany it). Thanks to today's sponsor, Capitalize, for their partnership in today's episode. If you'd like Capitalize to roll over your 401(k) for free FOR you, check them out. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Season 2 of the Money with Katie podcast! Today, we're exploring the ways in which I think about strategizing your spending across different credit cards (and how to earn more points). You can sign up for the Travel Rewards 101 free mini course here. Thanks to Capitalize for sponsoring today's episode – you can learn more about using Capitalize to roll over your old 401(k) for free...

Today, we're discussing the top 3 financial lessons I'm taking from 2021. This is the last episode of season 1, and I'd love to hear what you're interested in for season 2. Shoot me an email at podcast@moneywithkatie.com! Thanks to Capitalize for sponsoring today's episode. Capitalize is my favorite free 401(k) rollover service, and you can read about my experience using their product to roll over...

Today, I'm interviewing a friend of mine who left the trading floor at Goldman Sachs to start his own company that helps people make sense of their finances and relate them back to the one precious resource that matters most: Time. I loved this conversation, and Ben is fantastic, as you'll hear. Here's where you can find him: Try ChroniFI with a 60-day free trial: www.chronifi.com/katie Ben's budd...

Today, we're talking about three questions we should be asking ourselves in preparation for a new year. Annual planning (both financial and otherwise) is super powerful for achieving the things we want. Our three questions: Where will I be one year from today? Where am I right now? What's my one word for 2022? In this episode, I'll talk you through how to answer these questions (and the questions...

Today on the show, I've got my friend Eliana Goldstein, a Millennial Success Coach who focuses on career coaching (she's certified!). Sign up for Eliana's free masterclass for Money with Katie listeners on Wednesday, Dec. 8 here (4PM PST/7PM EST). We discuss: Her journey to becoming a career coach and why she's uniquely qualified to do it Why so many Millennials are unhappy in their careers, and h...

I was excited to talk to Sarah, the CEO of Betterment, about some of the tough questions I've wanted to ask someone for a long time: COMPETITION: What makes Betterment better than, say, Wealthfront? HUMAN EXPERTS: How much human involvement goes on behind the scenes with a roboadvisor? THE FUTURE: Where's Betterment headed in the next 5 years? 10? INVESTING WITH YOUR VALUES: How is Betterment appr...

Today, we're riffing on a few things: How I discovered financial independence, what my life was like then, the progress I've made, and how my goals have shifted since then. Ultimately, we're taking a more thoughtful look at the way we approach financial goals and if – sometimes – we kinda miss the point. Learn more about your ad choices. Visit megaphone.fm/adchoices

Inspired by my recent venture into the capsule wardrobe, I wrote and recorded this episode about overcoming spending guilt as an objectively high earner who has a hard time spending money. We'll dig into... My money stories from childhood Why (I think) I have a hard time with spending, and what I'm doing about it 3 legitimate, actionable tips for feeling less guilty about spending your money The b...

Self-employed people are able to contribute a ridiculous amount of money to their special self-employment retirement accounts. Today, we're going to dig into: Everything you need to know about Solo 401(k)s and SEP IRAs Where your self-employment tax even comes from How to decide what's better for you – Solo 401(k) or SEP IRA – depending on how much money you make and whether or not you have a full...

Today, we're looking at the top 5 basics for people who are starting their personal finance journey: Paying off debt strategically Not over-doing the emergency fund Investing early and often in a tax-efficient way Living beneath your means Using credit cards to travel for free RESOURCES MENTIONED Get started with Betterment > "Betterment Safety Net" Pick up a Wealth Planner tool for an exact emerg...

An episode by popular demand: Let's talk about how you can travel for free using credit card rewards. Today, we're going to talk about: The prerequisites for using credit card travel rewards (who should and shouldn't be doing this) FAQs about timing, risks, credit score implications, and more The 5-6 cards I recommend getting, in order, and why the annual fees are worth it RESOURCES MENTIONED The...

The home ownership debate (to rent or to buy?) is heated and – I would argue – frustrating. Today, I'm diving into my REAL beef with the, "Renting is throwing your money away," condescension – in the hopes that young people will learn how to run the numbers instead of relying on conventional wisdom. ARTICLES REFERENCED When the Math Supports Buying Your Primary Residence Our Net Worth is More than...