Damien Fahy

The Money To The Masses Podcast

Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goalsEach week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: damien@moneytothemasses.com or visit https://moneytothemasses.com

Author

Damien Fahy

Category

Education

Podcast website

www.moneytothemasses.com

Latest episode

Jul 8, 2026

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Episodes

Ep 403 - Outlook for mortgage rates & energy bills & the cheapest airport lounges 05.02.2023

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien discusses why our energy bills aren't dropping even as wholesale gas prices continue to tumble. Damien explains if and when energy bills are likely to fall and how much you are likely to be paying for the rest of 2023 and next winter. Damien then discusses the outlook for mortgage rates and...

Ep 402 - Investment funds with conviction, self assessment tips & EU mobile roaming 29.01.2023

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's podcast Damien talks about more ways to find active funds that back their convictions. Andy provides tips for those who are completing a self-assessment and highlights some allowances you may not be aware of that you can claim. Finally, Lauren reveals the mobile phone operators that are now charging you...

Ep 401 - Active share & tracking error explained, inflation truths & deals 22.01.2023

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's episode Damien discusses how to use a fund's active share and tracking error to find fund managers that are investing with conviction. Damien also reacts to the Chancellor's inflation video released on social media this week before Andy discusses how to find the best money saving deals easily.   Ch...

Ep 400 - Private healthcare on a budget 15.01.2023

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's episode Damien and Andy discuss the various private healthcare options that are available. They explain where you should look to see if you are already covered, the key differences between the various types of cover and roughly how much it is likely to cost. Finally, they explain the best way to buy the...

As goes January? - Damien's Market Update 11.01.2023

Welcome to Damien's Market Update for January 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Ep 399 - How to sort your finances for 2023 08.01.2023

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien discusses how new and existing listeners can get their finances into shape for 2023.   Check out this week's  podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 352 - Getting the most from Money to the Masses Complete C...

Ep 398 - Ways to make extra money & 2023 investment outlook 01.01.2023

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien discusses the possible investment themes of 2023 as well as investment bank predictions of where stock markets will be at the end of 2023. Andy and Damien also pick their favourite ideas from MTTM's list of 50 ways to make extra money online and offline.   Check out this week's  po...

Ep 397 - Passive investing flaws, mortgage market in 2023 & the loan fee scam 18.12.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's episode Damien discusses how active and passive funds have fared in 2022 & why conventional wisdoms have been turned on their heads. Damien also reveals an issue that many passive investors may be unaware of. Damien then discuss the mortgage market and the outlook heading into 2023, as fixed rate mortga...

Ep 396 - How to get 7% interest on savings, the endowment effect & charity Xmas gifts 11.12.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's show Damien reveals the savings accounts that offer over 5% interest, including one that is offering a market-leading 7%. Following on from last week where Damien explained the Diderot effect, this week he talks about the Endowment effect and how it can alter people's perceptions of the value of items t...

Santa rally or the 2018 Grinch? - Damien's Market Update 07.12.2022

Welcome to Damien's Market Update for December 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Ep 395 - When cash isn't king in a portfolio, the Diderot Effect & underpaid state pensions 04.12.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's show Damien explains how a significant part of your investment portfolio could be sitting in cash and you not even realise, hurting your potential investment returns. Damien discusses the Diderot Effect and why understanding it can curb overspending and help you build wealth. Finally, Andy reveals how t...

Ep 394 - Electric vs petrol car running costs, Winter portfolio update & the QR scam 27.11.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's show Damien talks about how to formulate good habits and how these can be applied to money. Damien also explains how the principles can be applied to recognise and break bad habits when it comes to spending. Finally, Andy provides a summary of the Autumn statement and how it will impact you.   Chec...

Ep 393 - How to make good money habits that stick & and the Autumn Statement round-up 20.11.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's show Damien talks about how to formulate good habits and how these can be applied to money. Damien also explains how the principles can be applied to recognise and break bad habits when it comes to spending. Finally, Andy provides a summary of the Autumn statement and how it will impact you.   Chec...

Ep 392 - Offset mortgages, challenging energy direct debits & why we need to talk about money 13.11.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's show Damien and Andy reveal how you can check whether your energy supplier has set your monthly direct debit too high. Damien explains why offset mortgages are becoming more appealing and who should consider them. Finally, Damien discusses why we should all talk about money more.   Check out this w...

Is it the season to be jolly? - Damien's Market Update 10.11.2022

Welcome to Damien's Market Update for November 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Ep 391 - New ways to diversify a portfolio, pension funding in a crisis & food shopping hack 06.11.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's show Damien explains how building a diversified investment portfolio continues to be difficult in 2022 and the assets you need to consider beyond bonds and equities. Damien also discusses pension contributions and the cost of living crisis before giving some hope to those nearing retirement who have not...

Ep 390 - Redundancy Special: Know your rights and how to insure against it 30.10.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's throwback episode Damien talks about redundancy, explaining your rights and what you could receive in terms of statutory redundancy pay. Harvey then joins the show to explain how redundancy insurance works, who can get it and the best way to buy it.   Check out this week's  podcast article on...

Ep 389 - Types of investment risk, the Efficient Frontier & the mini-Budget u-turn 23.10.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's podcast, Damien reveals the different types of investment risk, how to spot them in your portfolio and what you can do about them. Damien also explains what the Efficient Frontier is and how it is used to maximise investment returns for a given level of risk. Finally, Andy describes where we are after t...

Ep 388 - When you can't keep up with your mortgage, stoozing and new banking app scam 16.10.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's podcast Damien explains what you should do if you are worried about keeping up with your mortgage repayments. He also discusses the help that is available. Damien then explains what stoozing is and why it's making a comeback as a way of making "free money" as well as the pros and cons. Finally, Andy rev...

Ep 387 - Unlearning what you know about mortgages, pensions, savings & investing 09.10.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's episode Damien discusses how the economic backdrop has shifted significantly over the course of 2022, meaning that many conventional wisdoms about personal finance need to be revisited and changed. It means that your previous decisions and views relating to mortgages, pension, savings and investing need...

Out of the frying pan into the fire - Damien's Market Update 05.10.2022

Welcome to Damien's Market Update for October 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Ep 386 - Appliance energy cost breakdown, baby insurance and social broadband tariffs 02.10.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode the team reveals the true cost of using your home appliances. Lauren crunched the numbers taking the latest Energy Price Guarantee into account, providing some tips on how you can cut your energy bills this winter. Harvey joins the show to discuss the types of insurance products that could help...

Ep 385 - US dollar index investing, Mini-Budget explained & inflation-proof pay rises 25.09.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien discusses the Mini-Budget and how it is likely to impact your finances in the coming months. Damien then discusses the US dollar and the important role it plays when studying investment markets. Finally, Damien talks about the impact of inflation on your income and how to work out the pay...

Ep 384 - Survivorship bias, cost of living checklist & personal inflation rates 18.09.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien discusses how to calculate your own personal inflation rate. In addition, Damien discusses the importance of understanding survivorship bias and how it can cause you to make poor financial decisions. Finally, Damien reveals the cost of living checklist that will help you cope with an unex...

Ep 383 - The Investment portfolio insurance strategy, principal-agent problems & energy price freeze explained 11.09.2022

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien explains the government intervention, announced this week, that will cap the average UK household energy bill at £2,500 over the next two years. In addition, Damien explains how the existing Energy Bills Support Scheme should reduce the average household energy bill even further over the...

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