The Money To The Masses Podcast

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien explains why history suggests that the Bank of England base rate (and therefore mortgage rates) could stay higher for longer if a second wave of inflation is to be avoided. Damien also looks at money market funds, explaining their pros, their cons, the risks and the potential returns. Finall...

Welcome to Damien's Market Update for September 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien discusses the various options if you want to start investing, including Monzo's new investment service. Damien then discusses drip pricing, how much it impacts consumers, how to avoid it, before explaining other pricing strategies to watch out for. Finally, as it's Pension Awareness Week, ta...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien explores an alternative to the 4% rule for retirement income, known as dynamic spending. Harvey talks about new developments in children's insurance. Finally, Andy looks at the rules consumers should be aware of when renewing their home and car to ensure they get a fair deal.   Check ou...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien looks at which global stock markets offer the best value and how to take advantage in your investment portfolio. Damien then discusses NS&I's new fixed-rate bonds, their market-leading interest rates and why those with substantial sums of money in cash will be particularly interested. Fin...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show we provide a compilation of our best ways to teach children about money before providing new ideas and insights not previously shared on the MTTM podcast.   Check out this week's  podcast article  on the MTTM website to see the full list of resources from this week's show. Podcast Ep...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode I talk about the Dunning-Kruger effect, explaining how it works and what we can learn from it when it comes to financial decision making and investing. Consumer duty has been described as one of the biggest shake-ups to happen to the regulation of financial services and so I provide a summary of...

Welcome to Damien's Market Update for August 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel CNN fear and greed index

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien delves into the wisdom of renowned investors, extracting lessons from their famous quotes on investing. Damien then reveals the latest pocket money trends in the UK, breaking down the average amounts paid by region, age and chore. Finally Andy discusses why investing in Premium Bonds has...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien talks through his own pre-holiday "money" checklist which he uses before going away on holiday. It includes tips on travel insurance, currency, car hire, mobile phone usage, what you must remember to do before you travel and more.   Check out this week's  podcast article  o...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week’s episode Damien reveals the stock indices that he tracks on his phone each morning and how he uses them to build a picture of what is likely to be driving investment markets. Damien also talks about the 'Six thinking hats' principle which can help provide a framework for informed financial decision-makin...

Welcome to Damien's Market Update for July 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week’s episode Damien discuss investing directly in gilts, explaining how lending to the government can give an attractive return, especially for higher-rate taxpayers. Damien then focuses on wills, exploring a real-life case involving Aretha Franklin's discovered will before discussing tips when making a will...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien provides an update on the Summer Portfolio and its performance in 2022. He then discusses recent developments impacting savers including the FCA's efforts to pressurise banks into passing on base rate rises. Damien also highlights a new savings account where the interest rate always match...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien explores the impact of changes in the Bank of England base rate on investment markets, including equities, bonds, and commodities. Damien also provides insights on how to position a portfolio to benefit from these changes. Next, Damien discusses the concept of overpaying a mortgage during...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien discusses whether it is worth following a fund manager when they leave one investment fund house for another. Damien also explains the new changes in student loan repayment rules that could mean that students will be repaying their loans for almost their entire working lives, acting as an...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode Damien takes a look at the current state of the buy-to-let market, exploring the yields on offer and how the latest mortgage rate hikes, as well as changes to tax rules and legislation, are impacting landlords. Next, Harvey explains how concessionary mortgages work and who can benefit. Finally D...

Welcome to Damien's Market Update for June 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's episode, Damien explains the concept of value averaging as an alternative investment strategy to achieve a specific future monetary goal. Then, Damien addresses frequently asked questions related to pensions which have emerged from recent live events he's participated in. Finally, Andy provides a quick...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien talks about the important numbers and key dates that everyone should know when it comes to their personal finances. Damien then takes a look at a number of different insurance products and reveals the latest claims statistics, as well as how you can increase your own chances of making a succ...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien discusses the outlook for the price of gold and how much you should hold in your portfolio. Damien then discusses with Harvey the options if you can’t pay off your interest-only mortgage. Finally, the new energy price cap has been announced which takes effect from July. Damien and Andy expla...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien discusses the US debt ceiling stand-off and its implications for investment markets. Damien look at protecting no-claims discounts on car insurance and whether it's worth the cost. Finally, Damien and Andy explore parking apps, surprise fees & tips on avoiding unnecessary charges.   Che...

Welcome to Damien's Market Update for May 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. On this week's show Damien looks in detail at the first 100% mortgage launched in 15 years that doesn't require any financial commitment or backing from the family or friends of those trying to get on the property ladder. Damien assesses the pros and cons of the new product aimed at renters and suggests who might be a...

Damien Fahy of  moneytothemasses.com  talks to Andy Leeks about money. In this week's podcast we discuss negative equity and what your options are when it comes to remortgaging or if you want to move house. I also explain how the plan I put in place back in 2022 to mitigate rising mortgage and energy costs in 2023 is now helping me to sleep at night. We also look at the latest research o...