The Money To The Masses Podcast

In this week's podcast Damien discusses stock market sell-offs and how markets typically behave after a slump. Next he explains what stock lending is, how it works and its potential impact on investors. Finally, Andy provides an update on the energy price cap and whether it is too late to fix your energy tariff before prices start rising. Watch the whole show on YouTube here: https://youtu.be/W9Sx...

In this week's episode, Damien discusses the pros and cons of investing in physical gold, including fractional gold coins and the storage options with the Royal Mint. Damien also explains what you need to look out for in the T&Cs when booking a last-minute holiday. Finally, Andy explains how teachers can now take advantage of the discounts and rewards that are on offer via the Blue Light card Watc...

In this week's holiday special, Damien provides some important travel insurance tips, highlighting key elements to look for in a travel insurance policy. Damien also reveals the best ways to take money abroad, discussing various spending options, including Curve, Revolut, and Starling Bank. Finally, Andy offers tips for families to save money during the summer, including free meals and ways to sav...

In this week's podcast, Damien and Andy discuss the recent interest rate cut by the Bank of England and its impact on savers, borrowers, and investors. They also explore the different phases of the interest rate cycle and how it affects various sectors of the stock market. Additionally, they highlight the importance of being cautious when downloading apps, particularly counterfeit apps that can st...

In this week's podcast Damien discusses the optimal frequency for reviewing and updating an investment portfolio. Damien and Andy then discuss when to seek financial advice, particularly for pensions, including the benefits and typical costs of pension advice. Finally, Damien reveals how regularly saving money, even small amounts, can help improve sleep quality and overall well-being. Watch the wh...

Welcome to Damien's Market Update for July 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel

On this week's episode Damien discusses the potential impact of Labour's landslide victory on your finances, including potential changes to taxes and renters' rights. Damien also explores the benefits of making small, positive changes to your personal finances. Finally, Andy reveals the best time to renew your car insurance in order to save money. Watch the whole show on YouTube here: https://www....

On this week's episode Damien discusses the skyrocketing share price of Nvidia, the AI chipmaker and its impact on investors' portfolios whether they realise it or not. He also explains how you can manage your exposure. Damien then discusses the importance of debt-to-income ratios for anyone considering a mortgage. Finally, Andy reveals the significant costs of later life care and talks about stra...

In this week's podcast Damien discusses the various ways to get on the property ladder in 2024. Damien explains the different types of mortgage products that are available for first time buyers as well as the various government schemes. Damien also discusses the collapse of Buy Now, Pay Later firm Laybuy and the implications for customers.   Damien then explains the rules around expenses and...

On this week's episode Damien discusses the growing trend of people opting to self-fund private medical care due to long NHS waiting times. Damien then discusses the importance of considering unknown risks when it comes to all aspects of your personal finances. Finally, Andy provides an update on the latest energy prices and whether now is the right time to fix based on long-term energy price pred...

Welcome to Damien's Market Update for June 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel

On this week's show Damien explains the CAPE measurement and how it could help to identify undervalued stock markets. Damien then discusses the changes being applied to overdraft charges for Lloyds Banking Group customers and the steps they can take. Finally, Andy reveals the key car insurance questions you need to get right. Watch the whole show on YouTube here: https://youtu.be/I93GLYRWa4o &nbsp...

On this week's show Damien and Andy discuss what to do if your phone is stolen and how to protect yourself from further financial fraud. Damien explains how active funds can outperform the market over extended periods of time but how a winner can quickly turn into a loser. Finally, Damien explains the importance of life insurance for stay-at-home parents. Watch the whole show on YouTube here: http...

On this week's podcast Damien explains the latest changes to the energy price cap revealing how it will impact energy bills and whether now is a good time to fix your energy tariff. Damien then provides some insights on the upcoming UK General Election and its potential impact on the UK stock market and the pound. Finally, Andy explains your refund rights if the event you are due to attend is canc...

Welcome to Damien's Market Update for May 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel

In this week's episode Damien discusses the benefits of implementing a 'zero spend month' or 'limited spend month'. Damien also provides tips on how to increase your chances of success. Damien and Andy then explore the advantages and disadvantages of home swapping holidays. Finally Damien analyses where the market thinks the Bank of England base rate will be over the next 5 years before looking at...

In this week's podcast Damien discusses share buybacks explaining what they are and the impact they can have on investors. Damien then look at various ways parents and grandparents can help younger family members financially, without impacting their wealth or lifestyle. Finally, Damien explain how energy bill balances fluctuate throughout the year based on the billing start date and why May is a k...

In this episode, I discuss my latest piece of investment research where I look at consistent funds, and reveal one global equity tracker fund that passes the test. Andy then explores the issue of debanking, explaining what it is and what can be done if it happens to you. Finally, I discuss the nuances of shopping for car insurance and the importance of ensuring you're getting the same level of cov...

In this week's episode Damien provides some technical analysis on the FTSE 100 and the GBP/USD exchange rate, explaining where both might head next and how you can carry out your own research for free. Damien also talks about a major credit card provider's change to the minimum payments on its credit cards, including the potential impact it could have on your debt and what you can do to avoid it....

In this week's episode I explain the possible reasons behind the significant increase in the price of gold in recent months. I also reveal how a conversation with my daughter led to me explaining how compound interest works and her excitement at discovering how saving small regular amounts from a young age can lead to significant wealth over time. Finally, Andy explains how taxable benefits work a...

Welcome to Damien's Market Update for April 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our  Youtube channel

Damien and Andy make an important announcement about the future of the Money to the Masses podcast.   You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money  but could also earn  c...

On this week's episode Damien looks at the launch of the new NS&I British Savings Bond. How does it work, who is eligible and is it any good? Damien and Andy then explain the new rules that have come into force allowing parents of children as young as 2 years old to get 15 hours of free childcare a week. Finally, Damien discusses the Loud budgeting phenomenon that has taken social media by storm....

On this week's show we discuss the Best Stocks and Shares ISA for different types of investor. We also analyse whether our Perfect ISA Portfolio has maintained its track record of making money in every tax year since the year 2000. Finally, we explain how you can get paid to use energy thanks to a particular energy tariff and something called plunge pricing.   Check out this week's  podc...

On this week's show, Damien delves into how you could unexpectedly face thousands of pounds in charges for a 'courtesy' car provided by your car insurance following a claim—even if it is included as a free benefit in your policy. Damien and Andy then discuss the increasing complaints about loans that have been mis-sold, explaining what constitutes a mis-sold loan and how you can file a complaint (...