Damien Fahy

The Money To The Masses Podcast

Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goalsEach week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: damien@moneytothemasses.com or visit https://moneytothemasses.com

Author

Damien Fahy

Category

Education

Podcast website

www.moneytothemasses.com

Latest episode

Jul 8, 2026

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Episodes

Ep 085 - What Is Salary Sacrifice, Insure Your Holiday Money Against A Brexit And A Neat Estate Agent Comparison Tool 07.05.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks about salary sacrifice. What is it, why should you do it and what are the down sides? With the uncertainty of the EU referendum, Damien gives a great tip to those who are thinking of exchanging some currency in the coming weeks. Finally, Damien talks about a new comparison tool that ca...

Ep 084 - How To Get Free Motor Legal Cover, Tax Charges On Second Properties And What Is A Golden Cross? 30.04.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien warns those who are thinking about helping to buy a property about a potential tax charge that they could be left with. Damien also explains how everyone can knock up to £50 off of their car insurance by taking out their own FREE legal cover on their motor insurance and finally, Damien dispe...

Ep 083 - Stress Testing Your Portfolio And The Account Switch Scam 23.04.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks about how world news can affect your investment portfolio and what you should do about it. Damien also announces a new tool that is able to stress test your portfolio. Damien also talks about another scam that is doing the rounds and touches on a new bank card that is embracing technol...

Ep 082 - Can I Trust My Financial Adviser? Investing Or Gambling And Freebies For Over 60's 16.04.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien explains why gambling and investing and two very different things. Damien also explains how financial advisers earn their money and arms you with the questions that you should be asking. Finally, Damien rattles off a list of freebies that all over 60's should be claiming. 80 2...

Ep 081 - Panama Papers Explained, "Vaping" And Life Insurance, Plus A List Of New Tax Year Changes 09.04.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien explains the "Panama Papers" using an analogy about 5 year old's and their piggy banks. Damien also gives explains why "Vaping" won't necessarily get you cheaper life insurance premiums and Damien also lists the tax year changes that you need to be aware of. 80 20 Investor  - Click here...

Ep 080 - Key Points of The Budget 2016, How To Make Your Mortgage / Rent More Affordable And An ISA Tip 19.03.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien dissects the budget and discusses the key points.  Damien also gives a great ISA tip and also talks about how renting a room out could make a real difference to your finances. 80 20 Investor  - Click here to find out more about Damien's 80 20 Investor service.  

Ep 079 - How To Read The Money Pages, Save Thousands On A Car Without Haggling And More Scams To Avoid 12.03.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien advises listeners how to get the best of the money pages. Damien also discusses a recent discovery that has revolutionised his car shopping experience.  Finally, Damien talks about two more scams that everyone should be aware of 80 20 Investor  - Click here to find out more about D...

Ep 078 - What Are Absolute Return Funds, Why Market Volatility Isn't Always A Bad Thing And A Fantastic Cashflow Planning App 05.03.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks absolute return funds and market volatility. Damien also reveals a fantastic commuting tool that can help you work out the cost, wherever you might be travelling from. Finally, Damien gets excited about a financial planning app that will help you predict your financial future. 80...

Ep 077 - How To Bullet-Proof Your Portfolio, A Secret Way To Get Discount Vouchers And How To Avoid Paying A Premium On Property 27.02.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks about how you can bullet-proof your portfolio. A simple, easy trick that could save you thousands of pounds. Damien also explains how you anyone can get a discount voucher simply by asking. Finally, Damien talks property and dispels a few myths as well as revealing how much extra you c...

Ep 076 - Beat The Market With The Scrabble Index, Avoiding The Courier Scam & New Banking Crises 21.02.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks about the Financial Services Compensation Scheme (FSCS) and how much of your money is safe should your bank go under. Damien also explains what the scrabble index is and the surprising results that it yields. Damien also alerts listeners to the latest scam that involves bogus couriers...

Ep 075 - Debt Repayment Tip, Self Employed Mortgages & Feed A Family For £3.50 14.02.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien gives a simple tip that could save thousands of pounds in interest and years of repayments Damien also explains how mortgages are underwritten for non standard applications and explains the best way to get accepted. Damien also covers the two W's. Wonky Veg and Wombling. 80 20 Investor &nbsp...

Ep 074 - Self Employed Advice, State Pension Shock, Pension Credit Card Trick 06.02.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks about pensions. The retirement age for women is changing and it's left a lot of people angry and upset. What should you do to make sure you are prepared? Damien also gives some advice on how you could contribute to a pension when self employed and discusses a neat little credit card tr...

Ep 073 - Must Have Cashback Apps, iPhone Privacy Flaw & Passwords To Avoid 30.01.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien suggests two great cashback apps. Damien also discuses the worlds worst passwords and gives some tips on how to avoid yours being hacked. Damien also talks about a little known privacy setting on your phone that could land you in hot water (or a thief in thieving heaven) 80 20 Investor &nbsp...

Ep 072 - What Is A Bear Market And Over 50 Plans Explained 24.01.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks in detail about the stock market. What is happening right now, why is it happening and what can we expect. Damien also talks about Over 50 life insurance plans and whether it is something you or one of your family members should consider. 80 20 Investor  - Click here to find out m...

Ep 071 - Tax Breaks You Might Not Be Taking, When To Update Your Will And Making Money From Your Loft 16.01.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks Tax breaks. With a new year comes new hope and optimism and so it's a good idea to review your finances. Damien discusses a plethora of Tax breaks that you might not have heard of or even known about. Damien also talks about the importance of taking out and updating a will. Finally, Da...

Ep 070 - Why January Is A Key Investment Month, Contactless Payment Warnings And A New Type Of Bank Account 08.01.2016

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks stock markets and why January is such an important month when it comes to investing. Damien also talks about a new type of bank account open to everyone, including those with a poor credit history and Damien also gives two quick tips on contactless payments. 80 20 Investor  -...

Ep 069 - What Happens When Interest Rates Rise, Selling Your Annuity And How To Stop Cold Callers 19.12.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien gives his views on what is likely to happen when interest rates rise. Damien also gives an update on annuities as it has now been confirmed that the government have given the green light for people to sell them in a secondary market from April 2017. Daien also gives a great tip on how to sto...

Ep 068 - Something To Think About When Paying By Paypal, Why Are Dividends Being Cut And What Is Leveraging? 12.12.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien gives a timely reminder of the risks of purchasing with Paypal. Damien also explains why Dividends are being cut and what you may need to consider doing to guarantee a better income stream and Damien also explains what leveraging is. 80 20 Investor  - Click here to find out more about D...

Ep 067 - When Best To Invest, How To Sell Your House For Free & Getting Complaints Seen By The CEO 05.12.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien is on his own (Andy has been locked away in a sealed chamber in the name of science). Damien discusses home insurance, the best time of year to invest, how to sell you house for nothing and how to get your complaint seen by the CEO. 80 20 Investor  - Click here to find out more about Da...

Ep 066 - Buy To Let Shock, ISA Advice & Fund Charges Explained 28.11.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien answers some reader / listener questions and covers varied subjects including fund charges, split ISA's and loft extensions. 80 20 Investor  - Click here to find out more about Damien's 80 20 Investor service

Ep 065 - Interest Rates Rising, How Best To Switch Funds & A Little Known Tax Break 14.11.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien informs listeners when he expects interest rates to rise. Damien also gives some tips on how best to switch funds when investing and also reveals that 4 million people are missing out on a little known tax break 80 20 Investor  - Click here to find out more about Damien's 80 20 Investor...

Ep 064 - What Financial Advisers Really Do With Your Money 07.11.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks about IFA's and how they earn their money. They don't necessarily spend as much time on your investments as you think they do. Damien gives some great tips o how to get better value for money and explains why ditching your IFA isn't necessarily the answer. Ever wondered what a short sq...

Ep 063 - How To Bechmark Your Portfolio & VAT Loopholes To Slash Your Food Bill 01.11.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien talks about 'Benchmarking' and how it can help you with your investment portfolio. Damien also talks about VAT and reveals the loopholes that mean you could save money on your weekly shop. Damien also reveals the 5 most prosperous places to live as well as the 5 least prosperous. 80 20 Inves...

Ep 062 - Making A Lost Wallet Go Viral, Voucher Code Trick & The Council Tax Trap 24.10.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien explains how a tweet he sent went viral and gives the inside scoop on what really happened. Ever wondered how to get more than one money off voucher? - Damien gives you a neat little trick when entering your email address online Damien also gives some quick tips on a great IHT calculator, a...

Ep 061 - How Much Can I Make From A Buy To Let & What's The True Price Of Restricted Advice 17.10.2015

Damien Fahy of  www.moneytothemasses.com  talks to Andy Leeks about money. This week, Damien explains how much you can expect to make from a buy to let mortgage and also why you no longer need to worry too much about small print and confusing terms and conditions. Also, hot on the heels of talking about 'robo Advice', Damien explains what 'restricted advice' is and what to look out...

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