The Money Doctor® Money Talk Podcast

In this episode, I emphasize the role of parents in teaching financial literacy to their children. By giving kids hands-on experience with their own money and using the M-O-N-E-Y system, they can learn valuable money management skills early on. Guests Reggie Parker and Roger Badchkam share their experiences, underscoring the need for financial education beyond what schools typically offer. My goal...

Hey entrepreneurs! 🎙️ Dive into our latest podcast episode where we're going back to basics with money management using the M-O-N-E-Y system. Whether you're hustling as an entrepreneur or navigating the 9-5 grind, mastering these financial fundamentals is key. This BONUS episode touches on the connected between making and saving money to smart investing and leveraging credit wisely. Plus, we explo...

Ever sat in on an author session with their publisher? It can be a mix of painful facing the balls you've dropped and playful accountability, especially when the publisher is a close friend who knows your journey from the start. After 12 years, I'm diving in cold, and you'll get to hear it all. Learn what to consider, see the process in action, and maybe start brainstorming your own ideas to turn...

Just my take on the latest business closing announcements to hit the news. That’s tough when you didn’t see it coming and you DON’T have reserves in place. Here’s my recommendation for thinking ahead and forward business owner and employee alike so we can all make it through these tough times together!

Summer's here. Are you an entrepreneur craving time off? Missing the days of 2-week vacations feeling like you can't get back? Well, you're not alone! It's a common problem making the switch to working for yourself but in this episode, I share insights I learned early in the business game from Michael Gerber and Robert Kiyosaki. They both talk about the power of owning a system vs a job (self empl...

There are so many different considerations when you invest as a business owner vs an employee. Unfortunately, most of the investment advice out there is NOT for entrepreneurs with our fluctuating cash flow, need for tax write-offs, need for ACCESS to our own money just in case. In fact, the mismatch was so great, that I just walked away from my Series 6, 63, 65 licenses because of it. More on THAT...

Many people rush to file taxes because it's all in the news and advertising and even from IRS. For some people that's a smart move, but for ENTREPRENEURS, our taxes have more "moving parts" and things that can be delayed and even be wrong. So it pays to take a deep breath, take a step back and take that extra time to file correctly.   In this episode, I discuss your options to do either: file an e...

It's a new year which means a reset to yearly earnings and a new opportunity to do things differently. So in this episode, I take a deep dive into the most common reporting forms: the W-2 and 1099, the differences and how even a side hustle can help you can take advantage of the tax code which is most favorable to business owners. But you need to make some decisions on the front end about what typ...

Could you use a boost of "fresh ideas" to boost your bank account - WITHOUT you having to give up precious free time, hire more people or pricey outsourcing? Well introducing you to my signature business training system for freelancers, entrepreneurs, even solopreneurs because we're streamlining how you use your time, manage prospects you've met and of course with revenue generation and reporting...

Here's more on the "fun" stuff people want to hear about: CREDIT!!! But not so fast. If you're in business, even if we file the right tax return and have good financials, your credit history and score can still affect your loan process or approval. So, in this episode, Angela Losack is taking us more into how to approach loan applications PREPARED, removing errors from our credit reports and being...

Here's the fun stuff people want to hear about: CREDIT. But not so fast. If you're in business, that tax return that's due soon can affect your loan process or approval. But there's a way to go into it prepared and on point, not just on the tax side by taking advantage of extra time allowed by extensions, but by being proactive with credit report review. Angela Losack is here to walk us through ho...

Where did the 6 months go??? Somewhere, because the first of the extended tax deadlines is here. So it's time to pull together those last minute details and get the final return filed or else... Penalties and interest will be assessed and accumulate each month until you do. And these returns also affect your personal 1040 return due in October, so it's a BIG DEAL. This episode walks you through it...

If the family that prays together, stays together (they do), then the same can be said for those that PAY together. They end up SAVING together as a team, and having a lot more fun in the process. But how do we, as entrepreneurs, make it happen with all of the extra time, energy and MONEY demands for our businesses? It's possible. The goal is like the family featured in our episode cover art pulli...

There's a saying that "money loves speed and so do your customers." So how long does it take for a prospect to become one? And how long for you to get paid? It matters - especially when you're first starting out because your cash flow is the foundation for your growth and success. So in this episode, I'm showing you how to use tech to make up for what's lost in time and money and make it all work....

Net worth is not just for the wealthy. We all have it, even if it's negative, even if it's small. Mistakes from the past and debt balances can drag that number down, and our financial futures and confidence right along with it. So in this episode, I'm showing you how to increase that number in record speed and it's using a unique alternative to keypunching spreadsheets and "guesstimating" budgets...

The purpose for all that we do financially, going to work, building businesses, investing is to grow our money so we have a solid foundation. This episode discusses "net worth," how to figure out if we're gaining or losing financial ground, and what to do about it. 0:00 Welcome to Money Talk! for the "Modern" Entrepreneur   1:00 Intro to "Net Worth" - What It Is, How to Calculate 5:18   Terri Abel...

Many people rush to file taxes because it's all in the news and advertising and even from IRS. For some people that's a smart move, but for ENTREPRENEURS, our taxes have more "moving parts" and things that can be delayed and even be wrong. So it pays to take a deep breath, take a step back and take that extra time to file correctly.   In this episode, I discuss your options to do either: file an e...

Many prospects, even clients ask me to discuss this and so it's TIME to answer the question: "What type of business should I be?"  How do we start and grow a successful business and HOLD ONTO more of our profits? I discuss this and more, including TAXATION in this busy tax season episode!  0:00   Episode Preview - Sole Proprietor & Self Employment Tax  1:00 Welcome to Money Talk! for the "Mode...

Writing offers so many benefits when it comes to managing money.  Yes, it can be slow at first, but my system is designed to cut that time to a FRACTION. Writing down financial data also helps you GET CLEAR, GET IN CONTROL and GET ON THE SAME PAGE with a spouse or anyone else you need to share the information with. It’s tax season, but people are still reeling from those holiday bills rolling in,...

Hey Entrepreneur!  What system do you have in place to help you keep track of your PERSONAL FINANCES next year?  You know those items don't belong in your accounting system, so how will you get through it quickly and consistently, in a way that won't take time with extra keypunching into budgets or sticky notes? In this episode, I share a system I created almost 15 years ago that helped me save no...

If this isn’t "walking the walk" (or driving it), I don’t know what is! I was sitting in traffic feeling extremely proud of myself for taking the time to care for my physical health as I prepared for a day of focusing on my financial health. And which area is more important - the physical or financial? It’s pretty tough to choose, isn’t it? So, let’s make sure we don’t have to and invest in both o...

As Modern Entrepreneurs, we stay BUSY.  We're moving fast, working fast and of course, EATING FAST.  So how do we eat healthy on the go? So I'm excited to be featuring and sharing with one my colleagues, Dr. Liz who is funny, energetic and specializes in the topic, so please say a big "HI" and WELCOME to Dr. Liz!  1:15   Welcome to Money Talk for the "Modern" Entrepreneur  2:39 Meet Dr. Liz  4:00...

It's hard enough for most of us to feel "smart" with money starting out, but imagine two people coming together in marriage feeling that way, unprepared and maybe just skipping over the money conversation entirely.   Now that's scary! Well it was for me.  And as you'll hear, I had a rocky start with figuring out the "how," which is why I had to invite cousin extraor...

Many people are surprised to hear I was once "The Google Girl" at a local area Best Buy back in 2012.  It was during the launch of Google's Chromebook, and not only did my TECH get me the gig, but it's kept me afloat and with a vibrant business during all kinds of storms.  So I'm excited to be featuring and sharing with one my colleagues who was part of that project, Lenny Washington, educator, bu...

So here's an encore from guest host Charlotte Harris - you remember, Ms. Phenomenal Woman herself from Podcast 16? Well, she's still at it, being phenomenal and being on top of her finances at the same time.  Pretty awesome huh? Of course we always have a great time sharing, but looks like we have just as great a STRATEGY to help anyone who wants to take action on those New Year's Resolutions to g...