The Money Bare

If you’ve ever wondered how to start budgeting or searched for some budgeting strategies to try– you’ve come across the 50/30/20 budget. But what is the 50/30/20 budget, and should you use it? Let’s break it down to help you figure out if the 50/30/20 budget is right for you. Clo Bare Blog: clobare.com Find me on social media at @clobaremoneycoach Please rate and subscribe to support this channel!...

Should you be investing in real estate to save money on taxes? This week Ronnie Goode from Rhythm Accounting breaks down the tax benefits of investing and real estate and discusses some of the bad tax advice he's seen on Tik Tok and Instagram. Follow Ronnie at rhythmaccounting https://www.rhythmaccounting.com/   Clo Bare Blog: clobare.com Find me on social media at @clobaremoneycoach Please r...

There's one account everyone needs. It's easy to set up, there's no risk, it's insured, and you'll earn a little bit of interest on your cash. The account? A high-yield savings account. In this episode, Clo Bare breaks down all you need to know about HYSA and why it's a no-brainer to open one ASAP. Clo Bare Blog: clobare.com Find me on social media at @clobaremoneycoa...

An 18 year old refusing to pay for her BIL's surgery out of her inheritance money? A man whose ex-girlfriend stole his things so she could park in the garage? A lazy guy who refuses to visit his girlfriend??? Are they the assholes??? Find out in today's episode where Clo Bare rounds up Reddit stories involving money... and gives her take. Clo Bare Blog: clobare.com Find me on social medi...

Feeling stressed with the holidays? You're not alone.  According to the US News and World Report, nearly 42% of Americans expect to go into debt to pay for the holidays this year. How do we make sure we’re not doing that?  In this week’s post, let’s talk about how to save money during this Yuletide season. Clo Bare Blog: clobare.com Find me on social media at @clobaremoneycoach Please rate an...

Josh Overmyer has visited 43 out of 50 states, visited 12 National Parks, been on 12 cruises since the world opened back up, and has visited 13 countries! He's currently on mini-retirement, where he's taking a break from his career in government to live and love his life, and in this week's episode, he gives us tips on how to do the same. Article about Josh's Gap Year Cruise Sh...

Beth Williams negotiated her income for her first job in HIGH SCHOOL! And she didn't start there. In a career that took her from working in Tech at Google to starting her own company-- Beth gives us her tips for earning more and negotiating higher pay. https://www.futurewallet.co/ https://www.instagram.com/yourfuturewallet/ Clo Bare Blog: clobare.com Find me on social media at @clobaremoneyco...

Have you ever wondered how to negotiate a new job salary? Have you ever wondered how to get a massive pay raise? Well, we've got Mandi Money on to talk about precisely that. Mandi Woodruff-Santos is the award-winning cohost of Brown Ambition and founder of the MandiMoney Makers, a one-of-a-kind leadership and coaching community for women of color. As a career and money expert, Mandi is a regu...

Finding the FIRE movement (financial independence, retire early) 5 years ago was like a refreshing punch in the face for Diania Merriam and improved her life in nearly every way. In this week's episode, Diania talks about how she got out of $30k of debt in 11 months, the power of FU money, and how she started a whole conference for money nerds like herself (and even went from $40k in debt to...

Shay McMillan grew up in poverty, but now she and her husband are living the life of her dreams as DINKS, who save half their income, live debt free, and are working their way towards work optional. How did she do it? Listen to this week's episode to find out. Follow Shay on Instagram @shaybudgets Subscribe on Youtube: https://www.youtube.com/c/ShayBudgets https://www.shaybudgets.com/ Clo Bar...

This episode is for all my UK homies! Are you tired of seeing all the US information on how to invest and have ever wondered-- but Clo Bare what about ME?! Well, I've got you covered. Timi from Mr. Money Jar is popping on to talk about ISAs, SIPPs, and more! Follow Mr. Money Jar on Instagram @mrmoneyjar Find him at mrmoneyjar.com Clo Bare Blog: clobare.com Find me on social media at @clobarem...

Many of us have heard about the financial independence retire early movement, FIRE for short, but what about Slow FI and slow living? Anita Garcia from The Retired Millennial is living the Slow FI life and joins us today to share how she got there and what it means to be living life in the slow lane. Follow Anita @the.retired.millennial Clo Bare Blog: clobare.com Find me on social media at @clobar...

At 21, Dyana was pregnant with her daughter and was already $35k in debt. She spent an entire paycheck on her debt each month, and eventually? When it got hard to make ends meet? She decided to make a change. Hear how she paid off all her debt in four years, even on a low income, and get tips for how you can do the same in this week's episode. Learn more about Dyana: https://moneybossmama.myk...

Raise your hand if you have student loans.   *everyone raises their hands* This week I've brought on special guest, Nika Booth from Debt Free Gonna Be, to talk about student loan forgiveness and how to get your student loans forgiven through the public student loan forgiveness program. If PSLF is something you qualify for? You do NOT want to miss this episode. Get Nika's free PSLF guide...

Some of you may already know this, but since late 2021, I've been working with a spiritual coach who has basically served as a therapist for my soul. In the last year, she's helped me uncover some false beliefs around love, happiness, and my own worth. This week I brought her on to discuss my journey with her and even have her give a few tips on how to start your own spiritual healing. h...

Saya Hillman took her being fired as an opportunity-- to become the entrepreneur of her dreams. She sat down one day and decided to list out ALL the things she'd love to do for money, and that list? May not have included things you'd expect like playing board games, and not wearing pants. Learn how Saya Hillman turned the little joys in her life into a national business that is changing...

A sister-in-law who always expects her brother's wife to pay? A wife who wants to move into a barn shared with pigs and cows just to save money? A young woman whose family is manipulating her? Find out what Clo Bare Money Coach thinks of these awful money stories from Reddit in today's episode of The Money Bare. Find me on social media at @clobaremoneycoach Please rate and subscribe to s...

Delyanne Barros, founder of Slay the Stock Market and face behind Delyanne The Money Coach became a millionaire after launching a business and earning $2 million in just two years. Her incredible journey started with humble beginnings, and we dive into her story in this week’s episode of The Money Bare. https://delyannethemoneycoach.com/slay-the-stock-market/ Find Delyanne on social media at @dely...

This we've got on Sydney Daniels aka Syd Bare aka Chloé's sister and the Clo Bare Virtual Assistant! This week we're hopping on to talk about our biggest money mistakes and we also reminisce about some fun money stuff from our childhoods. In this week's money tip? We're talking about negotiating medical bills. Find me on social media at @clobaremoneycoach Please rate and s...

Today we've got guest Money Honey Rachel on! At the age of 27, Rachel Richards quit her job and retired. She is now living off $20,000 per month in passive income. Rachel is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement.” She built a real estate portfolio of 38 rental units by the age of 26. AKA... She's a total baddie.  And in this week's money...

After being born to a 15-year-old addict, Amanda Wolfe had the cards stacked against her from day one. But even from a young age, she knew she had to do everything to get out, despite the adults around her telling her she'd never be able to get out of the system. In this week's episode, Amanda shares how she got out and created a thriving business teaching others how to get their finance...

Have you ever thought about moving abroad? Or perhaps you are living as an expat abroad but have no idea how to invest for your retirement? Well, that's why I brought on Vanessa from Wander Onwards, THE EXPERT in moving abroad to get that bag. In this episode, we chat with Vanessa to learn about her journey to building wealth as an expat, and she also gives us a few tips for those considering...

This week's money tip-- Roth or Traditional? How do you choose? Clo Bare breaks it down to help you answer the question once and for all. And this week, we have on Aunt Kara, the queen of travel hacking! Always wanted to learn how to travel for free, or at least as close to free as possible? Aunt Kara breaks it down for us and shares her journey on how she saved $90k+ through travel hacking....

This week's money tip? Make sure your money is actually invested! Clo Bare talks about the importance of knowing whether or not your money is actually invested inside your retirement accounts. Also, this week we have guest Jarrod Benson, best known for his crazy viral reels and TikToks featuring comedic life hacks and Dave Ramsey. He'll share his journey to Instagram and TikTok stardom a...

Talking to our kids about money is hard, right? Well, that's why Clo Bare Money Coach wanted to bring on her Mom to talk about exactly that. Kim Daniels aka Mama Bare aka Chloe's Mom, comes on the show to have open honest conversations about what money was like in her household growing up, how her childhood impacted her spending habits and eventually her family. Listen to learn more, and...