The Millionaire Next Door

The age requirement is only one of the changes made in the SECURE Act 2.0. In this episode, Robert Curtiss is joined by Emily Vincent, President of Douglas M. Farr and Company. Emily unpacks the retirement planning changes reflected in the SECURE Act 2.0. Additionally, when it comes to businesses and business owners, Emily reveals how the size of the company impacts the benefits of providing retir...

The idea of aligning our money with our goals is a common practice. However, the focus today is aligning our investments with what we are truly passionate about. In this episode, Robert Curtiss is joined by Sam Miller, the director of research and marketing at Signature Estate & Investment Advisors (SEIA) . Together they unpack the impact of environmental, social, and governance (ESG) and soci...

The SECURE Act 2.0 has brought significant changes to retirement planning in 2023 and beyond, especially in IRA and 401(k) plans. In this episode, Robert Curtiss shares key highlights from the SECURE Act 2.0 and how you can use the new provisions to save in taxes, contribute more effectively to your retirement accounts, and improve your overall retirement picture. Rob discusses: How’s the SECURE A...

As time passes, client needs (and government regulations) surrounding retirement accounts change.  So, what are some considerations advisors need to think about when it comes to building future retirement accounts? In this episode, Robert Curtiss looks into the future. From company improvements to how government changes to retirement accounts will impact 401(k) contributions. Rob shares how he bal...

Building tax strategies around investment plans provide a layer of security to reduce the cost of returns while allowing you to further invest that money. In this episode, Robert Curtiss is joined by Sam Miller, the director of research and marketing at Signature Estate & Investment Advisors (SEIA). Sam unpacks the different types of investment options clients can consider, how they fit within...

With everything that has happened in the past few years, financial planning firms have evolved — not only in the way they serve but also in where they are heading. In this episode, Robert Curtiss explores the past and future of his practice. He shares some areas his firm has expanded on, touching on aspects outside of traditional finance, such as his podcast and all things client experience. Rob d...

Humans have a longer life expectancy today compared to the last 20 years.  However, the cost of long-term care and an increase in patients with dementia and Alzheimer’s has changed the way we consider long-term care planning. In this episode, Anthony Ridd from Crump Life Insurance Services joins Robert Curtiss to explain the role of long-term care planning when it comes to financial planning. Anth...

Whether it’s sports or business, a good coach or mentor can help you challenge yourself and raise the bar for your professional growth. A year ago, Robert Curtiss started working alongside a coach to up his business and come up with several systems and processes to better serve clients. In this episode, Rob sits down with his business coach Mike Cy from Pareto Systems. They unpack the import...

The role of an HR professional has changed over the past few decades.  While hiring the best talent is just one aspect of the job, the role of the human resources specialist now covers everything from legal compliance to workforce motivation. In this episode, Annissa Deshpande, the CEO of lōglab, LLC, joins Rob Curtiss to unpack the four aspects of modern human resources. Annissa outlines how she...

When the waves become rocky, clients turn to their advisors for stability within their investments.  But what about financial advisors? How do they feel when faced with the same situation? In this episode, Robert Curtiss shares insight into the role of financial advisors for clients, both in financial planning and as a pillar when the market becomes stormy. Rob unveils how he’s dealing with the cu...

How flexible is your retirement plan? Would you send money to the government or your employees?  In this episode, Robert Curtiss is joined by Kevin Manahan, vice president actuary at CMC Pension Professionals. Rob and Kevin unveil their collaborative approach to optimizing  retirement plans for business owners and their employees with a f ocus on cash balance plans and taxes.   Rob and Kevin discu...

Finding the right financial advisor who understands each individual needs can be a challenge for clients.  Learn how Signature Estate and Investment Advisors (SEIA) creates an effective strategy when meeting potential clients in this week’s episode of The Millionaire Next Door. This week, Robert Curtiss shares his approach to finding the right client and building relationships to benefit their fin...

We hear about stock prices, inflation, taxes, and the conflict between Russia and Ukraine on the news — all this with lots of numbers and information.  Luckily, here’s where financial advisors like Rob Curtiss untangle the numbers to help clients move forward.   In this episode, Rob dives into current world events, revealing their impact on inflation, taxes, and investment planning as clients shif...

Our approach to saving for retirement and investing our money differs from the past. In this episode, Robert Curtiss dives into retirement and social security, revealing how current events impact where investments lie and individual priorities when it comes to savings.  Robert unveils the different types of retirement accounts, the ways each is influenced by the money we put in, and the importance...

If there is one thing financial advisors have learned from the pandemic, it is the importance of adapting to their client needs. In this episode, Robert Curtiss shares his latest endeavors in refining and enhancing the client experience at Signature Estate and Investment Advisors. Rob reveals what his clients are looking for within their financial and retirement planning and recounts examples of h...

In business, having the ability to replicate a process benefits more than the company. This process becomes the groundwork for building a business higher. In this episode, Robert Curtiss dives deeper into the creation of his business, revealing why he created a process and the replication possibilities. He shares how surfing influenced his process, focusing on the importance of evolving and adapti...

As we look back to the past year, the knowledge gained from past experiences allows us to move forwards as we enter 2022. In this episode, Robert Curtiss shares the discussions he had over the past year and what his company is looking forward to in the new year. He recounts personal stories throughout the year and what advisors and clients should consider as they move forward with their retirement...

With 2021 coming to a close, we are looking towards the new year with hope — and walking along the path of our goals is an important part of our future. In this episode, Robert Curtiss shares his personal goals and expectations for 2022. He reveals his hopes for his business, his advice to clients as the year comes to a close, and how he will personally close out the year. Rob also highlights the...

A solid financial planning process leads to financial security.  But, who do you go to when you come across a step you are not familiar with? In this episode, Robert Curtiss shares everything you need to know about his financial planning process. Revealing the insights he has gathered from others and their influence within his own process, Rob mentions how he works alongside key experts to create...

Feeling tired midday is one sign that you don’t have a very good work/life balance. The same goes for your financial planning—burnout will impact the success of your plan.  But, having a process is key to granting you the success you want. In this episode, Robert Curtiss dives into the importance of having a process for your financial plan and your physical health. Robert provides the tips and tri...

A financial plan needs to be tailored to your individual needs.  If you’re wondering where to start and how to build your personalized plan, Robert Curtiss’ wealth management pyramid approach could provide you with the guidance you need.  In this episode, Robert reveals how he has helped his clients navigate the different stages of their wealth management from the principles of creating a fi...

Choosing your financial advisor out of the hundreds pushing their services can be daunting. What should you be looking for as a prospective client? In this episode, Robert Curtiss shares how he works with clients, from the first meeting to building long-standing relationships. Robert discusses the lessons he has learned from clients and other advisors throughout his career, and the importance of f...

Welcome to The Millionaire Next Door, a podcast designed to help successful wealth accumulators looking to transition to a work-optional lifestyle by helping you build strategies for growing and maintaining your wealth. In this inaugural podcast, meet Robert Curtiss, CFP®, AIF®, CWS®, a financial advisor with Signature Estate and Investment Advisors, LLC. Robert shares how he entered the financial...