The Military Money Manual Podcast

Today, Spencer talks with Zac Hood, founder of TravelFreely.com and CashFreely.net and their amazing apps that are free! We personally use  these apps to find the best offers on cash-back credit cards and travel cards. Zach's apps even monitor your Chase 5/24 status , recommend which card to get next and when, and track your annual fees (while accounting for the Military Lending Act waivers on cre...

It's tax season! Start collecting your 1099s, W-2s, and charitable donations. Whether you do your own taxes or not, you'll need all the documentation ready to go.    Most military families should be able to do their own taxes via MilTax from MilitaryOneSource, especially if you have W-2 income only with a simple tax situation. The software is FREE, our favorite one, and what we've personally used...

Are you stressed about money? Do you have a lot of debt? What are you general feelings about money and your future? In this episode we cover the top 3 things to do with your money this year. No, there's no gimmicks or get-rich-quick schemes. Just simple and easy-to-follow, pracitical advice: Clarify your goals Add a little bit more to your retirement accounts Automate your financial life Our new T...

What is the MFAA or who is it? How do I find a good financial advisor who has my best interests in mind and understand the uniqueness of military families' finances? When is the right time to see a Cerified Financial Planner?  In this episode with Sean Gillespie from the Military Financial Advisors Association (MFAA). Sean began his second career as a finanical advisor in 2013 after 20 years of ac...

Can you boil down all the best financial advice into a perfect list of 10 items that all work for our military listeners? Ramit Sethi's book "I Will Teach You to be Rich" is one that we reference often. In this episode, we review Ramit's 10 Money Rules, how they fit into our personal investing philosophies, and how military servicemembers can apply them to their lives. Ramit's style encourages his...

Managing day to day finances, having little to no debt, and controlling spending are three of the top ways for couples to build wealth together. Today Spencer and Jamie are talking about a paper entitled "Financial Management Practices of Couples with Great Marriages" published in the Journal of Family and Economic Issues. Our NEW course is out! Confident TSP Investor course is on sale now. For ev...

What percent should you contribute each month to your TSP in 2024? If you are under the Blended Retirement System (BRS), you want to make sure that you contribute at least 5% every month and don't max out your TSP too early.  In this episode, we cover: 2024 TSP contribution limits Strategies for maximizing your contributions under the BRS Ways to increase your contributions this year if you are no...

Learn about generational wealth, Coast FIRE, saving for your kids' future, and learning to enjoy life after years of frugal living, in this episode with Andy Hill from  marriagekidsandmoney.com , live from FINCON 2023 in New Orleans. Check out Andy's new course " Make My Kid a Millionaire " Andy's YouTube Andy's Podcast Andy Hill is the award-winning family finance coach behind Marriage Kids and M...

Our new course is out! The Confident TSP Investing Course is on SALE now at militarymoneymanual.com/tsp . Listen to the episode for special promo code for $50 off through the end of 2023! Plus for every course sold, we'll donate one to an E-4 and below. We created this course to consolidate all the information we've put out there over the years and to give you confidence in your investing decision...

If you have a question you would like us to answer on the podcast, please reach out on  instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com . I also offer a 100% free course on...

If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com . I also offer a 100% free course on...

Show notes can be found at militarymoneymanual.com/ep101 If you have a question you would like us to answer on the podcast, please reach out on  instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.mil...

Episode 100! Big thank you to all of the listeners and supporters of the podcast! In this episode, Spencer and Jamie go on a journey through the first two years with a Thrift Savings Plan or TSP. If you are new to the military or know anyone new to the military, this one is for you!  Show notes can be found at  militarymoneymanual.com/ep100 If you have a question you would like us to answer on the...

Will airline credit cards give you the best benefits and point value? In this episode, Spencer and Jamie begin their Airline Credit Card Series with a review of the Delta SkyMiles American Express Card. Show notes can be found at  militarymoneymanual.com/ep99 If you have a question you would like us to answer on the podcast, please reach out on  instagram.com/militarymoneymanual or email podcast@m...

In this episode, Spencer and Jamie answer a listener question about taking out a TSP (Thrift Savings Plan) loan to pay of debt.  Show notes can be found at militarymoneymanual.com/ep98 If you have a question you would like us to answer on the podcast, please reach out on  instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, che...

In this episode, Jamie discusses why the Amex Gold card is one of his most used cards. Find out about the current welcome offer, earning categories, other benefits, and how you can get this card for free! Note: As of October 7, 2023 Amex changed the terms on the Gold Card. You won't be eligible for a welcome bonus offer on the Gold Card if you have already received a welcome bonus offer on the Pla...

In this episode, Jamie is joined by The Enlisted Money Guy, Brandon Lovingier from EnlistedMoney.com to discuss the financial differences between enlisted service members and officers, combatting the desire to spend, and what resources are available to enlisted servicemembers.  The Enlisted Money Guy on instagram: @enlistedmoneyguy Shownotes can be found at militarymoneymanual.com/ep96 If you have...

Spencer Reese from militarymoneymanual.com and Jamie talk about the potential federal government shutdown in 2023 and what military servicemembers and families can do to protect their paychecks. Don't panic You will be back paid and may be paid anyways. Focus on what you can control If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneyma...

In this episode, Jamie goes solo to give his review of the latest mandatory financial literacy course he received through the Air Force. Shownotes can be found at militarymoneymanual.com/ep94 If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paychec...

Spencer from militarymoneymanual.com tackles two questions from an active duty Army E-6: Is it a good idea to invest $18,000 of my $50,000 reenlistment bonus into the Thrift Savings Plan (TSP)? If I'm in the Blended Retirement System (BRS), will I receive a military pension if I serve 20 years? Show notes can be found at militarymoneymanual.com/ep93 If you have a question you would like us to answ...

Spencer from militarymoneymanual.com and Jamie discuss defining/re-defining the "finish line", the benefits of dreaming about what you want your future to look like after reaching Financial Independence and retirement, and setting short and long term goals to get you to that dream life. If you have a question you would like us to answer on the podcast, please reach out on  instagram.com/militarymo...

Your Military Family's Confidently Prepared™ Life Binder: https://www.katehorrell.com/confidently-prepared-life-binder/ Retirement checklist:  https://www.katehorrell.com/military-retirement-checklist/ Separation checklist: https://www.katehorrell.com/military-separation-checklist/ If you want to reach out to Jamie or Spencer for a military financial question, DM  instagram.com/militarymoneymanual...

Starting your journey to Financial Independence might seem daunting at first, but calculating your net worth is a necessary first step. Spencer and Jamie discuss what exactly net worth means, how to calculate it, and how to identify debts and assets. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual  or email  podcast@militarym...

Spencer Reese from MilitaryMoneyManual.com and Jamie from the Military Money Manual Podcast sit down with Brian O'Neill from Winged Wealth Management and Financial Planning. Brian is a CERTIFIED FINANCIAL PLANNER®, fiduciary, and fee only financial planner focusing on the military community and especially pilots. He runs the private Facebook group, Fighter Pilot Finance to help military pilots gai...

Stephanie Montague joins Spencer Reese and Jamie on the podcast to talk about retiring overseas on a military pension. We talk TriCare, Space-A travel, visas, accidental financial independence, sabbaticals, geoarbitrage, banking overseas, and much more. Stephanie runs Poppinsmoke.com and a US military veterans overseas retiree Facebook group. In 2015 her husband retired from the Army, she quit her...