The Meaningful Money Personal Finance Podcast

Today we look at how to keep the finances ticking over nicely in retirement by conducting regular reviews. Specifically, we'll be looking at when and how. Show Notes: https://meaningfulmoney.tv/OS13  

Today we're going to talk about the DANGER ZONE That's period of time from when you retire to when all your available income sources are coming in, usually the time of your state pension. This is the period where you'll have the best health, so you'll want to enjoy that and spend your money accordingly.   Show Notes: https://meaningfulmoney.tv/OS12  

We're on the home straight in this season now, and today, we're talking about the decisions we need to make at the point of retirement. It's probably the biggest transition of all in our financial lives, so this is an important episode.   Show Notes: https://meaningfulmoney.tv/OS11   Cash flow ladder graphic UK Personal Finance flow chart: https://ukpersonal.finance/flowchart/  

Today we're going to look at the things we need to do as we approach retirement. We always say that retirement is THE point in time where everyone would benefit from taking professional advice, but at least we can give you the main things to be thinking about and to talk to your adviser about.

Today we thought we would take stock of where we've come in the season and also to help you with reviewing the transition points of the flow chart, as they apply to your life. A regular review is essential for being intentional with our finances, and it's at those review points that we can take a look at where we are and see if there's anything we need to change.   Shownotes: https://meaningfulmon...

So…this has been a lot of work! 500 episodes over ten and a half years, not to mention over 460 videos. Today we're going to throw out the usual structure of the show and hear from lots of different voices, some friends of the show but also quite a few listeners, which will be excellent! Show Notes: https://meaningfulmoney.tv/session500  

Today we'll continue to build on the foundations we've laid and also on last week's discussion of shorter-term goals. We're going to be talking about identifying, costing and building towards long-term goals. Show Notes: https://meaningfulmoney.tv/OS8   UKPF Flow Chart: https://ukpersonal.finance/flowchart/  

Today we start to build on what we've talked about so far. We've laid the foundation of debt elimination, creating an emergency fund and having the right protection in place. Now we can start looking to the future and set some goals…   Show Notes: https://meaningfulmoney.tv/OS7   UKFP Flowchart: https://ukpersonal.finance/flowchart/

Today, we continue to work our way through the UK Personal Finance Flowchart, using that as a guide to create our Finance Operating System. And specifically today we're going to be talking about completing our wealth foundation with insurance. This is such an important subject because there is simply no point building for the future without putting measures in place to make sure that our financial...

Today we're continuing our tip-toe through the UK Personal Finance Flow Chart, and specifically, we're talking about paying off expensive debts. This is an essential part of getting your finances on a firm footing so that you can build for the future. Show Notes: https://meaningfulmoney.tv/OS5   UKPF Flow Chart: https://ukpersonal.finance/flowchart/   UPDATE: Voluntary National Insurance deadline...

So far we've covered budgeting - the thing that underpins it all, and also the essential emergency fund - putting a buffer between ourselves and whatever the world can throw at us. It might seem logical now to go on to talk about paying down debt, but according to the UKPF Flowchart, there's a step before that, and we absolutely agree that this is in the right place - we need to talk about PENSION...

Today we continue our dance through the UK Personal Finance Flow Chart, which is serving as our map for building a kind of Financial Operating System. Last week we went deep into Budgeting, and today we want to talk about the Emergency fund. Might not sound the most gripping of subjects, but it IS important…   Show Notes UKPF Flow Chart  

Today we're going to be starting our journey proper through the UKPF Flowchart and talking about the foundation of it all - Budgeting. Show Notes Meaningful Money Budget Tracker UKPF Flowchart

I've long been a lurker in the UK Personal Finance Subreddit. One of the key resources that they put out is the UK Personal Finance Flowchart, which is a masterwork, it really is. It's basically a do this, then that, operating system for your personal finances. We'll cover a section of the flowchart in each episode and expand upon it, adding some detail.

Today we have another quick inbetweenisode where I'm talking to Ted Moreau of a very interesting site called Pickafund which I think has the potential to really help a lot of people find the funds they want to invest in.

I this week's inbetweenisode, I have a chat with long-time friend of the show, and one-half of the genius Property Hub duo, Mr Rob Dix about his book The Price of Money, which will REALLY help you understand the current economic state of affairs and what you should do about it…

We've covered some ground in this season, trying to make all of our lives easier when it comes to our finances. And today we need to talk about making other people's lives easier - we're talking about simplifying your legacy.

Today we're getting into Roger's specialist subject - retirement planning - and how to simplify the approach to it so that you can make it as easy as possible.

As we haven't covered financial behaviour in a while, it's a good idea to revisit the subject, and in the process we'll offer some advice on how to maintain a good attitude and posture towards your finances.

Insurance is part of the the foundation on which all wealth is built, so it's important not only that we have the right insurance, but that have it set up as simply as possible.

I have a ten-point checklist for an annual financial review, but even that might seem a bit daunting, so how can we simplify the process of keeping on top of your finances? IN this episode, Roger and I do our best to help…

Today we're continuing our season about Simplifying Everything and talking specifically about simplifying your investments. We certainly see a lot of complexity here when clients come to us. And while not everyone has a super-simple situation - sometimes complexity happens by accident - in almost every case, there's a level of simplification that can be achieved, and usually quite easily and quick...

Today we're talking about simplifying pensions, an area of personal finance which is fraught with potential complication.

Today we're focusing on an area of personal finance dear to Roger's heart - budgeting! Everything starts and ends with the budget; income and outgoings. So we're going to look at ways to simplify things and make it all easier to manage.

We're getting into the season in earnest today, talking about Simplifying Your Planning. What do we mean by planning - we mean the reasons why you're saving, investing, insuring - the goals you set and the mechanisms you put in place to achieve those goals. We see people over-complicate this, and hence their financial arrangements follow suit.