The Meaningful Money Personal Finance Podcast

Today's show marks the end of 18 months of podcast seasons dealing with the major financial life stages. We've gone from millennial finance all the way through to retirement planning and in that time lots of common themes have come through. Today I want to tie everything together with some golden rules for personal finance.

None of us likes to think of the prospect of not being able to look after ourselves. It honestly does feel like we come full-circle, from being dependent on our parents, to being fully independent as adults, only to become dependent on others again as our health fails. Not a cheery subject for today's show! But many of you listening to this will be thinking about this already, and many more will b...

Last week we covered the basics of legacy planning, including a very high-level overview of how wills work and inheritance tax etc. The main point though was that estate planning starts with you and what you want to happen. Only once we've established that can we talk about how to navigate the system to make it happen - and we're going to cover that today…

After a life spent first building and then enjoying wealth, if there's anything left we will probably end up thinking about how best to pass that on to the next generation, or to the causes we care about. We're talking now about leaving a legacy when we're gone and the choice we make can have massive repercussions for our families - this is important!

It a sad fact of getting older that we become increasingly aware of our own mortality. And eventually, for those of us who are in a long-term relationship, we have to face the spectre of losing our partner, or of them losing us. Obviously, if we're old enough to be in retirement, then this is even more of a factor in our minds, and like everything else, we should plan for it.

Eventually, life in retirement settles into a nice rhythm. Most folks get to a point where they have everything they need - they've taken the big holidays, bought the camper van - and they find a level of balance in their daily routine. That's exactly as it should be but presents some challenges and also some opportunities…

In retirement, any mistakes you make with your finances are likely to be more costly simply because you may not have the time to undo them. I want to try and help you side-step them before they become an issue for you, and as always, that starts with awareness.

Risk is an inherent part of wealth-building and wealth-enjoying, as we're talking about in this season. As you know by now, risk comes in all kinds of flavours, some of which are specific to different life stages. Today I want to talk about the risks you'll face with your money in retirement.

Pretty much nothing has changed when it comes to writing wills, arranging funerals and applying for probate in…well, in a very long time. Today I'm chatting with Dan Garrett, CEO of Farewill and he's on a mission to force change in what he calls the death industry!

Today I want to talk about investing in retirement, which is a big subject, to say the least. So I've called in someone who knows what they are talking about because they have helped build a system for my sponsors, Seven Investment Management, to provide a future-proof managed investment system for their clients. I imagine we'll learn a thing or two…

As we've said a time or two here, retirement represents quite a change from life at the coalface. You've done things the same way financially speaking for ages, and now things are looking a little different. Today I want to go over some financial housekeeping that will stand you in good stead for a spree-free financial retirement.

Hopefully it's a nice surprise when an unexpected episode drops into the feed! I'm adding this in here because I had the chance to chat with Tom Baigrie of life insurance advisers LifeSearch about their experiences in the current pandemic - it makes for an interesting conversation…

Transitioning into retirement is a big deal; a momentous occasion. Of course, for many of us, it is an occasion which is spread over months or years, if we opt for a gradual move away from working to live. But there will come a time when you find yourself retired. Today I want to look at what that means, and how you might be feeling, plus what you should think about now…

A key part of Meaningful Academy: Build Wealth is access to Voyant GO, the best financial planning app in the world. In today's show I want to give you a tiny snapshot of what it can do...

Welcome to a brand new season here on MeaningfulMoney. I'm looking forward to getting into a meaty season, following on from the previous one and looking into the point of it all: Retirement

MeaningfulMoney is 10 years old! Not sure where that time went...! Didn't feel right to pull out all the stops to celebrate, so here's a more muted celebration. Today I'm answering the questions that you have left in the Facebook group and on social media - all the stuff you've always wanted to know, and probably some stuff you didn't!

Today is an exciting day because I'm launching my flagship course on Meaningful Academy, the one that many of you have been waiting for. It's called Build Wealth, and it's ready RIGHT NOW!

Today I'm bringing back ever-popular guest Barney Whiter, AKA The Escape Artist for his input on the current situation, and the road ahead after COVID-19…

As many of you know MM is ten years old, this month, and the podcast is just over seven years old. When I started, I was one of very few voices in the UK putting out decent regular content. Now, thank goodness, there are more options than ever, and today I want to introduce you to the newest personal finance podcast in the space.

The world is pretty topsy-turvy right now, and for many of us, we're experiencing the biggest and sharpest test of our investing resolve in light of very volatile markets. Should we be doing anything in light of these circumstances? What is the future likely to look like? Today I'm bringing back Lars Kroijer to talk about what on earth is going on…

Just like that, you've made it. You stand at the brink of retirement, however you have defined that, and you're about to step across the threshold into the next phase of your life. What on earth do you do now?!

Retirement, as we've seen, is a very personal thing; it's unique for everyone experiencing it. Optimising your retirement experience then, is also going to be a very personal thing. But there are still some things that we can all consider as we approach the finish line to optimise things, and that's the topic for today.

I had a question in the MeaningfulMoney Facebook group the other day, from Tom, who asks about staying the course in challenging investment markets, now that they're actually upon us...

You've spent 40 years saving and investing towards your retirement. You've got pretty good at putting together and maintaining an investment portfolio. That'll just carry on into retirement, right? Not so fast - we're going to go deep today…

Neil Bage of Be-IQ and I riff about our response to what's going on with the Coronavirus and markets and everything else. We cover why it's important to understand that we're human, how to manage our emotional response and the necessity of being able to talk things through with trusted friends.