The Long Term Investor

Now that interest rates have risen, investors need to know where it's best to look for yield.   Listen now and learn: The market higher yields makes investing most attractive The shortfalls of relying on dividend stocks as a bond replacement Why a total return approach is better than focusing on just income   Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit...

Successful investing is all about minimizing mistakes. Perhaps the most common mistake among people who take a natural interest in investing is owning individual stocks.   Listen now and learn: How many professional investors failed to outperform the market A few mind-blowing statistics on the historical performance of individual stocks How taxes should be considered when diversifying out of stock...

Eduardo Repetto, CIO of Avantis Investors, discusses a variety of concepts related investing for higher expected returns.   Listen now and learn: Why different securities have different expected returns The shortfalls of style indices A theoretical framework for value investing     Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

As you retire and transition from saving to spending, there are several unique planning opportunities and challenges that arise.   Listen now and learn: How to simplify your investments Strategies for minimizing your total lifetime tax bill Different ways to navigate healthcare costs   Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

In your 60s, retirement is approaching quickly. The decisions you make in the few years leading up to retirement and the first few years in retirement are potentially the most impactful financial decisions of your lifetime.   Listen now and learn: How to prepare for market downturns before retirement A simple strategy for projecting future expenses Where to download a comprehensive retirement read...

Your 50s are the time you have the highest earnings and ability to save, so it's time to make the most of it.   Listen now and learn: How to take advantage of your peak earning years Ways to eliminate unnecessary investment risks     Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

This is the third episode of the Investing By Age series. As you move into your peak earning years, it's all about making smart decisions right now.  Listen now and learn: How to optimize your retirement savings Ideas for strategically investing for education costs 5 estate planning documents you need to get   Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit...

This is the second episode of the Investing by Age series.   Your 30s are the time to begin building lasting wealth to meet life's growing demands.   Listen now and learn: Best practices for consolidating your investments How to prioritize paying down debt vs investing goals The 3 essential components to protecting you against the unexpected   Visit www. TheLongTermInvestor.com for show notes, fre...

This is the first episode in the Investing by Age series.   The financial decisions you make in your 20s are arguably more impactful than any other time in your life because of the time your decisions have to compound.     Listen now and learn: Why it's important to start investing now The essential elements to investing in your 20s The most important thing to avoid in your investments   Visit www...

Why does the stock market go up? Author and finance commentator, Brian Feroldi, joins the show to answer the most common questions everyday people have about the stock market.   Listen now and learn: How investors determine what a business is worth What makes stock prices bounce around every day Why stocks tend to go up over the long-term     Visit www. TheLongTermInvestor.com for show notes, free...

How much do you need to retire?   People are living longer. Healthcare costs are rising. And we have no idea what Social Security will look like in the future. So it's no surprise that even the best savers have uncertainty around whether they are doing enough.   Listen now and learn: How to measure your current savings progress based on your age and income An easy calculation to estimate how big y...

Nicole Boyson has been a professor at Northeastern University since 2004 where she teaches and conducts research in areas such as investments and corporate finance. She joins us today to discuss her research on fiduciaries and brokers, particularly on financial advisors and potential conflicts of interest.   Listen now and learn: Common conflicts of interest in the investment space The evolution o...

Peter addresses a listener's question about making 529 withdrawals while the stock market is down.   Listen now and learn: The best way to invest your 529 savings How to manage 529 withdrawals during a market downturn How Peter manages his own 529 plan for his two kids     Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

In this episode, I'm joined by Dr. Preston Cherry, Head of Financial Planning and Assistant Professor of Finance at University of Wisconsin Green Bay. He is also the president of Financial Therapy Association and host of the Life Money Balance podcast.   Listen now and learn: The importance of setting expectations in advance of investing The difference between investment planning and investment ma...

Reading is one of life's greatest hacks.   Nonfiction offers you the ability to learn about any topic from the best and brightest minds in the world. Fiction provides hours upon hours of entertainment for less than the cost of a monthly subscription to Netflix.   Unfortunately, most people don't read much, but here are six easy ways to increase the number of books you read.   Listen now and learn:...

Mary Child's is the cohost and correspondent for NPR's Planet Money, but this episode focuses on her new book covering iconic bond fund manager, Bill Gross.   Listen now and learn: Why bond trading was invented How Pimco came to dominate bond markets What's most interesting about the bond environment today   Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit q...

The S&P 500 is flirting with bear market territory (defined as a 20% decline from the high) as investors grapple with several variables including multi-decade high inflation, aggressive monetary policy tightening, and persistent global supply chain issues. Listen now and learn: Why losses are normal on the way to higher expected returns A helpful discussion around how long Bear market "bounce back...

Dr. Daniel Crosby, a psychologist and behavioral finance expert joins the show to talk about the things we get wrong and how to get them right. Listen now and learn: What most people misunderstand about investing The 3 things required to change financial behavior How your environment can dramatically alter the decisions you make Visit www. TheLongTermInvestor.com for show notes, free resources, an...

Keeping documents orderly and well-secured has long been an important part of financial management, and it's worth investing a little time to get your financial life in order if it's far from it right now.   Much of what it takes to implement better recordkeeping comes down to finding the appropriate balance between access and security.   Listen now and learn: A straightforward set of rules for wh...

In these uncertain times, the basics matter more than ever. Joe Saul-Sehy and his co-author Emily Guy Birken take the basics and make them fun in their new book Stacked: Your Super-Serious Guide to Modern Money Management.   Listen now and learn: Joe's unique framework for setting goals The difference between budgeting and tracking expenses The reason it's important to ask yourself "what if?" with...

A widely watched aspect of the yield curve has been making headlines recently. I want to help you better understand what everyone is talking about and how it impacts your investments.   Listen now and learn: What the yield curve is and what it means when the yield curve inverts The relationship between yield curve inversions and recessions How to think about your portfolio given the current enviro...

This episode features Nick Maggiulli, author of the new book Just Keep Buying and popular blog Of Dollars and Data.   Listen now and learn: How to determine if saving or investing is more important How (and when) to invest your cash A unique way to frame the opportunity that exists in down markets     Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit question...

In this episode, Peter answers listener questions about 401(k) accounts.   Listen now and learn: How to choose between a Roth and Traditional 401(k) Best practices for choosing mutual funds in your 401(k) When is the right time to make withdrawals from your 401(k) in retirement     Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

There is no such thing as a perfect portfolio. There is only the portfolio that you can stick with for as long as possible. In this episode, Vanguard's Liz Anne Muirhead and Natalie Marvi-Romeo explain three evidence-based strategies for your portfolio: Index Investing, Factor Investing, and ESG Investing.   Listen now and learn: The case for each of these different investment strategies What pote...

Knowing that you are going to experience market losses can help you mentally prepare and make better decisions.   In this episode, I explain how performing a safety net analysis can give you an additional layer of emotional comfort during a market downturn.   Listen now and learn: The 4 steps to performing a safety net analysis Best practices for putting the analysis into practice How long you can...