The Long Term Investor

In the second episode of a series about student loan debt, I'm joined by Tyler Olson, who provides financial advice and education for early and mid-career physicians.     Listen now and learn: How to choose the right repayment plan When to refinance vs consolidate loans Differences in debt snow and debt avalanche approaches     Visit www. TheLongTermInvestor.com for show notes, free resources, and...

Cait Howerton, CFP® shares her deep expertise in student loans and provides a broad overview on strategies for paying them off.     Listen now and learn: Challenges high-earning professionals with student loans face Strategies for managing student debt during low and high earning years How to manage lifestyle creep   Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to...

John Jennings, author of The Uncertainty Solution joins the show to explain how to invest with confidence in inherently uncertain and unpredictable markets.   Listen now and learn: How humans react to uncertainty The difference between the economy and the stock market The role of skill and luck in investing outcomes   Visit www. TheLongTermInvestor.com for show notes, free resources, and a place t...

Building the perfect portfolio doesn't matter one bit if it doesn't align with your willingness and ability to take risk. Evaluating your own risk tolerance is difficult for individuals because of the emotions that are intertwined with investing.     Listen now and learn: The difference between ability and willingness to take risk Factors that drive an investor's risk tolerance How to choose the r...

How does the choice of using index funds or core funds with an emphasis on value, size, and profitability impact your retirement savings?    Mathieu Pellerin, Senior Researcher and Vice President at Dimensional Fund Advisors, shares his recently published research on the impact of factor investing on retirement outcomes.    Listen now and learn: How a core portfolio differs from an index portfolio...

The primary purpose of bonds is to reduce the overall volatility of the portfolio, but as we saw in 2022, that doesn't mean they can't lose money.   In fact, 2022 was the worst year for bonds in US history. And now that we're in a new period of higher interest rates on money market funds, CDs, and short-term Treasury bills, I've noticed an increasing number of people wondering whether they should...

Jill Schlesinger, host of Jill on Money and award-winning business analyst for CBS News, joins the show to talk about her latest book: The Great Money Reset. Listen now and learn: What it means to do a great money reset How great money reset experiences differ by age Timely financial steps to build the life you really want Visit www. TheLongTermInvestor.com for show notes, free resources, and a pl...

The United States is an exceptional place to invest and they've historically delivered higher returns than international stocks.    That begs the question: Does it make sense to own international stocks? Are US stocks enough for your portfolio?   Listen now and learn: The primary driver of recent US stock outperformance Why factor investing in a global manner tells a different story How Internatio...

Polina Pompliano is the author of HIDDEN GENIUS: The Secret Ways of Thinking That Power the World's Most Successful People. She is also the founder of The Profile, a media organization that studies successful people and companies.   Listen now and learn: Why mental models are more important than life hacks How to problem solve in a crisis The difference between systems-based and outcomes-based thi...

Retail investors are often curious about various aspects of AI, especially regarding its potential impact on the financial markets and investment opportunities. Some common questions asked by retail investors about AI include:   Listen now and learn: Whether you're investing in companies at the forefront of AI Questions to ask about your existing holdings How AI can and can't be incorporated into...

The problem with conventional wisdom is that it represents the masses, but there's a whole host of things that conventional wisdom gets wrong. By default, that feeds into what investors get  Listen now and learn: What investors get wrong A new way to think about risk How to define investment success   Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit question...

There isn't a better retirement savings account than a Health Savings Account (HSA).   Listen now and learn: How HSAs actually work Ways to HSAs to supercharge your retirement savings Advanced planning strategies that leverage an HSA's flexibility     Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Michael Kitces is one of the industry's leading experts on all things financial advice and financial planning. In this live episode recorded at Wealth Management EDGE, Michael explains the evolution of financial advice and how AI might impact the profession going forward. Listen now and learn: The evolution of financial advice from the 1960s to present Ways consumers benefit from financial advisor...

Plancorp's CEO, Chris Kerckhoff, joins the show for a live recording at the Wealth Management EDGE Conference.   Listen now and learn: Why the debt ceiling was originally created The three most likely scenarios in today's debt ceiling standoff How to think about investing     Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

In this episode, I'm joined by Carl Richards, a Certified Financial Planner (CFP®) and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Listen now and learn: How investors fall victim to the behavior gap What it means to do real financial planning The best way to avoid "The Big Mistake" Visit www. TheLongTermInvestor.com for show notes, free resources, and a pla...

Using index funds in your stock portfolio has historically been a wise choice, but bond indexes have some inherent disadvantages that make them a less obvious choice.   Listen now and learn: How bond indexing differs from stock indexing The different types of active bond management How to choose a fund that's right for you Visit www. TheLongTermInvestor.com for show notes, free resources, and a pl...

The death of a spouse is one of the most emotionally challenging times of a person's life. In this financially driven conversation, Mike Piper explains the financial steps to take for a surviving spouse.   Listen now and learn: What married couples can do to make it easier on a surviving spouse in the future Financial planning techniques a surviving spouse can use to maximize their wealth and mini...

Bond funds are superior to individual bonds for four distinct reasons.   Listen now and learn: The hidden costs in individual bonds The easy win individual bonds miss out on How to transition from individual bonds to bond funds       Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Rick Ferri, host of the Bogleheads on Investing podcast, joins the show to talk about the three components of successful investing.   Listen now and learn: The importance of having a clearly defined investment philosophy The four stages of an investor's philosophical journey The key ingredient to keeping a great investment plan intact       Visit www. TheLongTermInvestor.com for show notes, free r...

As consumers, we've come to expect customization and personalization with most things these days, whether it's our coffee order, streaming preferences, or insurance policies…So why should our investments be any different?   With direct indexing, investors can create custom portfolios based on their specific goals, values, and preferences.     Listen now and learn: How direct indexing differs from...

This week, financial history expert Jamie Catherwood of Investor Amnesia joins the show to share the history of innovation in investment vehicles and how it impacts investors today. Listen now and learn: The importance of understanding financial history Lessons from investment bubbles of the past How investment vehicles have evolved over time Visit www. TheLongTermInvestor.com for show notes, free...

The daily news cycle is of very little importance when it comes to long-term investing, but the failure of Silicon Valley Bank is the type of news item that catches the attention of even the most disciplined investor.   Listen now and learn: What happened with Silicon Valley Bank The broader health of the banking industry Implications for future investors     Visit www. TheLongTermInvestor.com for...

In this episode, I'm joined by Jeremy Schwartz, Global Chief Investment Officer at WisdomTree.   Prior to joining WisdomTree in 2005, Jeremy was a head research assistant for Professor Jeremy Siegel and, in 2022, became Professor Siegel's co-author on the sixth edition of the book Stocks for the Long Run .   Listen now and learn: Why you should want to own stocks right now Why fundamental indexing...

Being more than a year into the current bear market, it's natural to wonder when it will end. In this episode, Peter shares his thoughts on where we are in the market cycle and how to invest going forward.   Listen now and learn: Typical size and duration of bear market declines and recoveries The likelihood that the U.S. economy goes into recession Five insights on how to invest going forward    ...

The SECURE 2.0 Act passed at the end of 2022 includes 100 changes to the rules governing retirement savings. In this episode, I'm joined by Plancorp's Chief Planning Officer, Brian King, to talk through the most important opportunities resulting from the legislation.   Listen now and learn: The impact of SECURE 2.0 on people nearing or in retirement How new provisions make it easier for workers to...