The Long Term Investor

The retirement you've worked so hard for should be more than just financially secure—it should be truly fulfilling.  In this episode, Benjamin Brandt, financial planner and host of the award-winning Retirement Starts Today podcast, reveals how to break free from limiting mindsets and create a retirement plan that prioritizes your passions, values, and connections. Whether you're on the cusp of ret...

Sign up for my newsletter so that you don't miss special offers and exclusive content . How much money do you really need to retire? It's one of the most important—and personal—questions in financial planning. This episode explores two popular retirement savings benchmarks, and explains why they may or may not work for you.   But benchmarks are just the beginning. Peter dives into personalized str...

Ready to retire but uncertain about your next steps? Let's build a retirement plan you can count on. Schedule a call with Peter now . Sign up for the newsletter for exclusive content. -----  In this episode, I'm sharing a great conversation I had with Adam Cmejla, CFP® on his podcast, 20/20 MONEY. We talked about something that's changing the way people invest: direct indexing. Not familiar with d...

Ready to retire but uncertain about your next steps? Let's build a retirement plan you can count on. Schedule a call with Peter now .   Sign up for the newsletter for exclusive content. -----  Do you know what to look for when hiring a financial advisor? Choosing a high-quality advisor can feel overwhelming, with countless titles, credentials, and compensation structures to navigate. In this episo...

Ready to retire but uncertain about your next steps? Let's build a retirement plan you can count on. Schedule a call with Peter now .   Sign up for the newsletter . -----  Is managing your finances yourself costing you more than you realize? Discover the real value a financial advisor may be able to bring to your retirement planning.   This episode explores the pros and cons of going solo in your...

Want a peek behind the scenes? Get my top 5 must-read financial articles that keep me ahead on innovative planning and investment strategies—exclusive, curated, and straight to your inbox bi-weekly when you sign up for my newsletter . -----  2024 brought its share of twists and turns for markets, leaving valuable lessons in its wake.   In this episode, I sit down with Michael Batnick, Managing Par...

Proactive tax planning could save you thousands. If you're ready to hire an advisor, my team at Plancorp is here to help. Schedule a call today to learn more . -----  Avoiding tax surprises isn't just about filing on time—it's about planning ahead.    This episode shares six real life examples of how tax projections can potentially save you thousands on your future taxes and thoughtfully guide the...

Thinking about hiring a financial advisor? It could be a great decision—if you know how to evaluate them. Get my free worksheet to follow a proven process and avoid common mistakes. -----  Navigating equity compensation can be tricky, especially when the year-end tax clock is ticking.    In this episode, Ally Jane Ayers, a leading expert in the complex world of equity compensation, shares tax-smar...

Want a peek behind the scenes? Get my top 5 must-read financial articles that keep me ahead on innovative planning and investment strategies—exclusive, curated, and straight to your inbox bi-weekly when you sign up for my newsletter . -----  Are you paying more in taxes than you need to?  As the year winds down, now's an ideal time to make smart moves that can lower your tax bill—especially if you...

What's the role of bonds in your retirement portfolio in a high-yield environment? In this episode, PIMCO's David Braun breaks down the evolving fixed-income landscape. With 30 years of investment expertise, he shares insights on how rising yields create opportunities, why active management is essential for bonds, and what the U.S. national debt means for investors. Listen now and learn: The role...

What does it take to think clearly and stay rational in a world full of financial noise? This episode features part two of a rare conversation with Jason Zweig, acclaimed financial journalist and author of Your Money & Your Brain. From behind-the-scenes wisdom gleaned from Warren Buffett and Charlie Munger to the psychology driving your financial decisions, Jason delivers invaluable insights that...

Are today's markets testing your patience, or making you question your strategies? Jason Zweig believes that timeless investment wisdom is more relevant now than ever. In this episode, we're recording live from the New York Stock Exchange as Zweig discusses why Benjamin Graham's "The Intelligent Investor" remains a cornerstone of disciplined investing. Zweig shares insights on the psychological ch...

Markets are driven by countless factors—consumer demand, innovation, interest rates, global trade, and more. Sure, policies can create a little wind in the sails for certain segments of the market, or a bit of a headwind, but presidents don't hold the wheel. Listen now and learn: The limited impact of politics on stock markets The challenges faced by the US economy How the US stacks up in the two...

Are we entering a decade of low returns?  Goldman Sachs projects that S&P 500 returns will average only 3% annually over the next ten years—far below the historical norm of 13% in the last decade. While I'm not a believer in predicting the future, there are several useful elements in their research worth discussing. In this episode, I'll explore what's behind this forecast and what it means for in...

What happens if the spouse who handles all the finances suddenly isn't there? In this episode, Senior Wealth Manager Sara Gelsheimer of Plancorp joins us to explore why both spouses need to be involved in financial decisions. Whether due to sudden life changes or the realities of aging, having only one financial decision-maker can leave the other spouse unprepared for critical responsibilities. Sa...

Do you feel like something's missing, even with a solid financial foundation? Or wonder if there's a better way to use your money for happiness?   In this episode, I sit down with Daniel Crosby, Ph. D., behavioral finance expert and author of The Soul of Wealth, to discuss why the traditional approach to money often leaves us wanting more—and what actually leads to lasting satisfaction. Tune in to...

In this episode, we sit down with Josh Brown, CEO of Ritholtz Wealth Management, to explore the major shifts shaping Wall Street and what they mean for today's investors. From the rapid rise of private equity and alternative investments to the growing influence of passive investing, Josh breaks down the trends every investor needs to understand.   Listen now and learn: Why private equity and alter...

The Tax Cuts and Jobs Act is set to expire in 2026, which could mean higher taxes for many. This upcoming tax law change has many asking: Should I do Roth conversion NOW to lower my taxes?    Roth conversions can save you a lot of money—but you have to weigh multiple factors in a careful way. I'll cover sample scenarios and careful considerations in today's episode.   Listen now and learn:    Who...

In this episode, I'm joined by Marlena Lee from Dimensional Fund Advisors for a deep dive into evaluating investment fads and how to build better portfolios. We also explore the importance of global diversification and why certain investments may not belong in your long-term strategy.   Listen now and learn: A framework for evaluating whether an investment fad deserves a place in your portfolio. T...

Things can get complicated quickly in the world of personal finance. From investing and budgeting to estate planning and insurance, there are multiple ways to accomplish what you need to get done.   In today's episode, you'll hear an interview I did on "The Struggle Is Real" podcast. This interview dives into how to simplify investing and budgeting in a way that feels more approachable.    Listen...

In this episode, we tackle one of the biggest challenges investors face: making smart, strategic decisions in an unpredictable market.    Drawing inspiration from the game of chess, my guest Rubin Miller will explain how to think several steps ahead when it comes to your portfolio, outmaneuver market uncertainty, and avoid costly mistakes. We also discuss the role of "luck" in investing and how go...

When a CD matures, you have several options: renewing the CD, moving the funds to a high-yield savings account, or exploring higher-risk, higher-reward investments. Each choice comes with its own set of benefits and drawbacks.   Listen now and learn: Strategies for maximizing your earnings Whether you should renew your CD or move to a high-yield savings account When to move your cash to higher-ris...

Wes Gray, founder of Alpha Architect, joins the show to explore the evolution from traditional stock picking to data-driven quantitative investing.   Listen now and learn: Why even a perfect stock-picking strategy can still fail during market downturns The power of factor investing and how it systematically enhances portfolio returns A critical perspective on investing in emerging markets and priv...

In the realm of investing, nothing is more seductive than picking a winning stock. Unfortunately, investing in individual stocks is incredibly risky. But here's the good news: picking winning stocks isn't necessary.   Listen now and learn: A history of individual stock returns How professional investors perform The best way to own winning stocks   Visit www. TheLongTermInvestor.com for show notes,...

Taylor Schulte joins the show for a dive deep into the world of dividend investing. Tune in as we debunk common myths and provide a clear framework for building a successful investment portfolio.    Listen now and learn: The drawbacks of chasing high-yield investments and how to build a balanced portfolio How dividend-focused funds perform relative to the market Tax implications of dividends vs st...